Sr. Risk Engineering Consultant (Multiline)

Kalepa; Los Angeles, Northern (CA, KY); Hybrid; USD 135,000 - 175,000; Full time

Job summary

MSIG USA is seeking a Sr. Consultant to drive growth by actively participating in account acquisition and retention, performing risk evaluations, and delivering risk improvement plans for multinational and domestic accounts.

The role involves writing reports, communicating complex safety regulations, and collaborating with underwriting and other teams to ensure high-quality service and client satisfaction. Remote-friendly with a focus on loss prevention and risk engineering.

Qualifications

• Bachelor of Science degree; focus on Occupational Safety & Health or Risk Management preferred.
• 5 years of experience in the insurance and/or general industry.
• Minimum 3 years of loss prevention experience.

Responsibilities

• Perform risk evaluations for Multinational and Domestic accounts and create written risk reports.
• Develop and market consultative service plans to reduce loss exposure.
• Collaborate with Underwriting, Marketing, Claims and other MSIG units to ensure client needs are met.
• Assist in large loss investigations with Claims and promote risk engineering services.

Skills

Risk assessment

Client management

Risk engineering

Report writing

Education

Bachelor of Science degree

Tools

OSHA

NFPA

Job description

MSIG USA continues to grow! Company Overview: MSIG USA is the US-based subsidiary of MS&AD Insurance Group Holdings, Inc., one of the world’s top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business’s unique risks.

The Sr. Consultant is responsible to contribute to corporate goals of growth and profitability through the active participation in the account acquisition and retention process. Responsible to perform and complete risk evaluations of accounts and prospects to identify exposures, identify and address key loss sources, evaluate controls and active pursuit of recommendation submission and compliance. Establish focused risk improvement process through a consultative approach including the identification of client needs, establishing service plans that eliminate loss causes and actively assists clients with best practices focused on achieving their business goals and reduce overall loss costs.

Essential Functions:

Client Management Performs complete risk evaluations for Multinational and Domestic multi-line accounts to identify client exposures and evaluate controls. Creates written reports of risk evaluation and improvement activities on a timely basis and develops risk improvement recommendations to reduce client exposures to loss. Ensures timely compliance with risk improvement recommendations and communicates status to MSIG staff as needed. Effectively communicates technical regulations and safety protocols during the Risk Engineering Survey process and conveys the desirability of the risk to underwriting and ensures all customers receive high quality work products. Provides quality client management by identifying opportunities for risk improvement through an effective symptom questioning process Performs loss trend analysis to measure impact to the client and identify opportunities for improvement in risk. Develops risk improvement recommendations and performs required follow up to ensure timely and effective compliance. Ensure client needs are identified and satisfied by continuous interaction with Underwriting, Marketing, Claims, and other MSIG business units as needed.

Consultative Service Develops and markets focused consultative service plans to improve client exposure to business loss through a Specific, Measurable, Attainable, Realistic and Timely (S.M.A.R.T) objective process to provide measure improvement through outcomes of services.

Customer Service and Support Functions Participates with Claims in large loss investigations to identify and eliminate loss cause(s). Ensures all multi-location account sites receive consistent services that satisfy corporate client expectations. Act as a technical resource to Risk Engineering customers to provide quality risk management solutions. Promotes Risk Engineering services to the producer community and prospective accounts in order to write new business.

Supervisory Responsibilities: This position has no supervisory responsibilities.

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education and Experience Required: Diploma/Degree & Experience Bachelor of Science degree (B.S.) from a four year college or university is required. An academic focus on Occupational Safety and Health, or Risk Management is preferred. 5 years of strong experience in the insurance and/or general industry Minimum 3 years of loss prevention experience is required Loss Prevention engineering and fire safety technology proficiency. A commensurate level of knowledge of Occupational Safety and Health Administration (OSHA), National Fire Protection Association (NFPA) and other similar technical standards, along with a working knowledge of commercial property and casualty insurance coverage’s, and risk evaluation techniques. In-depth understanding of moderate to large sized industrial or warehousing operations.

SALARY: $135,000.00 - $175,000.00 #LI-Remote

It's an exciting time for our company and a great opportunity to join a financially sound and growing global insurance group!

It is the policy of MSIG USA to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, MSIG USA will provide reasonable accommodations for qualified individuals with disabilities. Each employee plays an important role which contributes directly to the success and continued growth of MSIG.

MSIG Holdings (U.S.A.), Inc. (MSIG) is a wholly owned subsidiary of the MS & AD Insurance Group Holdings, Inc. – one of the top ten property-casualty insurance groups world-wide. Our Group has capital in excess of $25 Billion, operations in more than 40 countries and nearly 40,000 personnel located globally. MSIG in the U.S. is comprised of three insurance companies with licenses in all fifty states as well as Puerto Rico and the District of Columbia. These companies and five other subsidiaries, deliver state of the art risk financing programs, insurance products, risk engineering and claims management services that enable our clients to effectively and efficiently manage their risks. Our insurance companies share the A.M Best’s A+ XV Rating and Standard & Poor’s A+ Rating of our Japan-based parent. Our clientele runs the gamut from small and mid-sized, sole-proprietorships, partnerships and corporations, up to some of the largest and most sophisticated multinational corporations operating in the U.S. and globally. The vast majority of clients seek our support related to Commercial Lines insurance products including Commercial Property and Liability Insurance products. However, through our subsidiary – Seven Hills Insurance Agency, LLC. – we are able to provide Personal Lines Insurance products including homeowners, renters, automobile, etc. Specialties: All Risk Property, Commercial Liability, Automobile, Workers Compensation, Management Liability, Marine, Excess & Umbrella, Claims Management, Risk Engineering services, etc.