Sr. Risk Analyst

Prime Communications; Sugar Land (TX); On-site; USD 85,000 - 110,000; Full time

Job summary

Prime Communications is seeking a Risk Manager to oversee the organization’s insurance and claims management programs. The ideal candidate will have experience in risk management and will partner with various departments to mitigate financial risks.

Responsibilities include managing the full lifecycle of insurance claims, collaborating with insurance carriers, and developing risk management policies. The role requires strong analytical and communication skills, along with a Bachelor’s degree in a relevant field.

Qualifications

• 2+ years of experience in risk management, insurance claims management, or related field.
• Experience working with insurance carriers, brokers, and third-party administrators (TPAs).
• Understanding of claims reserving and litigation management.

Responsibilities

• Oversee the full lifecycle of insurance claims.
• Serve as the liaison between the organization and insurance carriers.
• Analyze driver performance data to identify safety risks.

Skills

Risk Management

Insurance Claims Management

Analytical Skills

Negotiation Skills

Communication Skills

Proficiency in Microsoft Office

Strategic Thinking

Problem-Solving

Attention to Detail

Cross-Functional Collaboration

Education

Bachelor’s degree in Risk Management, Business Administration, Finance, or related field

Tools

Claims Management Systems

Job description

Requirements

• Bachelor’s degree in Risk Management, Business Administration, Finance, or related field
• 2+ years of experience in risk management, insurance claims management, or related field.
• Experience working with insurance carriers, brokers, TPAs, and legal counsel.
• Understanding of claims reserving, litigation management, and cost containment strategies.
• Excellent analytical, negotiation, and communication skills.
• Proficiency in Microsoft Office; experience with claims management systems preferred.
• Strategic thinking and problem-solving
• Strong attention to detail
• Ability to manage multiple complex claims simultaneously
• Sound judgment and decision-making
• Confidentiality and professionalism
• Cross-functional collaboration

Position Summary

The Risk Manager is responsible for overseeing the organization’s insurance and claims management programs, ensuring effective mitigation of operational and financial risks. This role manages claims across multiple insurance lines, including workers’ compensation, general liability, property. The ideal candidate will partner cross-functionally to minimize loss exposure and drive proactive risk management strategies.

Key Responsibilities

Claims Management

• Oversee the full lifecycle of insurance claims
• Serve as the primary liaison between the organization, insurance carriers, brokers, third-party administrators (TPAs), and legal counsel.
• Review, investigate, and manage claims to ensure timely resolution and cost containment.
• Monitor claim reserves, settlement negotiations, and litigation strategies.
• Identify trends and root causes of claims to recommend corrective actions.
• Manage the organization’s driver monitoring and telematics reporting program.
• Analyze driver performance data to identify safety risks and loss trends.
• Partner with Operations and HR to implement corrective actions and driver safety initiatives.
• Monitor motor vehicle records and ensure compliance with internal driving policies.

Insurance Program Administration

• Assist in policy renewals, underwriting data collection, and exposure reporting.
• Maintain accurate documentation of policies, certificates of insurance, and claims records.
• Develop and implement risk management policies and procedures.
• Partner with HR, IT, Operations, and Legal teams to mitigate workplace, operational, and cyber risks.
• Ensure compliance with federal, state, and local regulations related to workplace safety and claims management.
• Support safety initiatives and loss prevention programs.

Reporting & Analytics

• Track and analyze claims data and risk metrics.
• Prepare regular reports for leadership on claim status, trends, and financial impact.
• Provide strategic recommendations based on risk analysis and loss history.
• Coordinate response efforts for property damage, workplace injuries, and cyber incidents.
• Ensure timely reporting of incidents to carriers and relevant stakeholders.
• Support business continuity and disaster recovery efforts when applicable.