Commercial Loan Administrator Sr

Columbia Bank; Boise (ID); On-site; USD 90,000 - 120,000; Full time

Benefits offered by this job

Comprehensive medical, dental, and vision plans

401(k) retirement savings plan with employer match

Tuition assistance

Paid vacation and sick days

Job summary

A regional banking institution in Boise, Idaho is looking for a skilled professional to manage relationships with Commercial customers during onboarding and ongoing interactions. This role requires extensive experience in banking and loan administration, including the ability to handle complex loans and ensure compliance with regulations. The ideal candidate will possess strong communication abilities and a commitment to providing exceptional customer service, along with a Bachelor's degree in a related field being preferred.

Qualifications

• 10+ years of banking, loan administration, and documentation experience required.
• Preferred Bachelor's degree in a related field.
• Ability to analyze title insurance commitment reports.

Responsibilities

• Manage onboarding of new commercial banking relationships.
• Prepare documents for loan closing and compliance.
• Solve customer issues regarding bank products and services.

Skills

Specialized experience in commercial banking

Loan administration experience

Real estate construction draw analysis

Analytical and problem-solving skills

Strong written and verbal communication

Proficiency with Word and Excel

Analytical skills

Problem solving

Communication skills

PC skills

Education

High School Diploma/GED

Bachelor’s Degree in Business or Finance

Tools

Word

Excel

CRM systems

Job description

About the Role

Acts as a primary liaison with Commercial customers during all phases of onboarding a new banking relationship. Manages and monitors existing Commercial customer relationships on an ongoing day‑to‑day and transactional basis, working in close partnership with the business unit and other departments throughout the bank. Is considered a subject‑matter expert related to required processes and requirements needed to provide an exceptional customer experience.

Responsibilities

• Partner with the Commercial Relationship Team to obtain and review information required for underwriting, documentation and closing of C&I, construction and term loans that are complex in nature, as well as all deposit accounts and other services.
• Set up, process, and monitor documents and files for package completion to meet customer specifications and regulatory requirements.
• Independently prepare data input sheets and provide required information for customer relationships to be boarded on the bank’s servicing system(s). Maintain files with all required documentation for third‑party review and prepare files for timely audits.
• Work with attorneys and other financial or legal resources to negotiate accurate documents to fully protect the financial institution’s interests in the credit relationship.
• Set up and monitor loan and financial ticklers to ensure accuracy and timeliness; responsible for ensuring all closing conditions are met and loans are closed within time frames, working directly with the customer.
• Review and resolve a variety of customer problems/issues regarding bank products and services, and facilitate the processing of customer account maintenance and advance requests.
• Responsible for GL certification, which includes research, balancing and certification.
• Analyze property and liability insurance, title policy including title exceptions and UCC searches to ensure compliance with bank policy and procedure.
• Demonstrate compliance with all bank regulations for the assigned job function and apply relevant knowledge gained through coursework and on‑the‑job training. Keep up to date on regulatory changes.
• Follow all bank policies and procedures, compliance regulations, and complete all required annual or job‑specific training.
• Maintain a working knowledge of the bank’s written policies and procedures regarding the Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other applicable regulations.
• May be asked to coach, mentor, or train others and teach coursework as a subject‑matter expert.
• Actively learn, demonstrate, and foster the Columbia corporate culture in all actions and words.
• Take personal initiative and set a positive example for others to emulate.
• Embrace the vision to become the “Business Bank of Choice”.
• May perform other duties as assigned.

About You

Education

• H.S. Diploma/GED (preferred)
• Bachelor’s Degree in business, finance or related discipline (preferred)

Experience

• More than 10 years of banking, loan administration and documentation experience (required)

Skills

• Highest level of specialized experience and knowledge of the commercial department/function and proficiency in preparing complicated reports and/or documents.
• Solid loan administration experience with knowledge of complex lending structures, letters of credit, borrower‑based lending, multi‑phased construction and multiple collateral properties.
• Knowledge in real estate construction draw analysis, reconciliation and disbursement.
• Proven ability to analyze title insurance commitment reports including title exceptions and prepare title/escrow instructions.
• Proven analytical and problem‑solving skills.
• Ability to provide backup to manager and provide direction to other associates as needed or requested by manager.
• Strong written and verbal communication skills.
• Ability to work effectively with individuals and groups across the company to manage internal and external customer relationships.
• Proficiency with personal computers and related software packages such as Word, Excel, and other business machines.

Travel Requirements

• Occasional

Pay

The pay range for this role is $[Position/Area Minimum to Position/Area 1.2 Compa Ratio]. The pay rate for the selected candidate is dependent upon a variety of non‑discriminatory factors including, but not limited to, job‑related knowledge, skills, experience, education, and geographic location. The role may be eligible for performance‑based incentive compensation.

Primary Location

Ability to work fully onsite at posted location(s). 225 N 9th Street Suite 510 Boise ID 83702

Our Benefits

We are proud to offer a competitive total rewards package, including base wages and comprehensive benefits such as medical, dental, and vision plans; a 401(k) retirement savings plan with employer match; an employee assistance program; life and disability insurance; tuition assistance; mental health resources; identity theft protection; legal support; auto and home insurance; pet insurance; access to an online discount marketplace; and paid vacation, sick days, volunteer days, and holidays. Benefit eligibility begins the first day of the month following the date of hire for associates who work at least thirty hours weekly.

Our Commitment To Diversity

Columbia Bank is an equal opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status. If you require an accommodation to complete the application or interview(s), please let us know by email [e-mail].

To Staffing And Recruiting Agencies

Our posted job opportunities are only intended for individuals seeking employment at Columbia Bank. Columbia Bank does not accept unsolicited resumes or applications from agencies and will not be responsible for any fees related to unsolicited resume submissions. Staffing and recruiting agencies are not authorized to submit profiles, applications, or resumes to this site or to any Columbia Bank employee; any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team.