Sr Product Analyst

PassFort; Charlotte (NC); On-site; USD 119,000 - 173,000; Full time

Benefits offered by this job

Medical

Dental

Vision

Parental leave

Paid time off

401(k) plan with company contribution

Life insurance

Disability insurance

Accident insurance

Employee stock purchase plan

Tuition reimbursement

Job summary

Moody's is seeking a Product Analyst to lead the translation of business needs into engineering-ready user stories and measurable outcomes. You will own product analysis from discovery to delivery, partner with UX and data teams, and apply AI tools to streamline workflows.

The role emphasizes responsible AI use, structured backlog management, and collaboration across engineering and analytics teams to deliver high-impact digital solutions for Moody's Ratings and partners.

Qualifications

• Minimum 5 years of experience as a Product Analyst supporting agile product lifecycle development.
• Experience independently managing requirements and design-related activities for complex, multi-system initiatives.
• Translate business needs, user feedback, and data analysis into clear requirements, user stories, and acceptance criteria.
• Demonstrated proficiency in artificial intelligence concepts, with hands-on experience using AI tools to streamline workflows and enhance operational efficiency.

Responsibilities

• Translate product vision and business requirements into engineering-ready user stories, acceptance criteria, and measurable delivery outcomes.
• Take ownership of product analysis deliverables from discovery through implementation, identifying risks and driving follow-through across teams.
• Work directly with end users and business partners to understand needs, validate requirements, and deliver quality products and data.
• Leverage AI tools to improve speed, quality, and efficiency of product analysis, documentation, backlog management, and collaboration.
• Maintain an evergreen product roadmap and prioritized backlog to ensure high-value work and clear delivery timelines.
• Apply strong technical acumen with engineering and analytics teams to resolve delivery challenges.
• Lead with curiosity and foster a culture of innovation, inclusion, and accountability.

Skills

Product analysis ownership

Requirements & design ownership

Requirements writing

AI concepts & tools

Cross-functional delivery

Backlog management

Education

Bachelor's degree in CS/IS

Job description

At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.

Skills And Competencies

• Minimum 5 years of experience as a Product Analyst supporting agile product lifecycle development, with demonstrated ownership of product analysis deliverables from discovery through delivery
• Experience independently managing requirements and design-related activities for complex, multi-system initiatives with strong accountability for accuracy, completeness, and follow-through
• Strong ability to translate business needs, user feedback, and data analysis into clear requirements, high-quality user stories, acceptance criteria, use cases, process flows, and supporting documentation that enable engineering teams to deliver measurable product outcomes
• Demonstrated proficiency in artificial intelligence concepts, with hands‑on experience using AI tools to streamline workflows and enhance operational efficiency. Proven ability to implement AI‑powered solutions to solve business challenges. Demonstrates a growing awareness of AI risk management and a commitment to responsible and ethical AI use
• Strong technical acumen and experience partnering closely with software engineering, analytics, design, and business teams to clarify scope, resolve ambiguity, and support successful delivery
• Extensive experience using project and backlog management tools to maintain a well‑prioritized backlog, manage dependencies, track delivery progress, and support agile ceremonies
• Finance, accounting, and/or data background preferred

Education

• Bachelor's degree required in computer science, information systems, or related fields; advanced degree preferred with relevant experience

Responsibilities

Support the definition and delivery of digital solutions that translate business needs into customer-focused product outcomes

• Translate product vision and business requirements into engineering‑ready user stories, acceptance criteria, and measurable delivery outcomes
• Take ownership of product analysis deliverables from discovery through implementation, proactively identifying risks, resolving ambiguity, and driving follow‑through across teams
• Work directly with end users and business partners to understand needs, validate requirements, and deliver quality products and data
• Leverage AI tools as part of daily work to improve the speed, quality, and efficiency of product analysis, documentation, backlog management, and cross‑functional collaboration
• Maintain an evergreen product roadmap and prioritized backlog to ensure the team is focused on the highest‑value work, delivery timelines are clear, and cross‑team dependencies are actively managed
• Apply strong technical acumen when partnering with software engineering and analytics teams to resolve complex delivery challenges
• Lead with curiosity, embrace responsible use of AI tools, and foster a culture of innovation, collaboration, diversity, inclusion, and accountability

About The Team

Our Product Management team is responsible for defining, delivering, and supporting scalable digital solutions that empower Moody's Ratings' analytic products and business partners. The team focuses on delivering customer‑centered product experiences, data‑driven capabilities, AI‑enabled solutions, and platform modernization through strong product practices and an AI‑first mindset, contributing directly to Moody's core business and technology strategy.

For US-based roles only: the anticipated hiring base salary range for this position is $119,100.00 - $172,650.00, depending on factors such as experience, education, level, skills, and location. This range is based on a full‑time position. In addition to base salary, this role is eligible for incentive compensation.

Moody’s also offers a competitive benefits package, including not but limited to

• medical
• dental
• vision
• parental leave
• paid time off
• a 401(k) plan with employee and company contribution opportunities
• life
• disability
• accident insurance
• a discounted employee stock purchase plan
• tuition reimbursement

Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion or creed, national origin, ancestry, citizenship, marital or familial status, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, military or veteran status, or any other characteristic protected by law. Moody’s also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email [e-mail]. This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications

For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.

This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act.

Click here to view our full EEO policy statement. Click here for more information on your EEO rights under the law. Click here to view our Pay Transparency Nondiscrimination statement.

Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.