Sr. Portfolio Banker

001 The Northern Trust Company; San Diego (CA); In loco; USD 158.000 - 269.000; Tempo pieno

Descrizione del lavoro

Northern Trust in the United States seeks a senior credit and relationship manager to lead the bank's most complex client relationships in banking, credit and treasury management. You will identify opportunities for investment management and fiduciary services.

You will proactively communicate with clients about issues, products and regulatory changes, apply credit policy and risk management knowledge, and guide cross-functional teams to deliver innovative solutions.

Competenze

• In-depth knowledge of finance and related issues.
• Knowledge of lending regulations and credit risk.
• Excellent oral and written communication skills.
• Flexible and adaptable to change.
• Specialized depth in own field.

Mansioni

• Manage the most complex banking, credit and treasury management client relationships.
• Identify opportunities for investment management and fiduciary services.
• Proactively communicate with clients about issues, products and regulatory changes.
• Develop an ongoing marketing strategy for specific clients.
• Advise clients on Goals Driven Wealth Management.
• Lead cross-functional teams to solve complex problems.

Conoscenze

Interpersonal skills

Consultative skills

Communication skills

Finance knowledge

Adaptable to change

Descrizione del lavoro

About Northern Trust

As a global leader in innovative wealth management, asset servicing, asset management and banking services, Northern Trust (Nasdaq: NTRS) is proud to guide the world’s most successful individuals, families, corporations and institutions. Since 1889, we have aligned our efforts with our three guiding Principles That Endure: Service, Expertise, and Integrity. Together, they reflect the three cornerstones of business conduct which we strive to instill in our employees, whom we call partners, and to provide to our clients and the communities we serve worldwide. With more than 135 years of financial experience and over 24,000 partners, we serve the world’s most sophisticated clients using leading technology and exceptional service.

Major Duties

• Manages the most complex banking, credit and treasury management client relationships and identifies opportunities for investment management and fiduciary services
• Proactively communicates with client on emerging issues, bank products/services, and legal/regulatory changes translating the impact on our client’s activities and banking services
• Identifies opportunities and develops an on-going marketing strategy for specific clients
• Proactively advises and consults with clients as it relates to Goals Driven Wealth Management
• Applies in-depth knowledge of credit policy, banking products as well as risk management in providing the best solutions and developing new opportunities
• Assists borrowers in managing risk, including interest rate risk thru the use special pricing conditions and interest rates Swaps
• Carries out activities that are large in scope, cross-functional and technically difficult
• Responsible for direct interaction with different committees and/or management
• Strategic in developing, implementing and administering programs within functional areas
• Leads others to solve complex problems
• Uses sophisticated analytical thought to exercise judgement and identify innovative solutions

Knowledge

• In-depth knowledge of finance and relevant business segment specific issues are required to manage client relationships
• Knowledge of applicable industry laws and regulations and completion of the lending program is required to evaluate credit risk
• Strong interpersonal and consultative skills and ability to develop new business required. Excellent oral and written communication skills are required
• Highly flexible and adaptable to change
• Requires specialized depth and/or breadth of expertise in own job discipline or field

Experience

• At least 7 years credit and relationship management experience as well as financial analysis and client servicing experience, or commercial lending or leasing experience
• May lead functional teams or projects with moderate resource requirements, risk, and/or complexity

Salary Range

Salary Range: $158,010 - 268,640 USD
Salary range is a good faith estimate of base pay. Northern Trust provides a comprehensive benefits package including retirement benefits (401k and pension), health and welfare benefits (medical, dental, vision, spending accounts and disability), paid time off, parental and caregiver leave, life & accident insurance, and other voluntary and well-being benefits.

• Northern Trust also provides a discretionary bonus program that may include an equity component.

Work Authorization

Applicants must be authorized to work in the U.S. without the need for employment-based visa sponsorship now or in the future. Northern Trust will not sponsor applicants for U.S. work visa status for this opportunity (no sponsorship is available for H-1B, L-1, TN, O-1, E-3, H-1B1, F-1, J-1, OPT, CPT or any other employment-based visa).

Working with Us

As a Northern Trust partner, you will be part of a flexible and collaborative work culture, which has a strong history of financial strength and stability. Movement within the organization is encouraged, senior leaders are accessible, and you can take pride in working for a company committed to an inclusive workplace and assisting the communities we serve. Philanthropy is deeply rooted in Northern Trust’s history and is an essential element of our culture. Employees around the world give their time and talent to work for the greater good of their communities.

Reasonable Accommodation

Northern Trust is committed to working with and providing adjustments to individuals with health conditions and disabilities. If you need a reasonable accommodation for any part of the employment process, please email our HR Service Center at [e-mail], or alternatively you can discuss your individual requirements with the recruiter you are working with.

Looking for greater? You found it. A global financial leader with more than 22,000 employees in 23 locations worldwide, Northern Trust empowers our employees to achieve more than just business goals. Our focus on work-life balance, career mobility and unique opportunities are just a few of the reasons we’ve been named one of the world’s most admired companies.

APAC/INDIA EEO STATEMENT

It is the policy and practice of Northern Trust to provide equal employment opportunities to all employees and applicants. Northern Trust does not discriminate on the basis of race, colour, religion or belief, nationality, ethnic or national origin, sex, marital status, sexual orientation, disability or age. All employment decisions will be made in a non-discriminatory manner in accordance with our obligations under the law and codes of practice. This includes human resources’ decisions relating to recruitment, terms and conditions of employment, transfers, promotions and access to learning and development.

Canada EEO STATEMENT

Northern Trust is an Equal Opportunity Employer. Hiring and other employment decisions at Northern Trust are made without regard to race, colour, religion, sex, ancestry, national origin, ethnic origin, age, disability, citizenship, veteran status, sexual orientation, record of offences, marital status, family status, or any other characteristic protected by federal, provincial, or local law, regulation, or ordinance.

EMEA EEO STATEMENT

It is the policy and practice of Northern Trust to provide equal employment opportunities to all employees and applicants. Northern Trust does not discriminate on the basis of race, colour, religion or belief, nationality, ethnic or national origin, sex, marital status, sexual orientation, disability or age. All employment decisions will be made in a non-discriminatory manner in accordance with our obligations under the law and codes of practice. This includes human resources’ decisions relating to recruitment, terms and conditions of employment, transfers, promotions and access to learning and development.

USA EEO STATEMENT

It is the policy of The Northern Trust Company to afford equal opportunity in all phases of employment without regard to an individual's age, race, color, religion, creed, gender, national origin, citizenship status, marital status, pregnancy, sexual orientation, gender identity, gender expression, genetic tests and information, physical or mental disability, protected veteran status or any other legally protected status. EEO Know Your Rights (U.S.)