Sr Loan Officer

Nebraska Enterprise Fund; Omaha (NE); On-site; USD 75,000 - 110,000; Full time

Job summary

Nebraska Enterprise Fund in Omaha, NE seeks a Sr Loan Officer to originate, structure, and manage small business loans. You will meet with borrowers, analyze financial statements and cash flow, assess credit risk, and prepare underwriting packages and recommendations.

The role requires on-site work and close collaboration with internal teams to ensure timely loan decisions and policy compliance. You will also engage with community partners and participate in training events to advance NEF's

Qualifications

• Experience as a Loan Officer or in commercial/small business lending.
• Strong financial statement analysis and cash-flow skills.
• Underwriting skills to evaluate risk and structure loans.
• Customer service orientation and borrower support throughout process.
• Understanding of small business loan origination and compliance.
• Bachelor's degree or equivalent professional experience.
• Experience with underserved communities or CDFI lending is beneficial.

Responsibilities

• Originate and structure small business loans from inquiry to closing.
• Meet with borrowers and analyze financials.
• Conduct credit and risk assessments and prepare underwriting packages.
• Guide applicants through loan process and ensure timely decisions.
• Collaborate with internal teams and engage with community partners.

Skills

Loan origination

Financial statement analysis

Cash-flow assessment

Credit risk assessment

Customer service

Lending compliance

Communication

Team collaboration

Education

Bachelor's degree in Finance/Business/Economics

Tools

Loan management systems

Office software

Job description

Company Description

Nebraska Enterprise Fund (NEF) is a Community Development Financial Institution dedicated to building a strong, sustainable small business ecosystem across Nebraska and Southwest Iowa. NEF supports underserved communities by providing business development services, training, and mentoring to help entrepreneurs grow and succeed. The organization focuses on cash-flow financing and manages over $25M in revolving loan funds to serve diverse businesses. Team members contribute to meaningful economic development and community impact by expanding access to capital and resources for small business owners.

Role Description

The Sr Loan Officer is a full‑time, on‑site role based in Omaha, NE. This position is responsible for originating, structuring, and managing small business loans, from initial inquiry through closing and ongoing monitoring. Day‑to‑day activities include meeting with prospective and existing borrowers, analyzing financial statements and cash flow, conducting credit and risk assessments, and preparing underwriting packages and recommendations. The Sr Loan Officer will guide applicants through the loan process, provide responsive customer service, and collaborate with internal teams to ensure timely loan decisions and compliance with lending policies. The role also involves outreach to community partners, participation in training or informational events, and contributing to NEF's mission of supporting diverse small businesses.

Qualifications

• Demonstrated experience as a Loan Officer or in a similar commercial or small business lending role, with strong loan origination skills.
• Solid foundation in Finance, including financial statement analysis, cash-flow assessment, and knowledge of lending and credit principles.
• Underwriting skills with the ability to evaluate risk, structure loans appropriately, and prepare clear, well-supported credit recommendations.
• Strong Customer Service orientation, with proven ability to communicate clearly, build relationships, and support borrowers throughout the lending process.
• Understanding of small business Loan Origination processes, documentation requirements, and compliance considerations.
• Bachelor's degree in Finance, Business, Economics, or a related field, or equivalent professional experience.
• Experience working with underserved or diverse communities and familiarity with community development or CDFI lending is beneficial.
• Proficiency with standard office software and loan management systems; strong organizational skills and attention to detail.
• Ability to work on‑site in Omaha, NE, manage multiple priorities, and collaborate effectively with a mission‑driven team.