Sr. Fraud Strategies Analyst

Early Warning Services LLC; Scottsdale (AZ); Hybrid; USD 84,000 - 105,000; Full time

Benefits offered by this job

Healthcare Coverage

401(k) Match

Paid Time Off

Job summary

Early Warning Services LLC is seeking a Fraud Risk Analyst in a hybrid role based in the Scottsdale area. You will analyze and deploy rules and scoring logic from fraud models to optimize risk, cost and user experience across payment networks.

The role partners with Product, Engineering and Analytics to shape fraud strategies, monitor threats, and drive data-driven decisions. A strong analytics background and 5+ years in fraud risk are essential.

Qualifications

• Bachelor's degree or equivalent education/experience required.
• Minimum 5 years of fraud risk management experience.
• SQL/SAS/Python competencies or comparable data analytics skills.
• Proven ability to translate concepts into analysis and change.
• Strong written, verbal, and presentation skills for technical and non-technical audiences.
• Experience with digital banking, payments and/or payment networks.
• Experience with financial institutions in fraud risk management.
• Background check

Responsibilities

• Assess, recommend and modify the application of scores and rules to balance risk, expense and experience for clients and partners.
• Implement fraud detection and prevention strategies for the network.
• Create data-driven insights for monitoring effectiveness and opportunities in rules and logic.
• Prepare clear communications for internal and external stakeholders about risks and trends.
• Analyze fraud events to identify root causes and mitigation opportunities.
• Monitor fraud trends and proactively enhance rules, strategies and controls.
• Protect the integrity and confidentiality of systems and data.

Skills

SQL

SAS

Python

Data analytics

Education

Bachelor's degree or equivalent education/experience

Job description

At Early Warning, we've powered and protected the U.S. financial system for over thirty years with cutting-edge solutions like Zelle, Paze, and so much more. As a trusted name in payments, we partner with thousands of institutions to increase access to financial services and protect transactions for hundreds of millions of consumers and small businesses.

Positions located in Scottsdale, San Francisco, Chicago, or New York follow a hybrid work model to allow for a more collaborative working environment.

Candidates responding to this posting must independently possess the eligibility to work in the United States, for any employer, at the date of hire. This position is ineligible for employment Visa sponsorship.

Overall Purpose

This role is accountable to analyze, create and deploy the rules, scores, and decisioning logic from both internally and externally developed fraud risk models and applications with the associated outcomes as it applies to decisions rendered to optimize the balance of risk, expense and experience while using the payment network in a variety of operating environments.

This work must be done directly or in partnership with financial institutions and includes collaboration with internal stakeholders including Product, Engineering, and Analytics to inform fraud risk decisioning and strategy execution.This role also partners closely with Fraud Risk Program Management to align fraud strategies with broader program objectives and roadmap priorities.

Essential Functions

• Assess, recommend and modify the application of scores and rules to deliver the optimal balance of risk, expense and experience for clients, consumers and partners in the network.
• Implement fraud detection and prevention strategies for the network.
• Create and apply data-driven insights for constant monitoring of effectiveness, efficiency and opportunities in the application of features, scores, rules and logic to continuously improve fraud risk strategy performance.
• Develop and deliver clear, concise communications and presentations to internal stakeholders (including Product, Engineering, Analytics, and Risk teams) external stakeholders (including banking partners, merchants, and third-party vendors) regarding emerging risks, observed trends and related opportunities.
• Perform the analysis of fraud events for the purpose of identifying and consistently categorizing the root cause of fraud events observed or attempted in the network and identifying control gaps and opportunities for mitigation.
• Monitor fraud trends, emerging threats, and attack patterns, and proactively recommend enhancements to rules, strategies, and controls.
• Support the company's commitment to protect the integrity and confidentiality of systems and data.

Minimum Qualifications

• Bachelor's degree or equivalent education/experience required.
• Minimum 5 years of fraud risk management experience.
• SQL/SAS/Python competencies or comparable data analytics skills.
• Proven track record of converting concepts to analysis to cases for change.
• Strong written, verbal, and presentation skills with the ability to communicate effectively to both technical and non-technical audiences.
• Experience with digital banking, payments and/or payment networks.
• Experience with financial institutions in the area of fraud risk management.
• Background and drug screen

Preferred Qualifications

• Certified Fraud Examiner (CFE) certification or similar credential is a plus
• Ability to operate with a high degree of autonomy and influence strategy decisions without direct authority
• Experience supporting enterprise fraud programs or large-scale fraud platforms

The above job description is not intended to be an all-inclusive list of duties and standards of the position. Incumbents will follow instructions and perform other related duties as assigned by their supervisor.

Physical Requirements

Working conditions consist of a normal office environment. Work is primarily sedentary and requires extensive use of a computer and involves sitting for periods of approximately four hours. Work may require occasional standing, walking, kneeling, and reaching. Must be able to lift 10 pounds occasionally and/or negligible amount of force frequently. Requires visual acuity and dexterity to view, prepare, and manipulate documents and office equipment including personal computers.

Employee must be able to perform essential functions and physical requirements of position with or without reasonable accommodation.

The base pay scale for this position in:
Phoenix, AZ/ Chicago, IL / Washington, DC in USD per year is: $84,000 - $105,000.
New York, NY/ San Francisco, CA in USD per year is: $101,000 - $126,000.

Some of the Ways We Prioritize Your Health and Happiness

• Healthcare Coverage-Competitive medical (PPO/HDHP), dental, and vision plans as well as company contributions to your Health Savings Account (HSA) or pre-tax savings through flexible spending accounts (FSA) for commuting, health & dependent care expenses.

• 401(k) Retirement Plan-Featuring a 100% Company Safe Harbor Match on your first 6% deferral immediately upon eligibility.

• Paid Time Off -Flexible Time Off for Exempt (salaried) employees, as well as generous PTO for Non-Exempt (hourly) employees, plus 11 paid company holidays and a paid volunteer day.

• 12 weeks of Paid Parental Leave

• Maven Family Planning - provides support through your Parenting journey including egg freezing, fertility, adoption, surrogacy, pregnancy, postpartum, early pediatrics, and returning to work.

AndSOmuch more! We continue to enhance our program, so be sure to check our Benefits page here for the latest. Our team can share more during the interview process!

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

Early Warning Services, LLC ("Early Warning") considers for employment, hires, retains and promotes qualified candidates on the basis of ability, potential, and valid qualifications without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote equal employment opportunity and affirmative action, in accordance with all applicable federal, state, and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our employees.