Sr. FP&A Analyst

GSD Search; United States; Remote; USD 90,000 - 110,000; Full time

Job summary

GSD Search is partnering with a Property & Casualty insurer to place a Senior FP&A Analyst who will drive financial planning, forecasting, and performance analysis for insurance operations. The role collaborates with CFO, Accounting, Underwriting, and Actuarial teams to build plans, evaluate profitability, and provide actionable insights.

You will model financials, analyze earned premiums, losses, and expenses, and assess program profitability.

Qualifications

• Bachelor's degree in Finance, Accounting, or a related field.
• 8–10 years of relevant finance experience in P&C insurance preferred.
• Strong financial planning and analysis experience including budgeting, forecasting, variance analysis, and financial modeling.
• Advanced Excel skills and proficiency with financial reporting systems.
• Excellent communication and presentation skills for executive audiences.
• Ability to collaborate across Finance, Accounting, Underwriting, and Actuarial teams.

Responsibilities

• Develop annual financial plans and quarterly forecasts with Accounting, Underwriting, and Actuarial teams.
• Prepare monthly P&L analyses by insurance program against budgets and forecasts.
• Analyze key financial drivers such as earned premiums and claims/losses.
• Investigate variances and present findings to CFO and senior leadership.
• Evaluate new business strain and payback periods based on production forecasts.
• Prepare monthly financial scorecards highlighting profitability and performance.
• Monitor MGA expenses to ensure contractual compliance.

Skills

Financial modeling

Budgeting

Forecasting

Variance analysis

Excel

Executive communication

Cross-functional collaboration

Education

Bachelor's degree in Finance, Accounting, or related field

Tools

Workday Financials

Job description

Senior Financial Planning & Analysis (FP&A) Analyst

Location: Remote (U.S.)

Employment Type: Full-Time, Direct Hire

Industry: Property & Casualty Insurance

12+ Month Contract: $65 - $80/hr

Overview

GSD Search is partnering with an established Property & Casualty insurance organization to identify an experienced Senior FP&A Analyst to support financial planning, forecasting, and performance analysis across its insurance operations.

This position will work closely with the CFO, Accounting, Underwriting, and Actuarial teams to develop financial plans, evaluate profitability, and provide meaningful insights into business performance.

The ideal candidate brings strong financial modeling and analytical skills, along with an understanding of P&C insurance financials, including earned premiums, losses, expenses, and program profitability.

Key Responsibilities

• Develop annual financial plans and quarterly forecasts in collaboration with Accounting, Underwriting, and Actuarial teams.
• Prepare monthly P&L analyses by insurance program, comparing actual results against budgets and forecasts.
• Analyze key financial drivers, including earned premiums, claims/losses, operating expenses, and new business strain.
• Investigate financial variances and present findings and recommendations directly to the CFO and senior leadership.
• Evaluate new business strain, including estimated payback periods and anticipated financial impacts based on production forecasts.
• Prepare monthly financial scorecards highlighting program profitability, operating performance, and historical claims trends.
• Monitor expenses and charges from Managing General Agents (MGAs) and third-party service providers to ensure compliance with contractual terms.
• Analyze the economics and profitability of individual insurance programs and MGA relationships.
• Support financial reporting and planning materials for senior management, the Board of Directors, and external stakeholders, including AM Best.
• Identify opportunities to improve financial reporting, forecasting accuracy, and operational efficiency.

Required Qualifications

• Bachelor's degree in Finance, Accounting, or a related field.
• 8–10 years of relevant finance experience, preferably within the Property & Casualty insurance industry.
• Strong financial planning and analysis experience, including budgeting, forecasting, variance analysis, and financial modeling.
• Advanced Microsoft Excel skills and proficiency with financial reporting systems.
• Strong analytical abilities with experience interpreting financial results and identifying underlying business drivers.
• Excellent communication and presentation skills, including the ability to explain financial performance to executive leadership.
• Ability to collaborate effectively across Finance, Accounting, Underwriting, and Actuarial departments.
• Strong organizational skills with the ability to manage multiple priorities and meet deadlines.
• Adaptability in a dynamic environment with changing business priorities.

Preferred Qualifications

• Property & Casualty insurance industry experience, particularly within a carrier, MGA, or insurance program environment.
• Understanding of insurance financial metrics, including earned premiums, loss ratios, expense ratios, underwriting profitability, and new business strain.
• Experience analyzing financial performance across multiple insurance programs or business segments.
• Familiarity with MGA relationships, program expenses, and insurance-related financial reporting.
• Experience with Workday Financials.
• Experience preparing financial analyses for CFOs, executive leadership, or Boards of Directors.

Keywords

Senior FP&A Analyst, Senior Financial Analyst, Financial Planning & Analysis, FP&A, P&C Insurance, Property & Casualty, Insurance Finance, Financial Modeling, Budgeting, Forecasting, Variance Analysis, Financial Reporting, Program Profitability, MGA, Managing General Agent, Earned Premium, Loss Ratio, Expense Ratio, Underwriting Profitability, New Business Strain, Financial Scorecards, Workday Financials, Advanced Excel.