Sr Director, Card Risk: Credit & Data

Capital One; Richmond (VA); Hybride; USD 217 000 - 272 000; Plein temps

Résumé du poste

Capital One in Richmond, VA is seeking a Sr Director to lead Card Risk: Credit & Data, driving large-scale risk program management and governance across the Card Data, Data Platforms and Credit domains. The role requires partnering with executives, business units, Compliance and Legal to implement high‑impact risk solutions.

The position is hybrid, with on‑site presence as required by office policy. The candidate will bring extensive experience in risk management, policy controls, and

Qualifications

• Bachelor's degree or military experience is required.
• 8+ years in Risk Management, Project Management, Operations, Compliance, or Process Management.
• 8+ years of people leadership experience; 7+ years supporting internal business clients.

Responsabilités

• Lead large scale Risk Management Program Management/Governance.
• Oversee credit policy controls and risk advisory in data management, data products, and platform controls.
• Manage audits and regulatory exams and coordinate with executives and stakeholders.

Connaissances

Leadership

Communication

Influence

Risk Management

Data Governance

Formation

Bachelor's degree or military experience

Master’s Degree

Juris Doctor

Description du poste

Sr Director, Card Risk: Credit & Data

• Spearhead large scale Risk Management Program Management/Governance

As a Senior Director in Capital One’s Card Risk team, you will apply your leadership and analytical skills to our highest profile Risk Management efforts. You will act as a thought leader working across the business to develop and implement cutting edge Risk solutions to ensure Capital One’s continued success. Senior Directors in Capital One’s Card Risk organization partner with Executives, Line of Business, Compliance and Legal associates to develop and implement well‑managed risk practices in an open, collaborative environment.

Senior Risk Directors at Capital One are highly motivated risk and process management professionals with excellent analytical, organizational, and communication skills. These skills allow the Senior Director to gain insights and act as a change agent to influence their business partners. As Capital One evolves to meet the ever‑changing technology landscape, so do our risk managers. Being successful includes operating from a foundation of knowledge about the Line of Business with whom they are working, laws, regulations, processes and associated controls, and sound risk management practices. They are forward thinking, quick to adapt, and technologically adept.

This role leads the vertical risk management function for Card Data, Data Platforms and Credit Intent Governance, which includes overseeing credit policy controls, as well as risk advisory in the areas of data management, data products, and platform controls within the Card Data, Models, Decisioning, & Credit (DMDC) organization.

This role is designated as a hybrid position. You are expected to adhere to Capital One's hybrid policy regarding required on‑site presence at your designated office location.

Responsibilities

• Utilize data management metrics and insights to influence senior business leaders in a compelling, action‑oriented manner
• Apply understanding of data governance processes and controls to proactively mitigate risks
• Provide strategic program leadership and drive program alignment in a matrixed, highly complex regulated environment
• Spearhead large scale Risk Management Program Management/Governance
• Design, develop, and manage risk management‑focused project plans in a complex dynamic environment, revising needs to meet changing requirements
• Ensure projects are being delivered on time and on budget within a challenging environment while simultaneously managing risk
• Communicate program requirements across the organization, to both internal and external stakeholders as needed
• Partner cross‑functionally with project customers to provide strategic and tactical thought partnership to effectively drive project delivery
• Report out on program status, risks, issues and decisions to a wide variety of constituents across the company; flags critical risks and/or concerns to Risk Management and Business Leadership
• Lead critical assessments on risk categories to mitigate risk to the company
• Build relationships and collaborating with key stakeholders to ensure delivery of commitments
• Consult strategically with Accountable Executives and partner teams
• Problem‑solve with cross‑functional teams and partners on an array of issues and opportunities
• Design and drive a transformation vision for your organization
• Identify opportunities for continued improvement in the business
• Partner proactively with partners’ teams, internal business teams, other risk office groups to help document and improve policies, processes, controls, and procedures
• Assist the business in management of audits and regulatory exams

Qualities of a Successful Candidate

Senior Directors in this space are highly motivated professionals with excellent leadership, problem solving, communication and influence skills. They are experienced in operating in a highly dynamic environment and can balance the needs of multiple stakeholder groups. They have the ability to work with executives to create innovative solutions, and can think strategically, while executing on operational requirements.

Basic Qualifications

• Bachelor's degree or military experience
• At least 8 years of experience in Risk Management, Project Management, Operations, Compliance, or Process Management
• At least 8 years of people leadership experienceAt least 7 years of experience supporting, partnering or interacting with internal business clients

Preferred Qualifications

• Master’s Degree or Juris Doctor
• 10+ years of experience in Risk Management, Project Management, Operations, Compliance, or Process Management
• 10+ years of people management experience
• 5+ years of project management experience leading cross functional programs in risk
• Project Management Professional (PMP), Lean, Agile or Six Sigma certification

At this time, Capital One will not sponsor a new applicant for employment authorization, or offer any immigration related support for this position (e.g. H1B, F-1 OPT, F-1 STEM OPT, F-1 CPT, J-1, TN, E-3, and O-1, or any other forms of work authorization that require immigration support from an employer).

The minimum and maximum full‑time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part‑time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

• McLean, VA: $238,700 - $272,400 for Sr. Director, Risk Management
• Richmond, VA: $217,000 - $247,700 for Sr. Director, Risk Management

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well‑being. Learn more at the Capital One Careers website. Eligibility varies based on full or part‑time status, exempt or non‑exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.

No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non‑discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug‑free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.