Sr. DI Claims Examiner

Ameritas-Life-Insurance-Corp; Lincoln (NE); Remote; USD 34,000 - 55,000; Full time

Benefits offered by this job

401(k) with company match

Tuition reimbursement

Incentive program bonuses

Competitive pay

Flexible hybrid work

PTO / Paid time off

Health benefits

Job summary

Ameritas is seeking a remote USA-based Claims Professional to evaluate and authorize dispositions of complex claims. The role supports medical records analysis, independent medical reviews, and coordination with policyholders and legal teams.

Requires a Bachelor's degree or equivalent and 1–3 years of related experience; DI or life insurance experience is preferred. Flexible hybrid work options and comprehensive benefits are offered.

Qualifications

• Bachelor’s degree or equivalent experience required.
• 1-3 years of related experience required.
• Experience with DI or life insurance preferred.

Responsibilities

• Evaluates and authorizes disposition of complex claims.
• Obtains and analyzes medical records and financial documents.
• Initiates and monitors medical reviews, independent medical examinations, surveillance, and financial reviews.
• Corresponds with policyholders, attorneys, medical facilities, reinsurers, outside vendors, and insured's employer.
• Interacts with and requests formal written opinions from Legal and Medical/Underwriting departments.
• Makes decisions on evaluation of claims using judgment, experience, and collaboration with senior associates.
• Performs all claims processing support functions.

Skills

DI insurance experience

Life insurance experience

Education

Bachelor’s degree or equivalent

Job description

Remote USA Position-Ameritas HQ is Lincoln, Nebraska, United States

Position Locations

Remote USA Position-Ameritas HQ is Lincoln , Nebraska , United States

Area of Interests

Insurance

Full-Time/Part Time

Full-time

Job Description

This position is remote (within the U.S.A. and preferably in the Eastern or Central time zone) and does not require regular in-office presence.

What you do:

• Evaluates and authorizes disposition of complex claims.
• Obtains and analyzes medical records and financial documents.
• Initiates and monitors medical reviews, independent medical examinations, surveillance, and financial reviews.
• Corresponds with policyholders, attorneys, medical facilities, reinsurers, outside vendors, and insured's employer.
• Interacts with and requests formal written opinions from Legal and Medical/Underwriting departments.
• Makes decisions on evaluation of claims using judgment, experience, and collaboration with senior associates.
• Performs all claims processing support functions.

What you bring:

• Bachelor’s degree or equivalent experience is required.
• 1-3 years of related experience is required.
• Experience working with DI or life insurance is preferred.

A meaningful mission. Great benefits. A vibrant culture

Ameritas is an insurance, financial services and employee benefits provider Our purpose is fulfilling life. It means helping all kinds of people, at every age and stage, get more out of life.

At Ameritas, you’ll find energizing work challenges. Flexible hybrid work options. Time for family and community. But dig deeper.

Benefits at Ameritas cover things you expect -- and things you don’t:

Americas Benefits

For your money:

• 401(k) Retirement Plan with company match and quarterly contribution.
• Tuition Reimbursement and Assistance.
• Incentive Program Bonuses.
• Competitive Pay.

For your time:

• Flexible Hybrid work.
• Thrive Days - Personal time off.
• Paid time off (PTO).

For your health and well-being:

• Health Benefits: Medical, Dental, Vision.
• Health Savings Account (HSA) with employer contribution.
• Well-being programs with financial rewards.
• Employee assistance program (EAP).

For your professional growth:

• Professional development programs.
• Leadership development programs.
• Employee resource groups.
• StrengthsFinder Program.

For your community:

• Matching donations program.
• Paid volunteer time– 8 hours per month.

For your family:

• Generous paid maternity leave and paternity leave.
• Fertility, surrogacy, and adoption assistance.
• Backup child, elder and pet care support.

An Equal Opportunity Employer

Ameritas has a reputation as a company that cares, and because everyone should feel safe bringing their authentic, whole self to work, we’re committed to an inclusive culture and diverse workplace, enriched by our individual differences. We are an Equal Opportunity/Affirmative Action Employer that hires based on qualifications, positive attitude, and exemplary work ethic, regardless of sex, race, color, national origin, religion, age, disability, veteran status, genetic information, marital status, sexual orientation, gender identity or any other characteristic protected by law.

Application Deadline

This position will be open for a minimum of 3 business days or until filled.

This position is not open to individuals who are temporarily authorized to work in the U.S.

About this Position's Pay

The pay range posted reflects a nationwide minimum to maximum covering all potential locations where the position may be filled. The final determination on pay for any position will be based on multiple factors including role, career level, work location, skill set, and candidate level of experience to ensure pay equity within the organization. This position will be eligible to participate in our comprehensive benefits package (see above for details). This position will be eligible to participate in our Short-Term Incentive Plan with the annual target defined by the plan.

Pay Range $24.76 - $39.61 / hour

The estimated pay range for this job. Disclosing pay information promotes competitive and equitable pay. The actual pay rate will depend on the person's qualifications and experience.

Pay Transparency

Pay transparency is rooted in principles of fairness, equity, and accountability within the workplace. Sharing pay ranges for job postings is one way Ameritas shows our commitment to equitable compensation practices.