Commercial Credit Analyst

Hyundai Capital; Plano (TX); Hybrid; USD 65,000 - 92,000; Full time

Benefits offered by this job

Hybrid flexibility – 4 days in office,

Vehicle allowance and discounts

Health coverage – medical, dental, and

401(k) with company match

Life and disability insurance

Wellbeing resources

Career development programs

Volunteer time off

Job summary

Hyundai Capital America in Plano, TX is seeking a Commercial Credit Analyst to operate as a self-contained credit unit within the Commercial Credit Department. You will review proposals, coordinate proper documentation, and perform comprehensive credit, collateral and economic analyses.

The role emphasizes completing periodic reviews, dealer performance assessments, and monitoring floorplan activities with close collaboration with Sales. Strong analytical skills are required.

Qualifications

• 5 years automotive finance credit analysis experience required.
• College Degree in Business or related field.
• Develop credit and financial skills in analytically challenging environment.
• Good time management, prioritization skills, and high attention to detail.
• Proficient in Word, Excel and Outlook.

Responsibilities

• Operate as a self-contained credit unit within the Commercial Credit Department and coordinate credit, collateral and economic reviews.
• Perform and coordinate comprehensive reviews of financing proposals and documenting transactions.
• Complete periodic reviews (CCAP, Risk Based Review, Automated Review) and dealer monthly reviews.
• Monitor floorplan activity, watch list dealers, and audit exceptions with Sales.
• Support other assigned duties including processing new requests.

Skills

Credit analysis

Communication skills

Time management

Attention to detail

Teamwork

Interpersonal skills

Education

College degree in Business or related field

Tools

Word

Excel

Outlook

Job description

Job Description - Commercial Credit Analyst (260000KE)

Job Description

Commercial Credit Analyst - ( 260000KE )

Description

Hyundai Capital America (HCA) helps people move forward. Through Hyundai Motor Finance, Genesis Finance, and Kia Finance, we deliver innovative financing, leasing, and insurance solutions to more than 3 million customers and businesses nationwide.

We’re a company driven by growth, innovation, and people. At HCA, you’ll find opportunities to build new skills, expand your career, and make a real impact—while working in a diverse, inclusive, and values‑driven environment. We’re proud to support our communities through volunteerism, philanthropy, and engaged Employee Resource Groups.

WHAT YOU WILL DO

The Associate, Commercial Credit Analyst is required to operate as a self-contained credit unit within the Commercial Credit Department. The associates will perform and coordinate comprehensive credit, collateral and economic reviews of all financing proposals and exercises decision‑making responsibility for coordinating the proper documenting of transactions.

HOW YOU WILL MAKE AN IMPACT

Complete periodic reviews in the required scheduled formats; CCAP, Risk Based Review or Automated Review.

Complete assigned dealer monthly reviews with recommendations to minimize the number of Watch List dealers.

Complete applicable tasks on the liquidation checklist after floorplan payoffs.

Review overline/aging and interface with Sales to determine causal factors and obtain plan to reduce.

Review floorplan insurance policies for proper coverage and compliance.

Collect on excessive audit exceptions (SIV/FIV), principal & interest payments (10th business day of month) and curtailments (last business day of the month). Monitor and follow‑up on reported duplicate financed vehicles.

Participate in any other assigned duties as requested including processing new requests as needed.

WHAT YOU WILL BRING TO THE ROLE

5 years of automotive finance credit analysis experience required. Knowledge of financial statements preferred

College Degree in Business or related field

This position will require the development of credit and financial skills in an analytically challenging environment.

Good time management, prioritization skills, and high attention to detail.

Proficient in Word, Excel and Outlook.

Strong written and verbal communication skills.

Possess a high level of subject matter expertise in all areas supported.

Team oriented, strong interpersonal skills.

WE TAKE CARE OF OUR PEOPLE

At HCA, our people drive our success. That’s why we offer a competitive rewards package that supports your health, financial future, and overall wellbeing—at work and beyond.

Benefits Highlights

• Hybrid flexibility – 4 days in office, 1 day remote
• Vehicle perks – monthly vehicle allowance plus purchase and lease discounts
• Comprehensive health coverage – medical, dental, and vision plans
• Employer-funded HSA contributions to help reduce healthcare costs
• 401(k) with company match and immediate vesting from day one
• 100% company-paid life and disability insurance
• Wellbeing benefits including fitness and health resources
• Leadership programs and career development that support continuous learning
• Paid Volunteer Time Off and a company charitable donation in your honor

Because great benefits help you thrive—personally and professionally.

OTHER DETAILS

Our Company is an equal opportunity employer committed to fostering a diverse, inclusive, and respectful workplace—because we believe diversity builds stronger teams. We comply with all applicable federal, state, and local equal employment opportunity laws and do not discriminate on the basis of race, religion or creed, color, national origin, ancestry, caste, citizenship, sex or gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity or expression, age, disability, medical condition, genetic information, marital status, family care or medical leave status, military or veteran status, political affiliation, or any other characteristic protected by law. Information provided during the application process is requested in good faith and will be used solely in accordance with applicable employment laws.

This notice only applies to our applicants who reside in the State of California.

The latest version of our Privacy Policy can be found here . This Privacy Policy provides you with notice, at or before the point of collection, about the categories of personal information to be collected from you, the purposes for which your personal information is collected or used, and whether that information is sold or shared, so that you can exercise meaningful control over our use of your personal information. We are providing this notice to comply with the California Consumer Privacy Act of 2018, as amended as by the California Privacy Rights Act of 2020 (“CCPA”).

If you have any questions about CCPA regarding California residents or HCA team members, please contact the Privacy Team at [e-mail].

Primary Location

United States-Texas-Plano

Work Locations

Dallas, TX 6100 W. Plano Parkway, Suite 2000 Suite 2000 Plano 75093