Sr. Data Scientist

Lemonade; New York (NY); Hybrid; USD 162,000 - 176,000; Full time

Benefits offered by this job

Equity

Health insurance

401(k) with employer match

Paid vacation days

Parental leave

Wellness coverage

Job summary

Lemonade is hiring a Senior AI Data Scientist in New York. You will own pricing-model projects end-to-end, from problem scoping to production deployment, working across Home, Renters, Car and Pet lines with global reach.

You'll collaborate across AI, data science, actuarial, and product teams in a hybrid Soho/NYC office role requiring 3 days on-site. A strong track record in shipping production-grade AI is essential.

Qualifications

• 3+ years of data science or AI with production deployment experience.
• Strong Python and SQL skills for data processing and model building.
• Ability to scope complex problems and design scalable technical solutions.

Responsibilities

• Research and apply advanced ML/AI solutions to pricing and underwriting problems.
• Own projects end-to-end from strategy to deployment.
• Collaborate with Insurance team to develop and monitor predictive models.

Skills

Python

SQL

End-to-end ownership

Mentoring

AI/ML knowledge

InsurTech/FinTech knowledge

Education

Master's or Ph.D. in Data Science/Statistics/Computer Science or related field

Bachelor's degree with strong applied data science experience

Job description

What You’re Applying For

We're looking for a Senior AI Data Scientist to help push Lemonade's pricing models into genuinely new territory. You'll sit within our Data Science Pricing team, working closely with Actuarial and Insurance Product to develop and deploy predictive models across our Home, Renters, Car, and Pet lines — in multiple countries. This isn't a research-only role. You'll own projects end-to-end, from scoping the business problem through production deployment, and you'll help set the technical bar for the data scientists around you.

What You’re Applying For

We believe three things matter for every role at Lemonade: drive to push through challenges, efficiency that keeps standards high while moving fast, and adaptability that lets you pivot with data and AI insights. These aren't buzzwords, they're how we actually work. Our AI-first approach isn't just a tagline either. We're building the future of insurance with AI at the center, and we need people who are genuinely excited to learn and grow alongside these tools.

In this role you'll

• Research and apply advanced ML and AI solutions to real pricing and underwriting problems — not just prototype them, but get them into production
• Own projects end-to-end, from high-level business strategy through deployment, driving alignment across technical and non-technical stakeholders
• Collaborate with the Insurance team to develop, file, implement, and monitor new predictive models across Home, Renters, Car, and Pet products
• Mentor junior data scientists and establish technical standards that raise the bar across the team
• Champion the adoption of advanced data science practices throughout the broader Insurance organization

What you'll need

• 2-4+ years of practical data science experience, with a track record of shipping production-grade work at scale
• Fluency in Python for both software development and model building, plus strong SQL skills working with large datasets
• Demonstrated ability to scope and structure technical solutions from ambiguous business problems — independently, without waiting for the problem to be handed to you pre-packaged
• Proven impact beyond your own deliverables — infrastructure, tooling, or standards others actually adopted
• Deep familiarity with the current AI and ML landscape, and a genuine drive to push its application further
• Experience in InsurTech or FinTech is a plus
• Master’s or Ph.D. in Data Science, Statistics, Computer Science, or a related quantitative field preferred—or a Bachelor’s degree/equivalent practical experience with a strong track record of applied data science
• Ability to work in our Soho, NYC office 3 days per week

Please note that we are unable to sponsor applicants for work visas.

Unfortunately, we cannot consider applicants from these states: Alaska, California, Colorado, Montana, Hawaii, New Mexico and Puerto Rico.

Lemonade's US base salary range for this full-time position is $162,000 - $175,500 plus equity + benefits. Our salary ranges are determined by role, level, and location. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Our competitive total rewards package includes comprehensive health & wellness coverage, equity, a 401(k) plan with employer match, 20 paid vacation days, and parental leave. Speak to your recruiter to hear more about the specific salary range for your preferred location and our total rewards package.

Things to know…

Lemonade is an equal opportunity employer committed to diversity and inclusivity. We never discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. If you require reasonable accommodations due to religious beliefs, pregnancy, or disabilities, let us know at any time.