Associate Insurance Product Manager, Car

Authic Labs; United States; Remote; USD 85,000 - 108,000; Full time

Benefits offered by this job

Equity

Benefits package

Health insurance

401(k) with employer match

Paid vacation days

Parental leave

Job summary

Lemonade is seeking an Associate Insurance Product Manager to grow Lemonade Car into the most loved car insurer. You will work with Actuarial and Underwriting to shape coverage, pricing, and the product roadmap, driving profitable growth in a data-driven, AI-enabled environment.

You will own regulatory lifecycles, monitor performance, analyze trends, and collaborate with Insurance Operations, Engineering, and Data to bring product changes to market quickly and with quality.

Qualifications

• 4+ years of P&C insurance experience, with 2+ years in personal lines product management.
• Bachelor's degree in Finance, Economics, Actuarial Science, Statistics, Insurance, or related analytical field.
• Proven success managing products in analytical, regulated environments.
• Strong analytical skills with large data sets.
• Data-informed decision making with clear communication.
• Deep car insurance experience is a plus.
• SQL skills and reporting/dashboarding are a plus.
• Genuine enthusiasm for AI and growing with these tools.
• Ability to work in a remote environment.

Responsibilities

• Develop new car product features for emerging customer segments and channels.
• Partner with Actuarial and Underwriting to define coverage, pricing, and eligibility for Lemonade Car.
• Own the regulatory lifecycle for key product initiatives from concept to launch.
• Monitor performance metrics, analyze trends, and suggest data-driven actions to grow profitability.
• Research the competitive landscape and market trends to keep Lemonade Car best-in-class.
• Collaborate with Insurance Operations, Engineering, and Data to bring product changes to market with speed and quality.

Skills

P&C Insurance

Product management

Analytical skills

SQL

Data-driven decisions

Remote work

AI enthusiasm

Education

Bachelor's degree in Finance, Economics, Actuarial Science, Statistics, Insurance, or a related analytical field

Tools

SQL

Job description

What You're Applying For

We're looking for an Associate Insurance Product Manager to help grow Lemonade Car into the most loved car insurance on the planet. You'll join the Insurance Product team at a pivotal moment - working closely with Actuarial and Underwriting experts to shape coverage, pricing, and the product roadmap that drives profitable, scalable growth. Your work sits at the intersection of data, regulation, and real customer impact.

We believe three things matter for every role at Lemonade: drive to push through challenges, efficiency that keeps standards high while moving fast, and adaptability that lets you pivot with data and AI insights. These aren't buzzwords, they're how we actually work.

Our AI-first approach isn't just a tagline either. We're building the future of insurance with AI at the center, and we need people who are genuinely excited to learn and grow alongside these tools.

In this role you'll

• Develop new car product features that meet the needs of emerging customer segments and channels
• Partner with Actuarial and Underwriting to define coverage, pricing, and eligibility requirements for Lemonade Car
• Own the regulatory lifecycle for key product initiatives - from concept through production launch
• Monitor and analyze performance metrics, spotting trends and recommending data-driven actions that keep the car business growing profitably
• Research the competitive landscape and market trends to make sure Lemonade Car stays best-in-class
• Collaborate with Insurance Operations, Engineering, and Data to bring product changes to market with speed and quality

What You'll Need

• 4+ years of P&C insurance experience, with at least 2 years in personal lines product management
• Bachelor's degree in Finance, Economics, Actuarial Science, Statistics, Insurance, or a related analytical field
• Proven success managing products in a highly analytical, regulated environment
• Strong analytical skills and confidence working independently with large data sets
• Clear, methodical communication skills and a data-informed approach to decisions
• Deep experience in car insurance is a strong plus
• SQL skills, including building reports and dashboards, are a plus
• Genuine enthusiasm for AI and a real commitment to growing alongside these tools - it's core to how we work here
• Ability to work in a remote environment

Please note that we are unable to sponsor applicants for work visas.

Unfortunately, we cannot consider applicants from these states: Alaska, California, Colorado, Montana, Hawaii, New Mexico and Puerto Rico.

Lemonade's US base salary range for this full-time position is $85,000 - $107,500 plus equity + benefits. Our salary ranges are determined by role, level, and location. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Our competitive total rewards package includes comprehensive health & wellness coverage, equity, a 401(k) plan with employer match, 20 paid vacation days, and parental leave. Speak to your recruiter to hear more about the specific salary range for your preferred location and our total rewards package.

Things to know…

Lemonade is an equal opportunity employer committed to diversity and inclusivity. We never discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. If you require reasonable accommodations due to religious beliefs, pregnancy, or disabilities, let us know at any time.