Sr. Data Analyst

Achieve; Tempe (AZ); Hybrid; USD 115,000 - 145,000; Full time

Benefits offered by this job

Hybrid/remote work options

Job summary

Achieve is a leading digital personal finance company seeking a Sr. Data Analyst to help everyday people move from surviving to thriving with data-driven insights. You will apply SQL, Python and advanced Excel to build models, analyze the loan portfolio, and present findings to senior leadership.

Hybrid/remote options are available in the Phoenix and broader U.S. markets. The role requires 5+ years in data science or related fields, with MBA or master’s preferred, and proficiency in statistical

Qualifications

• 5+ years in data science, quantitative analysis, or stat. analysis; MBA or related master’s adds value
• MBA or Bachelor’s in Engineering, Science, Finance, or Accounting
• Self-starter who works well with leadership
• Experience presenting analytic results via PowerPoint to executives
• Understanding of regression, decision trees, and customer analytics
• Strong MS Excel, basic SQL, and basic Python skills

Responsibilities

• Provide real-time analysis of loan portfolio and new originations
• Identify quality breakdowns in credit/underwriting to reduce risk
• Use multivariate models to answer key business questions
• Analyze sales funnels to ID opportunities for originations
• Develop presentations summarizing analysis and recommendations for VP-level executives
• Contribute to portfolio monitoring and credit risk controls
• Hands-on implementation to ensure proposals deliver results

Skills

Advanced Excel

SQL

Python

Data analysis

Statistical methods

PowerPoint

Data visualization

Business intuition

Time management

Communication

Education

MBA or relevant master's in data/finance

Bachelor's in Engineering/Science/Finance

Tools

Excel

SQL Tools

Python

AI tools

Job description

Achieve is a leading digital personal finance company. We help everyday people move from struggling to thriving by providing innovative, personalized financial solutions. By leveraging proprietary data and analytics, our solutions are tailored for each step of our member's financial journey to include personal loans, home equity loans, debt consolidation, financial tools and education. Every day, we get to help our members move their finances forward with care, compassion, and empathetic touch. We put people first and treat them like humans, not account numbers.

Job Description

As a Sr. Data Analyst, you’ll impact the lives of everyday people and help them go from surviving to thriving with innovative digital personal finance solutions. This person must have excellent analytical capabilities in order to create accurate, thoughtful, clear recommendations that drive how we manage our business. Statistical Analysis, data mining, Advanced Excel, SQL & Python skills, effective communication skills, an entrepreneurial and proactive approach, exceptional time management and an ability to comfortably work with senior management are also critical for success in this role.

What you’ll do

• Develop and implement business improvements, including:
  • Provide real time analysis of our loan portfolio and new loan originations to identify and understand items that could substantially impair portfolio returns
  • Detect quality breakdowns in our credit/underwriting system that create credit, legal, or bank partner focused compliance risks
  • Drive improvements in credit performance by finding pockets of low risk consumer where we can approve more loans
  • Use multivariate statistical/predictive models to conduct diagnostic analysis to answer key business questions
  • Analyze sales and digital application funnels to identify areas of opportunity to generate additional originations
• Develop PowerPoint presentations that summarize your analysis and your recommendations. Present your findings to VP level Executives.
• Measure the likely cost and benefit of business improvements
• Leverage combination of following to drive actionable business insights: Financial modeling, SQL, Python, AI tools, hypothesis testing, statistical analysis and forensic analysis
• Design portfolio monitoring, processes, and controls for managing credit risk and identifying root causes of changes in loan performance
• Play an active role to drive your proposals all the way into implementation – you will be required to be hands on to make this happen and ensure your proposals deliver desired business results.

Qualifications

What you’ll bring:

• 5+ years of experience in data science, quantitative business analysis, and/or statistical analysis; or relevant Master’s Degree / MBA with 2+ years of experience
• MBA or Bachelor’s Degree in Engineering, Scientific field, Finance, or Accounting
• Self-starter with the ability to work efficiently under direction of manager
• Experience leveraging PowerPoint to outline analytic results and make proposals
• Understanding of how to leverage regression analysis and decision trees to prove merits of a proposed improvement
• Strong MS Excel skills
• Basic/Intermediate SQL skills
• Basic Python skills
• Understanding of decision trees, segmentation, regression and other intelligent decision models used to analyze customer response behaviors, interaction patterns and propensity
• Minimum level of Math coursework: Calculus 1, Statistics 1 (math problem solving skills required)

Preferred skills:

• Prior experience in one or more of more of: business analysis or consulting
• Advanced SQL querying skills
• Data visualization tools
• Ability to leverage AI to generate quicker insights
• Coursework in Statistical Programming, Simulation, Regression
• Knowledge of and ability to interpret Probability Distributions, Hypothesis Testing, Regression techniques like Logistic Regression, Confidence Intervals

Additional Information

Achieve well-being with:

• Hybrid and remote work opportunities
• Medical, dental, and vision with HSA and FSA options

Note: We will be unable to facilitate H1-B Visa transfer or sponsorship, along with STEM-OPT Visa.

Work from home/hybrid:

We are proudly offering hybrid options in the Phoenix, AZ and San Francisco, CA metro market. We are offering 100% remote work in other approved locations.

Salary Range

$115,000 - $145,000 + bonus + benefits

This information represents the expected salary range for this role. Should we decide to make an offer for employment, we’ll consider your location, experience, and other job-related factors.

Join Achieve, change the future.

At Achieve, we’re changing millions of lives.

From the single parent trying to catch up on bills to the entrepreneur needing a loan for the next phase of growth, you’ll get to be a part of their journey to a better financial future. We’re proud to have over 3,000 employees in mostly hybrid and 100% remote roles across the United States with hubs in Arizona, California, and Texas. We are strategically growing our teams with more remote, work-from-home opportunities every day to better serve our members. A career at Achieve is more than a job—it’s a place where you can make a true impact, have a sense of belonging, establish a fulfilling career, and put your well-being first.