Sr. Data Analyst

Achieve; Arizona; Hybrid; USD 115,000 - 145,000; Full time

Benefits offered by this job

Hybrid/Remote work options

Medical, dental, vision with HSA/FSA

Job summary

Achieve is a leading digital personal finance company seeking a Sr. Data Analyst to influence business decisions through rigorous data analysis and predictive modeling. You will work with senior management to present actionable insights and drive improvements in loan performance using SQL, Python, and AI tools.

The role requires 5+ years in data science or related fields and an MBA or equivalent degree. Hybrid/remote options are available with competitive salary in the Phoenix area, plus

Qualifications

• 5+ years of experience in data science, quantitative business analysis, and/or statistical analysis.
• MBA or Bachelor’s Degree in Engineering, Scientific field, Finance, or Accounting.
• Self-starter with the ability to work efficiently under direction of manager.
• Experience leveraging PowerPoint to outline analytic results and proposals.
• Understanding of regression analysis and decision trees to prove merits of improvements.
• Strong MS Excel skills.
• Basic/Intermediate SQL skills.
• Basic Python skills.
• Understanding of decision trees, segmentation, regression and other intelligent models.
• Math coursework: Calculus 1, Statistics 1.

Responsibilities

• Develop and implement business improvements with real time loan portfolio analysis.
• Detect quality breakdowns in credit/underwriting systems to reduce risks.
• Drive credit performance by identifying low risk segments for more loans.
• Use multivariate models for diagnostics to answer key questions.
• Analyze sales and digital funnels to uncover originations opportunities.
• Prepare PowerPoint summaries for VP-level executives and present findings.
• Measure cost/benefit of proposed improvements.
• Combine financial modeling, SQL, Python, AI tools, and hypothesis testing for insights.
• Design portfolio monitoring processes to manage credit risk.

Skills

Data analysis

Statistical analysis

PowerPoint

MS Excel

SQL

Python

Regression analysis

Decision trees

Math coursework

Education

MBA or Bachelor’s Degree in Engineering/Scientific/Finance/Accounting

Tools

PowerPoint

Job description

Achieve is a leading digital personal finance company. We help everyday people move from struggling to thriving by providing innovative, personalized financial solutions. By leveraging proprietary data and analytics, our solutions are tailored for each step of our member's financial journey to include personal loans, home equity loans, debt consolidation, financial tools and education. Every day, we get to help our members move their finances forward with care, compassion, and empathetic touch. We put people first and treat them like humans, not account numbers.

As a Sr. Data Analyst, you’ll impact the lives of everyday people and help them go from surviving to thriving with innovative digital personal finance solutions. This person must have excellent analytical capabilities in order to create accurate, thoughtful, clear recommendations that drive how we manage our business. Statistical Analysis, data mining, Advanced Excel, SQL & Python skills, effective communication skills, an entrepreneurial and proactive approach, exceptional time management and an ability to comfortably work with senior management are also critical for success in this role.

What you’ll do

• Develop and implement business improvements, including:
  • Provide real time analysis of our loan portfolio and new loan originations to identify and understand items that could substantially impair portfolio returns
  • Detect quality breakdowns in our credit/underwriting system that create credit, legal, or bank partner focused compliance risks
  • Drive improvements in credit performance by finding pockets of low risk consumer where we can approve more loans
  • Use multivariate statistical/predictive models to conduct diagnostic analysis to answer key business questions
  • Analyze sales and digital application funnels to identify areas of opportunity to generate additional originations
• Develop PowerPoint presentations that summarize your analysis and your recommendations. Present your findings to VP level Executives.
• Measure the likely cost and benefit of business improvements
• Leverage combination of following to drive actionable business insights: Financial modeling, SQL, Python, AI tools, hypothesis testing, statistical analysis and forensic analysis
• Design portfolio monitoring, processes, and controls for managing credit risk and identifying root causes of changes in loan performance
• Play an active role to drive your proposals all the way into implementation – you will be required to be hands on to make this happen and ensure your proposals deliver desired business results.

What you’ll bring

• 5+ years of experience in data science, quantitative business analysis, and/or statistical analysis; or relevant Master’s Degree / MBA with 2+ years of experience
• MBA or Bachelor’s Degree in Engineering, Scientific field, Finance, or Accounting
• Self-starter with the ability to work efficiently under direction of manager
• Experience leveraging PowerPoint to outline analytic results and make proposals
• Understanding of how to leverage regression analysis and decision trees to prove merits of a proposed improvement
• Strong MS Excel skills
• Basic/Intermediate SQL skills
• Basic Python skills
• Understanding of decision trees, segmentation, regression and other intelligent decision models used to analyze customer response behaviors, interaction patterns and propensity
• Minimum level of Math coursework: Calculus 1, Statistics 1 (math problem solving skills required)

Preferred skills

• Prior experience in one or more of more of: business analysis or consulting
• Advanced SQL querying skills
• Data visualization tools
• Ability to leverage AI to generate quicker insights
• Coursework in Statistical Programming, Simulation, Regression
• Knowledge of and ability to interpret Probability Distributions, Hypothesis Testing, Regression techniques like Logistic Regression, Confidence Intervals

Achieve well-being with

• Hybrid and remote work opportunities
• Medical, dental, and vision with HSA and FSA options

Note: We will be unable to facilitate H1-B Visa transfer or sponsorship, along with STEM-OPT Visa.

Work from home/hybrid

We are proudly offering hybrid options in the Phoenix, AZ and San Francisco, CA metro market. We are offering 100% remote work in other approved locations.

Salary Range

$115,000 - $145,000 + bonus + benefits

This information represents the expected salary range for this role. Should we decide to make an offer for employment, we'll consider your location, experience, and other job-related factors.

Join Achieve, change the future

Join Achieve, change the future.

At Achieve, we’re changing millions of lives.

At Achieve, we’re changing millions of lives.
From the single parent trying to catch up on bills to the entrepreneur needing a loan for the next phase of growth, you’ll get to be a part of their journey to a better financial future. We’re proud to have over 3,000 employees in mostly hybrid and 100% remote roles across the United States with hubs in Arizona, California, and Texas. We are strategically growing our teams with more remote, work-from-home opportunities every day to better serve our members. A career at Achieve is more than a job—it’s a place where you can make a true impact, have a sense of belonging, establish a fulfilling career, and put your well-being first.

Attention Agencies & Search Firms: We do not accept unsolicited candidate resumes or profiles. Please do not reach out to anyone within Achieve to market your services or candidates. All inquiries should be directed to Talent Acquisition only. We reserve the right to hire any candidates sent unsolicited and will not pay any fees without a contract signed by Achieve’s Talent Acquisition leader.