Sr. Consulting Manager- Life, Disability & Voluntary Benefits Consulting

Cognizant; New York (NY); Remote; USD 87,000 - 130,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Life insurance

401(k) plan

Employee stock purchase plan

Employee assistance program

Paid holidays & PTO

Parental leave & fertility support

Learning & development programs

Job summary

Cognizant Consulting is seeking a Consulting Manager for Life, Disability & Voluntary Benefits (SME). You will advise insurance clients, bridge business strategy with technology, and ensure product innovations across Life, Disability, Dental, Vision and ancillary benefits supported by modern architectures.

Remote in the United States with travel as needed. You will lead engagements, manage senior stakeholders, and shape thought leadership in Life and Health insurance domains.

Qualifications

• 8+ years of experience in Life & Health Insurance with business architecture, product management, policy administration systems, or insurance operations.
• Professional Certification: ALMI or FLMI (or equivalent).
• Strong consulting experience with ability to lead client engagements and manage senior stakeholders.
• Deep understanding of the insurance value chain: new business, underwriting, billing, claims, reinsurance.

Responsibilities

• Lead engagements designing operating models for Life/Disability and other lines.
• Provide SME insights on product configuration, regulatory compliance, and benefits features.
• Guide clients through transformations, including policy administration modernization.
• Manage executive relationships and translate trends into actionable business cases.

Skills

Life & Health Insurance

Business Architecture

Policy administration

Stakeholder management

Consulting experience

Education

ALMI or FLMI

Advanced business/finance degree

Tools

Fineos

Vitech

EIS

FAST

Job description

About Cognizant Consulting

Cognizant Consulting is more than Cognizant’s consulting practice—we’re a global community of experts dedicated to helping clients reimagine their business. Blending our deep industry and technology advisory capability, we create innovative business solutions for Fortune 500 clients. And now, we’re looking for our next colleague who’ll join us in shaping the future of business. Could it be you?

About the role

As a Consulting Manager – Life, Disability & Voluntary Benefits (SME), you will make an impact by serving as a trusted advisor to insurance clients, bridging business strategy and operational execution, and ensuring product innovations across Life, Disability, Dental, Vision, and ancillary benefits are supported by strong business architecture and modern technology ecosystems. You will be a valued member of the consulting team and work collaboratively with client business and technology stakeholders across insurance organizations.

In this role, you will:

• Business Architecture & Strategy: Lead client engagements to design and document operating models for Life, Disability, Supplemental Health, and other insurance lines. Map the end-to-end business journey, identifying opportunities for automation and process optimization.
• Product & Domain Advisory: Serve as lead SME for Individual and Group products (Life, STD / LTD, Dental, Vision, Long Term Care, etc.) Provide deep insights into product configuration, regulatory compliance, market-standard, and market-leading features to ensure solutions meet client needs.
• Consultative Transformation: Guide clients through complex transformations, such as policy administration system modernizations or the reimagination of parts of the value chain. Ensure that the business logic of complex products such as disability and dental is preserved in new technical architectures.
• Executive Relationship Management: Cultivate Trusted Advisor status with business leads, operations leads, product leads, and technology leads. Translate industry trends into actionable business cases, articulating the ROI of operational efficiency and customer experience.
• Solution Validation: Review and validate proposed business and technology solutions to ensure they support the unique requirements of group benefits (eg. list billing, census management, broker commissions) and individual products (eg. medical underwriting, policy loans, claims).
• Industry Thought Leadership: Lead practice associates to create point of views and thought leadership associated with various aspects of the Life and Health insurance landscape.

Work Model

We strive to provide flexibility wherever possible. Based on this role’s business requirements, this is a remote position open to qualified applicants in the United States. This role requires travel based on client and project needs. Regardless of your working arrangement, we are here to support a healthy work-life balance though our various wellbeing programs.

The working arrangements for this role are accurate as of the date of posting. This may change based on the project you’re engaged in, as well as business and client requirements. Rest assured; we will always be clear about role expectations

What you must have to be considered

• 8+ years of experience in the Life & Health Insurance industry with exposure to business architecture, product management, policy administration systems, or insurance operations.
• Professional Certification: ALMI or FLMI (or equivalent) required.
• Strong consulting experience with demonstrated ability to lead client engagements and manage senior stakeholders.
• Deep understanding of the insurance value chain, including:
  • New business & underwriting
  • Individual vs. Group billing
  • Claims adjudication
  • Reinsurance fundamentals

These will help you succeed

• Additional certifications such as CEBS or disability/group benefits credentials.
• Advanced degree in Business, Finance, or a related field.
• Familiarity with leading Policy Administration Systems from a business functionality perspective (e.g., Fineos, Vitech, EIS, FAST).
• Working knowledge of U.S. insurance regulatory frameworks, including state filings, HIPAA, and ERISA.

Compensation

$86,500 – $129,500

This position is eligible for Cognizant’s discretionary annual incentive program, based on performance and subject to the terms of Cognizant’s applicable plans.

Benefits

• Medical, dental, vision and life insurance
• 401(k) plan and contributions
• Employee stock purchase plan
• Employee assistance program
• 10 paid holidays plus PTO
• Paid parental leave and fertility assistance
• Learning and development certifications and programs