Sr Consultant - Risk Analytics P&C Capital Forecasting & Performance - REMOTE

Nationwide; United States; Remote; USD 120,000 - 190,000; Full time

Job summary

Nationwide is seeking a Senior Consultant, Risk Analytics to join the Capital Forecasting team. You will connect actuarial and financial-risk analysis to enterprise decisions, translating complex data into targets and actionable recommendations across Finance, Actuarial, and Risk Management.

The role offers remote staffing options and the chance to lead the updating of the capital performance framework, aligning target returns with risk and guiding deployment decisions.

Qualifications

• Seven or more years of experience in P&C actuarial, insurance analytics, financial-risk modeling, capital management, underwriting performance, or related field.
• Strong understanding of P&C financial risk and profitability; experience may include pricing, reserving, target returns, or capital modeling.
• Ability to understand sophisticated quantitative analysis and communicate the "why" behind targets and recommendations.
• Proven ability to influence partners across Finance, Actuarial, Risk Management, modeling, and business functions.
• Strong judgment, executive communication, presentation, and storytelling skills.
• ACAS, FCAS, or progress toward actuarial designation preferred.
• Experience with stochastic modeling, Monte Carlo simulation, predictive analytics, machine learning, enterprise risk, M&A, or related capital analytics is valued.

Responsibilities

• Serve as the subject-matter expert for P&C target returns, target combined ratios and capital analytics.
• Help enhance and strengthen the P&C capital monitoring and reporting framework to better support capital deployment decisions.
• Partner with business units to determine targets at granular cell‑planning unit level and evaluate performance against those targets.
• Lead the annual review of target assumptions and recommend changes as business conditions and performance evolve.
• Apply financial‑risk and P&C analytics, including underwriting performance, loss‑ratio history, pricing and reserving insights, and more.
• Work with modeling partners to understand model outputs and translate them into practical business recommendations.
• Present technical findings and strategic recommendations to both technical and non‑technical audiences, including senior Finance, Actuarial, Risk, and business leaders.
• Build alignment across stakeholders, socialize a new framework, and guide it from design through implementation and ongoing operation.

Skills

Quantitative analysis

Executive communication

Influencing partners

Storytelling

Strategic framing

Tools

Monte Carlo simulation

Stochastic modeling

Predictive analytics

Machine learning

Job description

As a team member in Finance at Nationwide, a Fortune 100 company with nearly $70 billion in annual sales, the opportunities are endless! Let Nationwide help create your career journey! At Nationwide®, "on your side" goes beyond just words. Our customers are at the center of everything we do and we're looking for associates who are passionate about delivering extraordinary care.

Build the future of P&C capital performance at Nationwide

Nationwide is seeking a Senior Consultant, Risk Analytics to join the Capital Forecasting team within Enterprise Risk Management. This is a new opportunity to help update the framework that will guide how our Property & Casualty businesses set, monitor, and improve target returns and target combined ratios.

You will connect sophisticated P&C actuarial and financial-risk analysis to enterprise business decisions. Working across Finance, P&C Actuarial, Risk Management, Capital Modeling, and business leaders, you will turn complex data into clear targets, actionable recommendations, and a consistent capital monitoring and reporting framework.

What you'll do

• Serve as the subject-matter expert for P&C target returns, target combined ratios and capital analytics.
• Help enhance and strengthen the P&C capital monitoring and reporting framework to better support capital deployment decisions.
• Partner with business units to determine appropriate targets at a granular cell‑planning unit level and evaluate performance against those targets.
• Lead the annual review of target assumptions and recommend changes as business conditions and performance evolve.
• Apply financial‑risk and P&C analytics, including underwriting performance, loss‑ratio history, pricing and reserving insights, and more.
• Work with modeling partners to understand model outputs and translate them into practical business recommendations.
• Present technical findings and strategic recommendations to both technical and non‑technical audiences, including senior Finance, Actuarial, Risk, and business leaders.
• Build alignment across stakeholders, socialize a new framework, and guide it from design through implementation and ongoing operation.

What we’re looking for

• Seven or more years of experience in P&C actuarial, insurance analytics, financial‑risk modeling, capital management, underwriting performance, or a related field.
• Strong understanding of P&C financial risk and profitability; relevant experience may include pricing, reserving, target returns, combined ratios, capital modeling, or corporate actuarial work.
• The ability to understand sophisticated quantitative analysis and communicate the "why" behind targets and recommendations.
• Demonstrated success influencing partners across Finance, Actuarial, Risk Management, modeling, and business functions.
• Strong judgment, executive communication, presentation, and storytelling skills.
• Comfort creating structure and delivering results when the starting process is incomplete or needs to be rebuilt.
• An ACAS, FCAS, or progress toward an actuarial or comparable quantitative designation is preferred, but not required for the right candidate.
• Experience with stochastic modeling, Monte Carlo simulation, predictive analytics, machine learning, enterprise risk, M&A, or related capital and portfolio analytics is also valued.

Why this opportunity

This role offers the chance to build something new and highly visible: an updated P&C capital performance framework that will help Nationwide better understand its business, align target returns with risk, and make stronger capital deployment decisions. You will have broad exposure across Finance, Actuarial, Risk Management, and business leadership, with the opportunity to see your framework move from strategy to execution.

If you are a P&C actuary, financial‑risk modeler, insurance analytics leader, or capital forecasting professional who enjoys solving complex problems and building trusted partnerships, we invite you to learn more.

This role can be staffed fully remote.

#LI-remote

#LI-SM1

Job Description Summary

Do you have the desire to play a critical role in driving data‑based business outcomes? Nationwide has been using data to serve our members and drive business outcomes for almost 100 years. Our industry‑leading workforce accepts an agile work environment and a collaborative culture to deliver outstanding solutions and results. Our Risk Analytics professionals play a key role in transforming quantitative data analysis into meaningful insights that drive business results. Specifically, they serve as the conduit joining quantitative risk analysts to business partners.

As a Senior Consultant, you'll be responsible for the creation and management of risk analytics projects to solve business problems and objectives. You'll work strategically and consultatively with business partners across the organization to match quantitative analysis with business needs. We'll count on you to be the key point of contact, linking business to technical