Sr Accountant

Happen Bank; San Francisco (CA); Hybrid; USD 88,000 - 103,000; Full time

Benefits offered by this job

Medical benefits

Dental benefits

Vision benefits

401(k) match

Flexible time off

Job summary

Happen Bank is hiring a Senior Accountant in San Francisco to own core GL, reconciliations, and close activities, ensuring accurate, timely, and audit-ready financial reporting. You’ll build fluency in the books and contribute to strong internal controls.

You will prepare journal entries, perform reconciliations, and support analyses while applying AI tools to speed up tasks and ensure accuracy. Relentless attention to detail is essential.

Qualifications

• 2+ years of accounting experience.
• Bachelor's degree or higher, or equivalent combination of education and experience.
• Experience with AI tools and applying them to accounting tasks.
• Strong attention to detail and follow-through.
• Clear communication across finance and adjacent teams.

Responsibilities

• Prepare and post journal entries for monthly and quarterly close.
• Complete reconciliations across cash, loans, and reserves, resolving discrepancies.
• Maintain the general ledger in line with policy and internal controls.
• Support balance sheet and income statement analysis; flag variances.
• Use AI tools to speed up reconciliations and reporting; verify outputs.
• Assist with internal and external audits and respond to inquiries.
• Collaborate with Finance, Credit, and Operations on new transactions.
• Contribute to process improvements and automate reconciliations and reporting tasks.

Skills

Accounting

Attention to detail

Communication

AI tooling literacy

Cross-team collaboration

Education

Bachelor's degree

Tools

Oracle Fusion

Job description

Happen Bank (formerly LendingClub) is built around a simple purpose: to clear the way to help people turn intention into action, and action into financial progress. That means offering focused products, a frictionless mobile-first experience, and clear terms with no gotchas. Respect and fairness is part of our DNA, and that ideal shapes how we work, how we treat each other, and how we invest in our employees and our community. Join us in using data, bold thinking, and a commitment to innovation to help clear the way for millions of Americans to achieve more.

About The Role

The Sr Accountant plays a key role in keeping Happen Bank's financial reporting accurate, timely, and audit-ready. This role owns core general ledger, reconciliation, and close activities that keep our books clean and our controls strong. It's a great opportunity to build deep accounting fluency while contributing directly to the integrity of our financial statements.

What You'll Do

• Prepare and post journal entries and support the monthly and quarterly close process
• Complete account reconciliations across cash, loans, and reserves, resolving discrepancies with accuracy and follow-through
• Maintain the general ledger, ensuring transactions align with accounting policy and internal controls
• Support balance sheet and income statement analysis, flagging variances for review
• Use AI tools where appropriate to speed up reconciliations, research, and reporting, while confirming outputs are accurate before they're used
• Assist with internal and external audit requests, pulling documentation and responding to routine inquiries
• Partner with Finance, Credit, and Operations teammates to understand the accounting impact of new transactions and initiatives
• Contribute to process improvement efforts, including automating recurring reconciliation and reporting tasks

About You

• 2+ years of accounting experience; bachelor's degree or higher, or equivalent combination of education and experience
• You bring precision and follow-through to recurring accounting tasks, even when the volume is high
• You've been using AI tools long enough in your daily life to have real opinions about them, what they're good at, where they fall short, and when to trust the output, and you're ready to apply that instinct at work
• You ask good questions and take feedback well as you build your accounting judgment
• You communicate clearly with teammates across finance and adjacent teams
• You care about getting the details right, from a reconciliation to a footnote

Nice to Have

• Exposure to ERP systems (e.g., Oracle Fusion)
• CPA candidacy
• Experience in financial services, fintech, or another regulated environment

Work Location

San Francisco The above locations are eligible offices for this role. The locations have been determined to foster in-person collaboration with this role’s team or the related business lines. We utilize a hybrid work model, and our teams are in-office Tuesdays, Wednesdays, and Thursdays. In-person attendance is essential for this role’s success, and remote placement will not be considered. Happen Bank offers relocation, based on actual job level.

Time Zone Requirements

Local hours (PT) While the position will primarily work local hours, Happen Bank is headquartered in Pacific Time and our ideal candidate will be flexible working across time zones when necessary.

Travel Requirements

As needed travel to Happen Bank offices and/or other locations, as needed.

Compensation

The target base salary range for this position is 88,000-103,000. The base salary of the role will be determined by job-related knowledge, experience, education, skills, and location. Base salary is just one part of Happen Bank's Total Rewards package. You may also be eligible for long-term awards (equity) and an annual bonus (which is based on company performance, employee performance and eligible earnings).

We’re creating new financial services solutions for our members based on fairness, simplicity, and heart, and we treat our employees the same way. We offer a competitive benefits package that includes medical, dental and vision plans for employees and their families, 401(k) match, health and wellness programs, flexible time off policies for salaried employees, up to 16 weeks paid parental leave and more.

Happen Bank is an equal opportunity employer and dedicated to diversity, equity, and inclusion in the workplace. We do not discriminate on the basis of race, religion, color, national origin, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), gender, gender identity, gender expression, sexual orientation, age, marital status, veteran status, disability status, political views or activity, or other applicable legally protected characteristics. We believe that a variety of perspectives will make our teams and business stronger as we work together to transform the traditional banking system.

We are committed to providing reasonable accommodations for qualified individuals with disabilities in our job application process. If you need assistance or an accommodation due to a disability, please contact us at [e-mail].

Notice on AI Tool Use

For select roles and locations, candidate interviews may be recorded, transcribed and summarized by tools such as artificial intelligence (AI) to assist our hiring managers with the application process. You will have the opportunity to opt out of recording, transcription, and summarization prior to any scheduled interviews. We will not discriminate against you if you choose to opt out. During the interview, we will collect the following categories of personal information from or about you: contact information, identifiers, professional and employment-related information, sensory information (audio/video recording), and any other categories of personal information you choose to share with us. We will use this information to evaluate your application for employment. We will only share your interview, transcription, or summary with persons whose expertise or technology is necessary to process your application, evaluate your fitness for a position, and administer or support the tool. We will not sell your personal information or disclose it to any third party for their marketing purposes. For more information about how we will handle your personal information, please refer to our Privacy Disclosure. We will delete any recording of your interview promptly but in no event later than 30 days after making a hiring decision.