Specialty Commercial Property Underwriter - Impact & Growth

ECLARO; New York (NY); On-site; USD 100,000 - 140,000; Full time

Benefits offered by this job

401k Retirement Savings Plan

Commuter Check Pretax Benefits

Medical, Dental & Vision Insurance

Job summary

ECLARO is seeking a Specialty Commercial Property Underwriter in New York, NY to manage submissions from initial review through quote, bind, and renewal. The role supports an independent book of business while collaborating across a distributed team in a fast-moving entrepreneurial environment.

The successful candidate should have strong COPE knowledge, property valuation, loss history, and effective broker communication, using advanced underwriting tools and rigorous file documentation.

Qualifications

• 3-5 years of commercial property underwriting experience.
• Experience independently managing commercial property submissions and broker communication.
• Strong understanding of COPE, property valuation, loss history, and commercial property coverage.
• Familiarity with ISO and/or AAIS forms.
• Experience with underwriting workbenches, policy administration systems, rating tools, or similar platforms.
• Strong analytical, organizational, and communication skills.
• E&S, specialty property, MGA, or wholesale experience preferred.
• Experience with historic or older commercial buildings is helpful.

Responsibilities

• Review and underwrite new and renewal commercial property submissions.
• Evaluate COPE information, loss history, property valuation, inspections, and building-condition data.
• Determine eligibility, pricing, deductibles, limits, terms, and coverage within assigned authority.
• Process accounts through rate, quote, bind, endorsement, and renewal.
• Communicate with wholesale brokers to obtain information and negotiate appropriate terms.
• Review AAIS, ISO, and manuscript forms and endorsements.
• Use valuation, hazard, geospatial, inspection, and AI-assisted underwriting tools.
• Maintain clear, complete, and well-supported underwriting files.
• Identify risks requiring referral and prepare concise referral recommendations.
• Support underwriting process improvements and junior staff development.

Skills

Analytical skills

Communication skills

Organizational skills

Broker communication

Tools

Underwriting workbenches

Policy administration systems

Rating tools

Job description

ECLARO is seeking a Specialty Commercial Property Underwriter in New York, NY to manage submissions from initial review through quote, bind, and renewal. The role supports an independent book of business while collaborating across a distributed team in a fast-moving entrepreneurial environment.

The successful candidate should have strong COPE knowledge, property valuation, loss history, and effective broker communication, using advanced underwriting tools and rigorous file documentation.