Specialty Commercial Property Underwriter

ECLARO; New York (NY); On-site; USD 100,000 - 140,000; Full time

Benefits offered by this job

401k Retirement Savings Plan

Commuter Check Pretax Benefits

Medical, Dental & Vision Insurance

Job summary

ECLARO is seeking a Specialty Commercial Property Underwriter in New York, NY to manage submissions from initial review through quote, bind, and renewal. The role supports an independent book of business while collaborating across a distributed team in a fast-moving entrepreneurial environment.

The successful candidate should have strong COPE knowledge, property valuation, loss history, and effective broker communication, using advanced underwriting tools and rigorous file documentation.

Qualifications

• 3-5 years of commercial property underwriting experience.
• Experience independently managing commercial property submissions and broker communication.
• Strong understanding of COPE, property valuation, loss history, and commercial property coverage.
• Familiarity with ISO and/or AAIS forms.
• Experience with underwriting workbenches, policy administration systems, rating tools, or similar platforms.
• Strong analytical, organizational, and communication skills.
• E&S, specialty property, MGA, or wholesale experience preferred.
• Experience with historic or older commercial buildings is helpful.

Responsibilities

• Review and underwrite new and renewal commercial property submissions.
• Evaluate COPE information, loss history, property valuation, inspections, and building-condition data.
• Determine eligibility, pricing, deductibles, limits, terms, and coverage within assigned authority.
• Process accounts through rate, quote, bind, endorsement, and renewal.
• Communicate with wholesale brokers to obtain information and negotiate appropriate terms.
• Review AAIS, ISO, and manuscript forms and endorsements.
• Use valuation, hazard, geospatial, inspection, and AI-assisted underwriting tools.
• Maintain clear, complete, and well-supported underwriting files.
• Identify risks requiring referral and prepare concise referral recommendations.
• Support underwriting process improvements and junior staff development.

Skills

Analytical skills

Communication skills

Organizational skills

Broker communication

Tools

Underwriting workbenches

Policy administration systems

Rating tools

Job description

Job Number: 26-04525

Advance your career with an exciting new opportunity! ECLARO is currently hiring a Specialty Commercial Property Underwriter in the New York, NY.

Our client is a specialty commercial property management general insurer that provides tailored property insurance through licensed broker partners, focusing on complex buildings that require in depth underwriting. Committed to delivering high-quality solutions and driving long-term value, the company offers a collaborative environment where professionals can make a meaningful impact and achieve continued career growth.

Position Overview

• The Specialty Commercial Property Underwriter will manage commercial property submissions from initial review through quote, bind, and renewal.


• This role is intended for an underwriter who can independently handle a meaningful book of business while referring more complex or higher-authority risks to senior underwriting leadership.


• The successful consultant should be comfortable working independently, collaborating across a distributed team, and operating in a fast-moving entrepreneurial environment.

Responsibilities

• Review and underwrite new and renewal commercial property submissions.


• Evaluate COPE information, loss history, property valuation, inspections, and building-condition data.


• Determine eligibility, pricing, deductibles, limits, terms, and coverage within assigned authority.


• Process accounts through rate, quote, bind, endorsement, and renewal.


• Communicate with wholesale brokers to obtain information and negotiate appropriate terms.


• Review AAIS, ISO, and manuscript forms and endorsements.


• Use valuation, hazard, geospatial, inspection, and AI-assisted underwriting tools.


• Maintain clear, complete, and well-supported underwriting files.


• Identify risks requiring referral and prepare concise referral recommendations.


• Support underwriting process improvements and junior staff development.

Qualifications

• 3-5 years of commercial property underwriting experience.


• Experience independently managing commercial property submissions and broker communication.


• Strong understanding of COPE, property valuation, loss history, and commercial property coverage.


• Familiarity with ISO and / or AAIS forms.


• Experience with underwriting workbenches, policy administration systems, rating tools, or comparable platforms.


• Strong analytical, organizational, and communication skills.


• E&S, specialty property, MGA, or wholesale experience is preferred.


• Experience with historic or older commercial buildings is helpful but not required.

If hired, you will enjoy the following ECLARO Benefits:

• 401k Retirement Savings Plan administered by Merrill Lynch


• Commuter Check Pretax Commuter Benefits


• Eligibility to purchase Medical, Dental & Vision Insurance through ECLARO

ECLARO values diversity and does not discriminate based on Race, Color, Religion, Sex, Sexual Orientation, National Origin, Age, Genetic Information, Disability, Protected Veteran Status, or any other legally protected group status, in compliance with all applicable laws.