Specialized Industries Credit Underwriter (Associate)

Regions Bank; Nashville (TN); On-site; USD 84,000 - 103,000; Full time

Benefits offered by this job

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Associate Volunteer Program

Job summary

Regions Bank in Nashville, TN seeks a Credit Products Specialized Industries Associate. The role supports managers by underwriting, analyzing, and managing a portfolio of loans within the First Line of Defense, ensuring risk factors and covenants are addressed throughout the credit process.

The position requires a finance-related degree and underwriting or financial services experience, with opportunities for incentive-based pay and comprehensive benefits.

Qualifications

• Bachelor's degree in Finance, Accounting or related field.
• Two years of underwriting or financial services analysis experience.
• Completion of a major corporate credit training program or equivalent.
• Ability to complete credit packages with oversight.

Responsibilities

• Prepare credit approval packages with risk ratings and analysis.
• Analyze guarantors to support underwriting.
• Review pre-closing loan documents and due diligence.
• Manage financial reporting, covenant and past-due requirements.
• Ensure credit files are complete with up-to-date information.
• Monitor portfolios and servicing activities with support teams.
• Identify opportunities for exposure reduction or new opportunities.
• Assist in customer/prospect calls and financial solution identification.

Skills

Credit underwriting

Credit analysis

Financial modeling

Risk assessment

Communication skills

Education

Bachelor's degree in Finance, Accounting or related field

Job description

Regions Bank in Nashville, TN seeks a Credit Products Specialized Industries Associate. The role supports managers by underwriting, analyzing, and managing a portfolio of loans within the First Line of Defense, ensuring risk factors and covenants are addressed throughout the credit process.

The position requires a finance-related degree and underwriting or financial services experience, with opportunities for incentive-based pay and comprehensive benefits.