Credit Products Specialist – Specialized Industries Associate

Regions Financial Corporation; Nashville (TN); On-site; USD 84,000 - 103,000; Full time

Benefits offered by this job

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Life Insurance

Parental Leave

Employee Assistance Program

Job summary

Regions Financial Corporation in Nashville, Tennessee is seeking a Credit Products Specialized Industries Associate who works with Managers to identify and mitigate risks in existing and proposed credit products. As a First Line of Defense member, you will underwrite new opportunities, manage a loan portfolio, and ensure compliance with risk policies.

This exempt role offers incentive pay plans and a comprehensive benefits package, including paid time off and retirement savings options.

Qualifications

• Bachelor’s degree in Finance, Accounting or related field.
• Two (2) years of underwriting experience or financial services analysis and accounting experience.
• Completion of a major corporate credit training program (or the equivalent corporate banking/corporate finance experience)
• Ability to competently complete credit packages and credit services agreements with management oversight

Responsibilities

• Prepares credit approval packages on new and renewed credit products including determination of the appropriate risk rating and related factors.
• Analyzes guarantors as needed to support underwriting.
• Assists with review of pre-closing loan documents and due diligence.
• Manages financial reporting requirements, covenant requirements, past dues and documentation exceptions.
• Ensures credit files are complete with up to date information

Skills

Analytical thinking

Credit risk analysis

Financial modeling

Portfolio management

Communication skills

Team collaboration

Attention to detail

Education

Bachelor’s degree in Finance, Accounting or related field

Tools

Excel

Credit underwriting software

Job description

Regions Financial Corporation in Nashville, Tennessee is seeking a Credit Products Specialized Industries Associate who works with Managers to identify and mitigate risks in existing and proposed credit products. As a First Line of Defense member, you will underwrite new opportunities, manage a loan portfolio, and ensure compliance with risk policies.

This exempt role offers incentive pay plans and a comprehensive benefits package, including paid time off and retirement savings options.