Specialist, Underwriting - Commercial Lines

Nationwide Insurance; United States; Remote; USD 70,000 - 146,000; Full time

Job summary

Nationwide Insurance is seeking a Specialist for their Property and Casualty team. This role involves underwriting complex commercial business policies, providing technical direction, and ensuring effective communication with agents. Candidates should possess strong analytical skills, customer service experience, and relevant qualifications.

Benefits

Medical, dental, and vision insurance

401(k) with match

Paid time off and holidays

Business casual attire

Qualifications

• Bachelor's degree or equivalent experience required.
• Completion of INS, AU, or similar designations preferred.
• Approximately six years of relevant experience needed.

Responsibilities

• Gather information for underwriting analysis and manage complex projects.
• Underwrite new business, renewals, and endorsements.
• Communicate effectively with agents and internal partners.

Skills

Customer service

Analytical skills

Communication

Leadership

Education

Bachelor's degree

INS, AU, CIC, CPCU designations

Job description

If you’re passionate about helping people protect what matters most to them, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide’s Property and Casualty team could be the place for you! At Nationwide, “on your side” goes beyond just words. Our customers are at the center of everything we do and we’re looking for associates who are passionate about delivering extraordinary care.

This role supports our dynamic National Retail Programs team, which is highly collaborative and driven by mutual accountability. As part of this team, you will support portfolios within the franchise or association space with specialized agency partners. You will become an expert in the industries you support!

Job Description Summary

Success on our team requires a blend of customer service skill and analytical prowess. Each account is complex and interesting. Satisfaction comes from finding solutions that provide the best coverage and help our partner agents differentiate themselves. If you are adaptable, responsive, love customers, and want to make a difference, we want to hear from you!

As a Specialist, you'll accept, retain, and price complex, moderate to high exposure new, renewal, and endorsement commercial business policies based on granted authority. You will provide technical direction and mentorship to underwriting staff, research underwriting projects, and may serve as a team lead.

Key Responsibilities

1. Gather information from multiple sources to perform underwriting analysis, supporting unit objectives and participating in committees or projects.
2. Review risks for acceptability, handle those within authority, analyze risks, and prepare reports. Review agency books of business and trends to recommend actions.
3. Lead larger, complex projects, manage referral underwriting, ensure file quality, and assist in managing work inventories.
4. Underwrite new business, renewals, and endorsements, using various variables and relationships, and assist in audits.
5. Plan and complete assignments within timelines, providing operational feedback.
6. Identify business development opportunities, consult with agents, and advise on complex underwriting issues.
7. Communicate effectively with agents and internal partners, strengthening relationships and promoting growth.
8. Respond to requests efficiently, handle advanced underwriting issues, and educate partners on underwriting processes and tools.
9. May perform other responsibilities as assigned.

Additional Details

Reporting to a Supervisor or Manager, typically without direct reports. Requires a Bachelor's degree or equivalent experience, completion of INS, AU, or similar designations (CIC, CPCU preferred), and approximately six years of relevant experience. Knowledge of commercial underwriting, insurance laws, and systems is essential. Leadership skills and other competencies may be prioritized.

Work conditions include a normal office environment, occasional travel, and extended hours as needed. The position is exempt from overtime eligibility.

Benefits

Includes medical, dental, vision, life insurance, disability coverage, paid time off, holidays, 401(k) with match, pension, business casual attire, and more. For details, click here.

Nationwide is an equal opportunity employer committed to diversity and inclusion. We prohibit discrimination and harassment, ensuring fair employment practices.

This position can be filled in any of the lower 48 states. The application deadline is 05/30/2025, but early applications are encouraged.

Compensation

The salary range is $70,000 to $145,500, with an expected starting range of $78,000 to $117,000, based on various factors including skills and experience.