Southeast Contract Surety Senior Underwriter

Polikov Recruitment Solutions; Charlotte (NC); On-site; USD 110,000 - 150,000; Full time

Job summary

Polikov Recruitment specializes in Surety Bond and Commercial P&C, seeking a Senior Contract Surety Underwriter to strengthen relationships with agencies and underwrite quality contractors. North Carolina/Southeast focus, with opportunities to lead profitable growth in a well-resourced operation.

The ideal candidate will bring disciplined underwriting, strong financial analysis, and the ability to evaluate contractor risk across mid-to-large accounts while collaborating with agency partners and

Qualifications

• 6+ years of contract surety underwriting experience.
• Experience underwriting mid-to-large size contract surety accounts.
• Strong understanding of contractor financial analysis, balance sheets, income statements, cash flow, WIP reports, and backlog.
• Existing agency and broker relationships within the Southeast territory preferred.
• Ability to develop and maintain profitable agency relationships.
• Strong underwriting judgment with the ability to balance production goals and profitability.
• Comfortable working with contractors, agents, brokers, and internal leadership.

Responsibilities

• Underwrite, analyze, and manage contract surety accounts within assigned authority
• Evaluate contractor financial statements, work-in-progress schedules, backlog, bank lines, ownership structure, and overall operational strength
• Make sound underwriting decisions around risk selection, pricing, account retention, and profitability
• Build and maintain strong relationships with agents, brokers, contractors, and other key market partners
• Develop new business opportunities while continuing to retain and grow an existing book of contract surety business

Skills

Contract surety underwriting

Financial analysis

Agency relationships

Underwriting judgment

Contractor financial analysis

Job description

Polikov Recruitment specializes in Surety Bond and Commercial P&C, seeking a Senior Contract Surety Underwriter to strengthen relationships with agencies and underwrite quality contractors. North Carolina/Southeast focus, with opportunities to lead profitable growth in a well-resourced operation.

The ideal candidate will bring disciplined underwriting, strong financial analysis, and the ability to evaluate contractor risk across mid-to-large accounts while collaborating with agency partners and