Solutions Engineer, Payout Rails

MoneyGram; United States; Hybrid; USD 110,000 - 150,000; Full time

Benefits offered by this job

Health Insurance

Life Insurance

Volunteer days

Tuition reimbursement

Transfer fee reimbursement

Employee Assistance Program

Employee Referral Program

Remote work flexibility

Job summary

MoneyGram is seeking a solutions engineer to join the Payout Rails team, owning the technical connections that move money into banks, wallets, and aggregators worldwide.

You will lead onboarding for new payout partners, translate API specs into internal configurations, and deliver detailed integration specs. You will stay engaged post-launch to meet SLAs and drive fixes, collaborating across partner, platform, and compliance teams.

Qualifications

• 4+ years in solutions engineering, integration engineering, technical account management, or platform engineering in payments/fintech/banking.
• Strong command of REST and JSON APIs including OAuth 2.0, mTLS, JWT, API keys, webhooks, idempotency.
• Comfortable with Postman and reading raw request/response traces.
• Hands-on SQL for investigation and data analysis to support decisions.
• Knowledge of payment rails and standards: ISO 20022, ISO 8583, settlement vs clearing.
• Excellent technical writing for specs, diagrams, and escalation notes.

Responsibilities

• Own the technical onboarding for new payout partners: API review, environment setup, credential exchange, certification, and launch.
• Translate partner API specifications into internal configuration: corridor/rail setup, field mappings, account/alias validation, error code mappings.
• Produce integration specs: sequence diagrams, field mappings, validation rules, test matrices.
• Maintain post-launch SLAs and drive fixes for failures, whether partner- or provider-related.
• Develop evidence-based escalations on rejection rates, error code accuracy, and SLA misses.
• Maintain visibility of the critical path across partner, platform, compliance, and commercial teams.

Skills

Solutions engineering

REST APIs

JSON

OAuth 2.0

mTLS

JWT

SQL

API documentation

Tools

Postman

Job description

At MoneyGram , we're combining the strength of a trusted global brand with the agility of a tech-forward, growth driven culture. With 85+ years of experience and a presence in more than 200 countries and territories, we've built a foundation of stability and trust to help millions of people around the world send funds quickly, securely, and affordably. We're looking for bold thinkers, builders, technologists, and sellers who want real ownership of their work, thrive in collaborative environments, and are energized by solving complex challenges. Here, you'll have the opportunity to make a measurable impact - fast. If you're eager to shape the future of cross-border payments and financial services, join us as we transform how the world moves money. We're looking for a solutions engineer to join our Payout Rails team, owning the technical connections that move money into banks, wallets, and aggregators worldwide.

What you will get to do :

• Own technical onboarding for new payout partners: API review, environment setup, credential exchange, certification, and launch
• Translate partner API specifications into internal configuration: corridor and rail setup, field mappings, account and alias validation, error code mappings
• Solution the integration per corridor and produce the specs delivery runs on: sequence diagrams, field mappings, validation rules, test matrices
• Stay on the connection after launch: keep SLAs where they need to be and drive every failure through to a fix, whether the cause sits with the partner or with us
• Build evidence based escalations on rejection rates, error code accuracy, and SLA misses, and hold partners to their commitments
• Keep the critical path visible across partner, platform, Compliance, and Commercial teams, and feed recurring friction into the platform roadmap instead of absorbing it as manual work

Who you are :

You own a connection end to end and follow it into production. You can explain a payment rail to an engineer and an API contract to a business lead in the same meeting. You would rather remove the cause of a recurring problem than keep handling each instance of it.

Technical Skills:

• 4+ years in solutions engineering, integration engineering, technical account management, or platform engineering, in payments, fintech, or banking
• Strong practical command of REST and JSON APIs: OAuth 2.0, mTLS, JWT, API keys, webhooks, idempotency
• Comfortable with Postman and reading raw request and response traces
• Hands on SQL for investigation, able to query transaction data and turn it into an argument
• Working knowledge of payment rails and message standards: ISO 20022, ISO 8583, instant versus deferred batch clearing, alias and account resolution, settlement versus clearing
• Clear writing: specifications, diagrams, escalation notes, and status updates that partner teams and internal stakeholders can both read
• Demonstrated ownership of external technical relationships
• Nice to have: Domestic rails or wallet ecosystems in one or more of India (UPI, IMPS, NEFT, RTGS), Philippines (PESONet, InstaPay), Mexico (SPEI), Bangladesh (NPSB, BEFTN), East or West Africa mobile money, GCC, or SEPA Applied cryptography in payments: AES 256 (CBC versus GCM), RSA, HMAC, hex versus Base64 encoding pitfalls, key rotation Scripting or development ability enough to prototype, validate, and debug independently Exposure to AML and sanctions screening, name matching, and how compliance controls surface as technical rejections

Here are a few reasons why you will like working here:

• Comprehensive Health Insurance - Medical coverage for eligible employees and their families (subject to benefits limit, policy terms and conditions)
• Life and Accident Insurance - Financial protection coverage for eligible employees
• Community Service Days - Paid time off for eligible employees to volunteer in their communities
• Tuition Reimbursement - Educational assistance program for eligible employees (subject to program guidelines and approval)
• Transfer Fee Reimbursement - Smooth transitions with reimbursement for any transfer-related fees. We've got you covered.
• Employee Assistance Program - Confidential counseling and support services for eligible employees
• Employee Referral Program - Incentive program for employee referrals (subject to program terms)
• Remote work flexibility - Available for eligible roles with hybrid or remote work options

About MoneyGram :

MoneyGram is a global payments network built to move money across borders with speed, simplicity and trust. Its omnichannel platform empowers consumers, developers and agents to transfer cash, fiat and stablecoin however it works best for them. The company serves over 60 million customers a year across 200+ countries and territories, nearly half a million retail locations and a rapidly expanding digital ecosystem reaching billions of devices. As one of the most recognized and trusted names in global payments, MoneyGram continues to reinvent how money moves - helping people around the world support their loved ones and build better futures. Originally posted on Himalayas