Software Engineer - ATM Applications

Truist; Charlotte (NC); On-site; USD 120,000 - 160,000; Full time

Benefits offered by this job

Medical, dental, vision insurance

401(k) plan

Paid time off

Job summary

Truist is seeking an experienced software engineer to independently design, develop, test, and maintain ATM software components and services. The role emphasizes secure coding, high-quality deployment, and collaboration with cross-functional teams to advance technical initiatives.

The candidate will mentor junior engineers, participate in the full SDLC, and apply industry best practices to deliver scalable and reliable banking applications. Strong emphasis on ATM technology and integration.

Qualifications

• Bachelor’s degree with 5 years of relevant experience or equivalent education and training.
• In-depth knowledge of information systems and ability to identify, apply, and implement IT best practices.

Responsibilities

• Independently designs, develops, tests, and maintains complex ATM software components and services that address business and user requirements.
• Implements advanced features using coding standards, architectural patterns, and best practices.
• Leads code reviews to ensure quality, maintainability, and performance.
• Collaborates with cross-functional teams to plan and execute technical initiatives for timely delivery.
• Troubleshoots, debugs, and resolves complex defects and production issues with root-cause analysis.

Skills

ATM software

Code reviews

Mentoring

Cross-functional collaboration

Education

Bachelor’s degree in computer science or related field

Tools

CEN/XFS

NDC protocol

ATM integration

Job description

Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America)

Independently designs, develops, tests, and maintains complex software solutions that meet business and user needs.

Emphasizes delivering scalable, reliable, and high-quality applications by applying advanced best practices in coding, architecture, and software lifecycle management, while collaborating with cross-functional teams to drive technical initiatives and mentor junior engineers.

ESSENTIAL DUTIES AND RESPONSIBILITIES

1. 1. Independently designs, develops, tests, and maintains complex software components and services addressing business and user requirements.
2. 2. Implements advanced features and enhancements using established coding standards, architectural patterns, and development best practices.
3. 3. Leads code reviews and provides constructive feedback to ensure code quality, maintainability, and performance.
4. 4. Collaborates with cross-functional technical teams to plan and execute technical initiatives, ensuring timely delivery of solutions.
5. 5. Troubleshoots, debugs, and resolves complex software defects and production issues, applying root-cause analysis and corrective actions.
6. 6. Participates actively in the full software development lifecycle, including requirements analysis, design discussions, development, testing, deployment, and support.
7. 7. Applies secure coding practices, testing strategies, and documentation standards to ensure software quality and compliance with organizational guidelines.
8. 8. Mentors and supports junior engineers to foster technical growth and adherence to best practices.
9. 9. Utilizes and contributes to existing frameworks, tools, and technologies to enhance application development across relevant technology domains.

Qualifications Required

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

1. 1. Bachelor’s degree in computer science, Software Engineering, or related field with 5 years of relevant experience or equivalent education and training.
2. 2. In-depth knowledge of information systems and ability to identify, apply, and implement IT best practices.

Strongly Preferred Qualifications

Independently designs, develops, tests, and maintains complex ATM software applications, components, and services that support reliable and secure ATM functionality and transaction processing. Develops, maintains, and enhances ATM applications and transaction-processing capabilities, including integration with various banking applications, host systems, and supporting services. Demonstrates strong technical knowledge of ATM technologies, including CEN/XFS-based ATM devices and NDC messaging protocols, and applies this knowledge when developing, troubleshooting, and enhancing ATM solutions. Implements advanced ATM features and enhancements using established coding standards, architectural patterns, reusable frameworks, and software-development best practices. Develops and supports ATM functionality involving interactions between the ATM application, device components, transaction messages, host systems, and downstream banking services, helping ensure accurate end-to-end transaction processing.

Preferred Qualifications

1. Master’s Degree or MBA.
2. Certification in Six Sigma Green Belt, CQIA, or similar process improvement methodologies.
3. Previous experience in the banking or financial services industry.
4. Experience working in Agile development environments.

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation

• All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position.
• Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates.
• Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays.
• For more details on Truist’s generous benefit plans, please visit our Benefits site.
• Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan.
• As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law.

Truist is a Drug Free Workplace.

EEO is the Law E-Verify IER Right to Work About Truist

Truist is a purpose-driven financial services company, formed by the historic merger of equals of BB&T and SunTrust.

We serve clients in a number of high-growth markets in the country, offering a wide range of financial services.

At Truist, our purpose is to inspire and build better lives and communities.

That happens through real care to make things better.

To meet client needs, to empower teammates, and to lift up communities.

Learn more about Truist on truist.com.