Small Business Banker

City National Bank (CNB); Florida; On-site; USD 65,000 - 85,000; Full time

Benefits offered by this job

Health Coverage

401(k) with matching

Generous PTO and paid holidays

Access to mental health resources

Job summary

City National Bank of Florida is seeking a results-driven Small Business Banker to enhance relationships with businesses generating up to $5 million annually. In this role, you'll deliver strategic financial solutions and ensure exceptional client service while collaborating with branch team members.

The ideal candidate will have a strong focus on client acquisition and maintaining operational integrity, with qualifications including a Bachelor’s degree and proven success in growing small business relationships. A competitive benefits package is offered.

Qualifications

• 2–7 years of recent experience as a Small Business Banker or similar role.
• Solid credit background with proven ability to structure loans and analyze credit.
• Demonstrated success in acquiring and growing small business relationships.

Responsibilities

• Grow and manage a portfolio of 250+ small business clients.
• Deliver tailored financial advice by analyzing client needs.
• Collaborate with partners in Lending, Treasury, and Mortgage for holistic services.

Skills

Relationship Management

Loan Structuring

Client Communication

Financial Analysis

Sales Goals Achievement

Education

Bachelor's degree in Business or Finance

Job description

Think BIG. Achieve More.

At City National Bank of Florida, we invest in our people and the communities we serve. Join a team where ambitious careers and meaningful relationships thrive together. We’re entrepreneurs at heart—growing fast, making an impact, and shaping the future of banking in Florida.

About the Role

We’re looking for a results-driven Small Business Banker to build lasting relationships with businesses generating up to $5 million in annual revenue. In this role, you’ll provide strategic financial solutions, deliver exceptional client service, and drive growth through deposits, loans, and treasury services. As a key member of the branch team, you'll also represent the bank in the community and collaborate with internal partners to meet client needs.

What You’ll Do

• Grow and manage a portfolio of 250+ small business clients.
• Proactively acquire new relationships through prospecting, networking, and outreach.
• Deliver tailored financial advice by analyzing client needs and recommending appropriate deposit, lending, and treasury solutions.
• Collaborate with partners in Lending, Treasury, Mortgage, and Wealth Management to offer holistic banking services.
• Support branch operations including account opening, teller transactions, and loan support as needed.
• Serve as a community ambassador and leader for the bank’s small business efforts.
• Ensure compliance with all regulatory, policy, and procedural standards.

Key Responsibilities

• Consistently meet or exceed sales and referral goals for deposits, loans, and services.
• Perform financial reviews and loan pre-screens; complete cash flow analyses.
• Make independent overdraft pay/return decisions within assigned limits.
• Support the loan application and closing process; collect and review required documentation.
• Maintain operational integrity through proper balancing, ticketing, and risk protocols.
• Adhere to compliance and regulatory training, including S.A.F.E. Act requirements.

Qualifications

• 2–7 years of recent experience as a Small Business Banker or similar role.
• Solid credit background with proven ability to structure loans and analyze credit.
• Demonstrated success in acquiring and growing small business relationships.
• Ability to complete independent pre-screens and cash flow analysis.
• Collaborative, proactive, and goal-oriented mindset.
• Excellent communication and relationship management skills.

Education

• Bachelors degree in Business or Finance preferred.
• An equivalent combination of education and relevant professional experience may be considered in lieu of a degree.
• SBA lending experience a plus.

Benefits & Perks

We offer a competitive benefits package designed to support your success:

• Health Coverage: Medical, dental, and vision plans with employer contributions.
• Retirement Savings: 401(k) with matching.
• Paid Time Off & Holidays: Generous PTO and paid holidays.
• Wellness Support: Access to mental health and financial wellness resources.

Equal Opportunity

City National Bank of Florida is an Equal Opportunity Employer. We do not discriminate based on race, color, religion, sex, national origin, age, disability, genetic information, protected veteran status, or any status protected by federal, state, or Florida law. We comply with the ADA and applicable Florida laws.

Interview Guidelines

To ensure a fair interview process, the use of AI-enabled devices (e.g., AI glasses or similar technology) is not permitted during interviews.

Accommodations

If you require a reasonable accommodation to apply or participate in the hiring process, please contact our Talent Attraction team at [e-mail]

Join City National Bank of Florida. The possibilities are endless.