Small Business Banker

City National Bank (CNB); Brickell Hammock (FL); On-site; USD 60,000 - 90,000; Full time

Job summary

City National Bank of Florida is seeking a results-driven Small Business Banker to build lasting relationships with businesses generating up to $5 million in annual revenue. You will deliver strategic financial solutions and drive growth through deposits, loans, and treasury services.

As a key member of the branch team, you will grow a portfolio of 250+ clients, prospect for new relationships, and collaborate with Lending, Treasury, Mortgage, and Wealth Management to offer holistic banking

Qualifications

• 2–4 years of experience as a Small Business Banker or similar role.
• Solid credit background with ability to structure loans and analyze credit.
• Experience in acquiring and growing small business relationships.
• Ability to perform cash flow analyses and pre-screens.
• Strong communication and relationship-management skills.
• Collaborative, proactive, goal-oriented mindset.

Responsibilities

• Grow and manage a portfolio of 250+ small business clients.
• Acquire new relationships through prospecting, networking, and outreach.
• Provide tailored financial advice across deposits, loans, and treasury.
• Collaborate with Lending, Treasury, Mortgage, and Wealth Management partners.
• Support branch operations including account opening and loan support.
• Ensure compliance with regulatory standards.

Skills

Relationship management

Credit analysis

Cash flow analysis

Prospecting

Communication skills

Team collaboration

Education

Bachelor's degree in Business or Finance

Equivalent combination of education and experience

Job description

Overview

About the Role

We’re looking for a results-driven Small Business Banker to build lasting relationships with businesses generating up to $5 million in annual revenue. In this role, you’ll provide strategic financial solutions, deliver exceptional client service, and drive growth through deposits, loans, and treasury services. As a key member of the branch team, you'll also represent the bank in the community and collaborate with internal partners to meet client needs.

What You’ll Do

• Grow and manage a portfolio of 250+ small business clients.
• Proactively acquire new relationships through prospecting, networking, and outreach.
• Deliver tailored financial advice by analyzing client needs and recommending appropriate deposit, lending, and treasury solutions.
• Collaborate with partners in Lending, Treasury, Mortgage, and Wealth Management to offer holistic banking services.
• Support branch operations including account opening, teller transactions, and loan support as needed.
• Serve as a community ambassador and leader for the bank’s small business efforts.
• Ensure compliance with all regulatory, policy, and procedural standards.

Key Responsibilities

• Consistently meet or exceed sales and referral goals for deposits, loans, and services.
• Perform financial reviews and loan pre-screens; complete cash flow analyses.
• Make independent overdraft pay/return decisions within assigned limits.
• Support the loan application and closing process; collect and review required documentation.
• Maintain operational integrity through proper balancing, ticketing, and risk protocols.
• Adhere to compliance and regulatory training, including S.A.F.E. Act requirements.

Qualifications

What You Bring

• 2–4 years of recent experience as a Small Business Banker or similar role.
• Solid credit background with proven ability to structure loans and analyze credit.
• Demonstrated success in acquiring and growing small business relationships.
• Ability to complete independent pre-screens and cash flow analysis.
• Collaborative, proactive, and goal-oriented mindset.
• Excellent communication and relationship management skills.

Education

• Bachelors degree in Business or Finance preferred.
• An equivalent combination of education and relevant professional experience may be considered in lieu of a degree.

Special Instructions to Candidates

Equal Opportunity

City National Bank of Florida is an Equal Opportunity Employer. We do not discriminate based on race, color, religion, sex, national origin, age, disability, genetic information, protected veteran status, or any status protected by federal, state, or Florida law. We comply with the ADA and applicable Florida laws.

Interview Guidelines

To ensure a fair interview process, the use of AI-enabled devices (e.g., AI glasses or similar technology) is not permitted during interviews.

Accommodations

If you require a reasonable accommodation to apply or participate in the hiring process, please contact our Talent Attraction team at [e-mail]