Small Business Banker

City National Bank of Florida; Miami (FL); On-site; USD 65,000 - 85,000; Full time

Benefits offered by this job

Health Coverage

401(k) with employer match

Paid time off and holidays

Wellness resources

Job summary

City National Bank of Florida is seeking a results-driven Small Business Banker to build lasting relationships with businesses generating up to $5 million in annual revenue. You’ll deliver strategic financial solutions, drive growth through deposits, loans, and treasury services, and represent the bank in the community.

Join our team to collaborate with Lending, Treasury, Mortgage, and Wealth Management, while ensuring excellent client service and regulatory compliance in a dynamic Miami market.

Qualifications

• 2–4 years of recent experience as a Small Business Banker or similar role.
• Solid credit background with the ability to structure loans and analyze credit.
• Demonstrated success in acquiring and growing small business relationships.
• Ability to complete independent pre-screens and cash flow analyses.

Responsibilities

• Meet or exceed sales and referral goals for deposits, loans, and services.
• Perform financial reviews and loan pre-screens; complete cash flow analyses.
• Support loan applications and closings; collect and review required documents.
• Maintain regulatory compliance and risk controls.
• Represent the bank in the community and partner with Lending, Treasury, Mortgage, and Wealth Management teams.

Skills

Relationship management

Credit analysis

Prospecting & networking

Communication skills

Education

Bachelor’s degree in Business/Finance

Tools

Cash flow analysis

Job description

About Us

Think BIG. Achieve More.

At City National Bank of Florida, we invest in our people and the communities we serve. Join a team where ambitious careers and meaningful relationships thrive together. We’re entrepreneurs at heart—growing fast, making an impact, and shaping the future of banking in Florida. To learn more about City National Bank of Florida visitAbout Us!

Overview:

About the Role

We’re looking for a results-driven Small Business Banker to build lasting relationships with businesses generating up to $5 million in annual revenue. In this role, you’ll provide strategic financial solutions, deliver exceptional client service, and drive growth through deposits, loans, and treasury services. As a key member of the branch team, you'll also represent the bank in the community and collaborate with internal partners to meet client needs.

What You’ll Do

• Grow and manage a portfolio of 250+ small business clients.
• Proactively acquire new relationships through prospecting, networking, and outreach.
• Deliver tailored financial advice by analyzing client needs and recommending appropriate deposit, lending, and treasury solutions.
• Collaborate with partners in Lending, Treasury, Mortgage, and Wealth Management to offer holistic banking services.
• Support branch operations including account opening, teller transactions, and loan support as needed.
• Serve as a community ambassador and leader for the bank’s small business efforts.
• Ensure compliance with all regulatory, policy, and procedural standards.

Key Responsibilities

• Consistently meet or exceed sales and referral goals for deposits, loans, and services.
• Perform financial reviews and loan pre-screens; complete cash flow analyses.
• Make independent overdraft pay/return decisions within assigned limits.
• Support the loan application and closing process; collect and review required documentation.
• Maintain operational integrity through proper balancing, ticketing, and risk protocols.
• Adhere to compliance and regulatory training, including S.A.F.E. Act requirements.

Qualifications

What You Bring

• 2–4 years of recent experience as a Small Business Banker or similar role.
• Solid credit background with proven ability to structure loans and analyze credit.
• Demonstrated success in acquiring and growing small business relationships.
• Ability to complete independent pre-screens and cash flow analysis.
• Collaborative, proactive, and goal-oriented mindset.
• Excellent communication and relationship management skills.

Education

• Bachelors degree in Business or Finance preferred.
• An equivalent combination of education and relevant professional experience may be considered in lieu of a degree.

Benefits & Perks

We offer a competitive benefits package designed to support your success:

• Health Coverage: Medical, dental, and vision plans with employer contributions.
• Retirement Savings: 401(k) with matching.
• Paid Time Off & Holidays:Generous PTO and paid holidays.
• Wellness Support: Access to mental health and financial wellness resources.

Visit our benefits page to learn mor eBenefits!

Join City National Bank of Florida. The possibilities are endless.

Special information to candidates:

Equal Opportunity

City National Bank of Florida is an Equal Opportunity Employer. We do not discriminate based on race, color, religion, sex, national origin, age, disability, genetic information, protected veteran status, or any status protected by federal, state, or Florida law. We comply with the ADA and applicable Florida laws.

Interview Guidelines

To ensure a fair interview process, the use of AI-enabled devices (e.g., AI glasses or similar technology) is not permitted during interviews.

Accommodations

If you require a reasonable accommodation to apply or participate in the hiring process, please contact our Talent Attraction team at [e-mail]