Skip Trace Agent

Westlake Financial; Los Angeles (CA); On-site; USD 25,000 - 26,000; Full time

Benefits offered by this job

Medical, Dental, and Vision benefits

Life Insurance and Long-term disabling

401K matching

Employee Stock Ownership Program

Wellness Programs

Metro Card Reimbursement

Career Path Opportunities

Discounts on Parks and Museums

Paid Vacations

Paid Holidays

Job summary

Westlake Financial seeks a Repossession Skip Trace Agent in Los Angeles to locate delinquent borrowers and collateral using advanced skip tracing techniques. You’ll work with recovery agents, collections, and legal to support repossession efforts in line with laws and company rules.

Your role requires investigative skills, meticulous attention to detail, and proficiency with skip tracing databases. Strong written and verbal communication, plus the ability to handle multiple cases, are essential.

Qualifications

• Experience in skip tracing, collections, repossession, or related field.
• Knowledge of FDCPA, FCRA, and repossession laws.
• Proficient with skip tracing databases and public records.
• Strong written and verbal communication skills.
• Ability to manage multiple accounts and meet deadlines.

Responsibilities

• Use skip tracing databases, public records, and investigative tools to locate individuals and/or collateral.
• Verify and analyze information to confirm addresses, employment, relatives, and associates.
• Maintain accurate, detailed case files with all efforts, contacts, and findings.
• Communicate findings with repossession agents and coordinate recovery efforts.
• Work with internal departments to support recovery and minimize losses.
• Follow FDCPA, FCRA, GLBA, and privacy guidelines.
• Perform outbound calls and emails to references, employers, and contacts when appropriate.
• Identify patterns to improve location strategies for hard-to-find accounts.
• Maintain productivity, compliance, and quality metrics as defined by standards.
• Assist in updating skip tracing software tools and lead sources.

Skills

Investigative skills

Communication

Research skills

Analytical thinking

Multi-tasking

Integrity

Education

High school diploma or equivalent; associate or bachelor’s degree preferred

Tools

TLOxp

LexisNexis

Clear

IDI CORE

Job description

Position Summary

The Repossession Skip Trace Agent is responsible for locating delinquent borrowers and collateral (e.g., vehicles, equipment) for recovery through advanced skip tracing techniques. This role requires strong investigative skills, attention to detail, and proficiency with skip tracing tools and databases. The specialist works closely with recovery agents, collection teams, and legal departments to facilitate successful repossession efforts in compliance with federal, state, and company regulations.

Los Angeles, CA |On-site role

Position Summary

The Repossession Skip Trace Agent is responsible for locating delinquent borrowers and collateral (e.g., vehicles, equipment) for recovery through advanced skip tracing techniques. This role requires strong investigative skills, attention to detail, and proficiency with skip tracing tools and databases. The specialist works closely with recovery agents, collection teams, and legal departments to facilitate successful repossession efforts in compliance with federal, state, and company regulations.

Key Responsibilities

• Use skip tracing databases, public records, and investigative tools to locate individuals and/or collateral.
• Verify and analyze information to confirm accuracy of addresses, employment, relatives, and associates.
• Maintain accurate, detailed case files with all efforts, contacts, and findings.
• Communicate findings with repossession agents and coordinate recovery efforts.
• Work closely with internal departments to support recovery and minimize losses.
• Follow all applicable laws and regulations, including FDCPA, GLBA, FCRA, and privacy guidelines.
• Perform outbound calls and emails to references, employers, and known contacts when appropriate and compliant.
• Identify patterns or trends that may indicate location strategies for hard-to-find accounts.
• Maintain productivity, compliance, and quality metrics as defined by department standards.
• Assist in updating and maintaining skip tracing software tools and lead sources.

Required Qualifications

• High school diploma or equivalent; associate or bachelor’s degree preferred.
• Minimum 1–2 years of experience in skip tracing, collections, repossession, or related field.
• Proficient with skip tracing tools (e.g., TLOxp, LexisNexis, Clear, IDI CORE, etc.)
• Strong computer and internet research skills.
• Knowledge of FDCPA, FCRA, and repossession laws.
• Excellent written and verbal communication skills.
• Strong analytical, problem-solving, and investigative skills.
• Ability to manage multiple accounts and meet deadlines in a fast-paced environment.
• High level of integrity, discretion, and professionalism.

Preferred Skills

• Experience working with recovery management software (e.g., RDN, DRN).
• Bilingual (Spanish/English) a plus.
• Prior law enforcement, private investigation, or repo industry experience beneficial.

Work Environment & Schedule

• Standard office hours; some flexibility may be required depending on case urgency.
• May involve working nights or weekends to contact hard-to-reach individuals.
• Remote or hybrid options may be available depending on company policy.

Compensation

• Hourly salary range: $18.47 to $19 based on experience
• The exact starting compensation to be offered will be determined at the time of selecting an applicant for hire and will be dependent on a wide range of factors, including but not limited to geographic location, skill set, experience, education, credentials, and licensure when applicable

Full Time Benefits

• Medical, Dental, and Vision benefits
• Life Insurance and Long-term disability plans
• Flexible Spending Account
• 401K matching
• Employee Stock Ownership Program in a $18.2 Billion Company, plus company matching
• Wellness Programs
• Metro Tap Card and Metro-link Reimbursement (for Los Angeles, CA employees only)
• Career Path Opportunities
• Discounts on Parks, Museums, Movie Tickets, and Attractions
• Annual Flu Shot
• Paid Vacations Days
• Paid Sick days
• Paid holidays
• Rental Car Discounts, Dell Member Purchase Program
• UKG Wallet

ACKNOWLEDGMENTS

We will consider for employment all qualified Applicants, including those with Criminal Histories, in a manner consistent with the requirements of applicable state and local laws, including the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance.

We are an equal opportunity employer and do not unlawfully discriminate in employment. No question on this application is used for the purpose of limiting or excluding any applicant from consideration for employment on a basis prohibited by local, state, or federal law. Equal access to employment, services, and programs is available to all persons. Those applicants requiring reasonable accommodation to the application and/or interview process should notify a representative of the organization.