Senior VP - Commercial Lending Leader

First Mid Bank & Trust; St. Charles (IL); On-site; USD 97,000 - 138,000; Full time

Benefits offered by this job

Health insurance with HSA match

401(k) with employer match

Employee Stock Purchase Plan

Generous PTO

Tuition reimbursement

Performance-based bonuses

Job summary

First Mid Bancshares, Inc. in St. Charles, IL seeks a Commercial Loan Officer, SVP to grow agricultural, SBA, commercial, and CRE loans while ensuring asset quality and profitability.

The role emphasizes portfolio management and cross-selling, with collaboration across Credit Administration and banking teams. Qualified candidates will have a Bachelor's degree in Finance or Business Administration and at least 7 years of commercial lending experience, including CRE and C&I.

Qualifications

• Bachelor's degree in Finance or Business Administration or equivalent training in lending.
• 7+ years of experience in commercial lending with CRE and C&I knowledge.

Responsibilities

• Develops, manages, and grows agricultural, SBA, commercial, and CRE loans with profitability and risk control.
• Maintains and grows loan and commercial deposit portfolios and supports Credit Administration.
• Solicits new customers, negotiates terms, and cross-sells bank services.
• Analyzes loan applications, financial statements, and cash flow to support decisions.
• Represents the Bank in committees and community activities.

Skills

Loan analysis

Credit risk management

Interpersonal skills

Policy knowledge

Education

Bachelor's degree in Finance or Business Administration

Tools

Credit analysis tools

Job description

First Mid Bancshares, Inc. in St. Charles, IL seeks a Commercial Loan Officer, SVP to grow agricultural, SBA, commercial, and CRE loans while ensuring asset quality and profitability.

The role emphasizes portfolio management and cross-selling, with collaboration across Credit Administration and banking teams. Qualified candidates will have a Bachelor's degree in Finance or Business Administration and at least 7 years of commercial lending experience, including CRE and C&I.