Senior US Wire Payments Techno-Functional SME

Infosys Finacle; New York (NY); On-site; USD 140,000 - 200,000; Full time

Job summary

Infosys Finacle seeks an experienced Senior Techno-Functional US Wires/Payments SME to support wire payments implementation, operations, and modernization for banking clients. Location is New York/New Jersey with 8–15 years of experience and full‑time employment. Ideal candidate holds U.S.

work authorization and can lead cross‑functional delivery across multiple platforms. You will translate business needs into functional specs, guide integrations, and oversee testing and production validation

Qualifications

• 8–15 years of experience in banking, payments, or payment platform implementation with focus on wire transfer processing.
• Extensive knowledge of U.S. domestic wire processing using Fedwire and CHIPS.
• Strong understanding of SWIFT MT/MX message flows and cross‑border payments.
• Hands‑on experience with ACI Money Transfer System (MTS) including configuration and modernization.

Responsibilities

• Act as techno‑functional SME for U.S. wire payments across Fedwire, CHIPS, SWIFT, and ACI MTS platforms.
• Translate business and technology needs into functional requirements, interfaces, and test criteria.
• Analyze end‑to‑end wire payment flows including initiation, settlement, reconciliation, and exceptions.
• Collaborate with architects, developers, QA, operations, and compliance to design and implement wire payment solutions.
• Lead or support SIT, UAT, and production validation activities and post‑go‑live stabilization.

Skills

Wire payments

Business analysis

Solution design

Stakeholder collaboration

Regulated environment

Education

Bachelor’s degree in Business, Finance, IT, CS

Tools

ACI MTS

MQ

APIs

XML mappings

ISO 20022

Job description

Infosys Finacle seeks an experienced Senior Techno-Functional US Wires/Payments SME to support wire payments implementation, operations, and modernization for banking clients. Location is New York/New Jersey with 8–15 years of experience and full‑time employment. Ideal candidate holds U.S.

work authorization and can lead cross‑functional delivery across multiple platforms. You will translate business needs into functional specs, guide integrations, and oversee testing and production validation