Senior Underwriting Specialist - Auto & Excess Liability

One80 Intermediaries; United States; Remote; USD 140,000 - 145,000; Full time

Benefits offered by this job

Health Benefits

401k

Tuition Reimbursement

Mental Health Services

Job summary

Oxford Risk Management Group is seeking a Senior Underwriting Specialist to independently underwrite complex Commercial Casualty risks with emphasis on Commercial Auto, GL, and Excess Liability. This role demands strong technical underwriting judgment and the ability to support coverage, pricing, and captive program recommendations.

You will evaluate large, complex accounts, review ISO and non-ISO forms, and apply coverage mechanics across policy layers.

Qualifications

• Bachelor’s degree and at least seven years of P&C underwriting experience.
• Significant underwriting experience with Commercial Auto, CGL, and Excess Liability coverages.
• Strong knowledge of coverage forms and endorsements, including ISO and manuscript endorsements.
• Experience analyzing exposure, loss runs, pricing considerations to inform risk selection.
• Knowledge of admitted and surplus lines markets and placement structures.
• Ability to independently manage complex accounts and document recommendations.
• Strong written, verbal, analytical, organizational and interpersonal skills.
• Advanced proficiency in Excel for data analysis.
• Underwriting experience in trucking/transportation (preferred).
• Experience with captive programs or alternative-risk structures (preferred).
• Experience with actuaries for loss development and projections (preferred).
• Experience underwriting multi-line, multi-entity programs (preferred).

Responsibilities

• Independently underwrites new and renewal Commercial Casualty accounts with emphasis on Auto, GL, and Excess Liability.
• Evaluates large and complex risks by analyzing operations, exposures, loss experience, financials, and risk management.
• Develops recommendations on risk selection, pricing, coverage terms, limits, deductibles, and exclusions.
• Reviews and interprets Commercial Auto, GL, and Excess Liability policies, including ISO and manuscript endorsements.
• Applies coverage mechanics to assess how definitions, exclusions, and endorsements interact across layers.
• Identifies gaps, inconsistencies, and conflicts between quoted terms and issued documents.
• Utilizes admitted, non-admitted, and surplus lines market knowledge for placements.
• Develops and maintains knowledge of trucking/transportation industry and related risk indicators.
• Reviews motor-carrier information, driver schedules, authorities, and safety performance indicators.
• Analyzes loss runs and claims data to identify trends affecting risk selection and pricing.

Skills

Underwriting

Commercial Auto

Risk assessment

Policy forms

Excel proficiency

Communication skills

Team leadership

Analytics

Education

Bachelor's degree

Tools

Excel

Job description

Oxford Risk Management Group is seeking a Senior Underwriting Specialist to independently underwrite complex Commercial Casualty risks with emphasis on Commercial Auto, GL, and Excess Liability. This role demands strong technical underwriting judgment and the ability to support coverage, pricing, and captive program recommendations.

You will evaluate large, complex accounts, review ISO and non-ISO forms, and apply coverage mechanics across policy layers.