Senior Underwriting Consultant (Underwriting Director level)

PartnerRe; Charlotte (NC); Remote; USD 90,000 - 150,000; Full time

Job summary

PartnerRe is seeking an experienced life insurance underwriter for a fully remote role in the United States. You will evaluate applications, assess risk, and help determine coverage and pricing, with a focus on complex cases and high face amounts.

The ideal candidate has seven years of life insurance underwriting experience with a current approval limit of $5 million or higher, plus a college degree. You will collaborate with clients, actuarial teams, and retrocession partners to shape

Qualifications

• Strong technical underwriting skills across medical, non-medical, and financial factors.
• Excellent communication to explain decisions and rationale to clients.
• Ability to mentor junior underwriters and support skill development.
• Experience handling high-face-amount and complex financial cases.

Responsibilities

• Evaluate life insurance applications and assess risk for appropriate coverage and pricing.
• Communicate underwriting decisions and rationale to clients; discuss complex cases.
• Lead client meetings, audits, and collaboration with Actuarial/Data Science teams.
• Provide guidance to lower-level underwriters and co-sign cases when appropriate.

Skills

Life underwriting

Analytical skills

Communication skills

Mentor junior underwriters

High face amount experience

Education

College degree or equivalent

Industry designation training

Job description

Company Description

PartnerRe is a leading, privately owned, multi-line global reinsurer with a reputation of financial stability and strength, and a commitment to rebuilding businesses and communities after risk events around the world.

Company Description

PartnerRe is a leading, privately owned, multi-line global reinsurer with a reputation of financial stability and strength, and a commitment to rebuilding businesses and communities after risk events around the world.

Our mission is to continue to be a financially stable and predictable business partner, supporting our clients with solutions tailored to their needs, delivering superior returns to our owner, providing rewarding opportunities for our people and making a positive contribution to society. To achieve this, we live by our values of Integrity, Performance, Collaboration, Straightforward Communication and Respect and Care.

Core to The PartnerRe Experience is our global nature. No matter where you sit in the company, you are part of something bigger. Our teams represent our truly international mindset, forging connections across office locations and all levels of the organization and building a network of mutual success. The result is a day-to-day experience that will allow you to:

• Shape your own career
• Grow in a supportive environment
• Connect with a community of experts
• Make an impact

View Home - PartnerRe Experience e-book to find out more about what it’s like to work at PartnerRe.

We are always looking for bright, proactive individuals to join our team!

PartnerRe is an equal opportunities employer.

This position can be performed from anywhere within the United States and is a fully REMOTE opportunity.

Job Description

This role is responsible for evaluating life insurance applications, assessing risk, and helping determine appropriate coverage and pricing. The successful candidate will work closely with clients to communicate underwriting decisions and discuss complex case situations.

• Conduct external audits for clients.
• Act as an underwriting subject matter expert on projects with Actuarial or Data Science team members.
• Participate in client meetings, including presenting studies or benchmarking results.
• Attend industry conferences and meetings.

This role is ideal for an individual with strong analytical and communication skills and a passion for life insurance underwriting. The ideal candidate is eager to continuously learn, stay current with industry trends and regulatory changes, and bring a forward-thinking mindset to evaluating risk and shaping the future of underwriting. The successful candidate must also excel at prioritizing work and managing multiple assignments and tasks simultaneously.

• Assess risk on facultative cases submitted by clients, in alignment with established key performance indicators, including cycle time and productivity, and within established underwriting guidelines.
• Provide capacity and retrocession information to clients as requested.
• Collaborate with retrocession partners as needed.
• Communicate underwriting decisions to clients and engage as needed to discuss complex situations or adverse decisions.
• Focus primarily on production underwriting work, with potential participation in project work such as external research, collaboration with Data Science and Actuarial teams on studies, and support with developing or revising underwriting guidelines and related communications.
• Occasionally conduct client audits, including case reviews, analysis of results, development of feedback and insights, and presentation of findings to clients.
• Provide guidance and support to lower-level underwriters, including co-signing cases as appropriate.

About You

• Strong technical underwriting skills, including medical, non-medical, and financial underwriting knowledge.
• Extensive knowledge of medical terminology and an understanding of health- and lifestyle-related risk factors.
• Knowledge of applicable laws and regulations governing life insurance underwriting.
• Ability to mentor junior underwriters and support the development of their technical underwriting skills, including medical, non-medical, and financial underwriting.
• Experience working on high face amount and complex financial cases is required.
• Excellent communication skills, with the ability to clearly communicate underwriting decisions and provide additional context or rationale in response to client counterproposals.
• Ability to collaborate effectively with internal and external stakeholders on day-to-day work and project-based initiatives.
• Minimum of seven years of life insurance underwriting experience with a direct carrier or reinsurer, with a current approval limit of $5 million or higher.
• College degree or equivalent industry experience.
• Must be working toward an industry designation or completing industry-related training courses.

Additional Information

PartnerRe provides a working environment in which diversity is valued, where all employees feel welcome, respected, and empowered to perform at their best. We invite you to learn more about D&I at PartnerRe.