Senior Underwriting Consultant

OneAmerica Financial; United States; Remote; USD 80,000 - 100,000; Full time

Job summary

OneAmerica Financial is seeking a Senior Underwriting Consultant to join their individual life underwriting department. This role involves evaluating and classifying risks for life and LTC hybrid products, managing renewals, and mentoring team members. Ideal candidates should possess strong analytical skills and have at least 5 years of related experience.

Qualifications

• 5+ years of related experience required.
• Possession of H.S Diploma or equivalent; college degree preferred.

Responsibilities

• Review prospects received from regional group offices.
• Negotiate new business with sales representatives.
• Manage renewals and ensure compliance with underwriting guidelines.

Education

H.S Diploma or equivalent

College Degree preferred

Job description

At OneAmerica Financial, our purpose is to create more certainty for our customers that leads to better moments, every day. Our commitment is to advance stability and growth in every solution and relationship. We deliver financial strength that builds for generations, and we are always aspiring, looking ahead, and collaborating to achieve more, together. Come be a part of this journey with us as we champion lives!

Job Summary

The Senior Underwriting Consultant works within the individual life underwriting department, which is responsible for risk assessment. This role evaluates and classifies risk for life and LTC hybrid products to ensure compliance with underwriting guidelines and procedures, and to ensure accordance with mortality and morbidity pricing. The role possesses the authority to postpone, decline, or add substandard ratings within defined approval limits.

Primary responsibilities include but are not limited to:

• Review prospects received from regional group office(s)
• Communicate appropriate plan design(s) and pricing to the sales assistants.
• Work in coordination with the sales representative to negotiate new business
• Manage renewals for specific RGO(s) to company established renewal strategy.
• Work directly with other departments to provide a positive customer experience
• Experience rating life and disability products
• Assisting management team with project work
• Mentor other members of the team
• Ability to analyze and explain claim trends

Job Requirements

Required Education and/or Certifications

• H.S Diploma or equivalent

Recommended Education and/or Certifications

• College Degree preferred

Required Work Experience

• 5+ years of related experience
• Or any combination of education and experience which would provide an equivalent background

#LI-SC1

Salary Band: 06B

This selected candidate will be expected to work remote.The candidate will also be expected to physically return to the office in CA, IN or ME as business needs dictate or for team-building and collaboration.

If you are offered and accept this position, please be advised that OneAmerica Financial does not have any offices located in the State of New York and OneAmerica Financial associates are not permitted to work remotely in the State of New York.

Disclaimer: OneAmerica Financial is an equal opportunity employer and strictly prohibits unlawful discrimination based upon an individual’s race, color, religion, gender, sexual orientation, gender identity/expression, national origin/ancestry, age, mental/physical disability, medical condition, marital status, veteran status, or any other characteristic protected by law.

For all positions:

Because this position is regulated by the Violent Crime Control and Law Enforcement Act, if an offer is made, applicants must undergo mandated background checks as a condition of employment. Such background checks include criminal history. A conviction is not necessarily an absolute bar to employment. Consistent with applicable regulatory guidelines and law, factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered.

To learn more about our products, services, and the companies of OneAmerica Financial, visit oneamerica.com/companies.

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Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.