Senior Underwriting Analyst — PBM Pricing & Finance

CVS Health; Vermont; On-site; USD 47,000 - 122,000; Full time

Job summary

CVS Health in the United States seeks an Underwriting Sr. Analyst to drive financial analysis and pricing strategy for PBM and enterprise pricing. You will influence pricing deployment, build models, and support leadership with data-driven insights.

You will collaborate with Caremark, Aetna, and internal partners to implement pricing strategies that improve profitability while managing risk. Strong Excel skills and actuarial mindset are valued.

Qualifications

• 3 years in a health plan actuarial, PBM financial analysis or underwriting role.
• Experience with PBM pricing and underwriting processes.
• Strong analytical and data-driven decision making.

Responsibilities

• Assess risk and maximize client value while preserving margin in PBM and Enterprise.
• Develop pricing recommendations for multiple lines based on competitive analysis.
• Support leadership to develop downstream pricing and segment data.
• Complete tasks in Caremark Underwriting models and FAFs.
• Provide ad hoc analysis for internal and client requests.
• Build and maintain pricing commitment documents reflecting terms.
• Advise on contract negotiations as underwriting SME.

Skills

PBM pricing

Financial analysis

Underwriting

Excel

Education

Bachelor's degree in mathematics/finance/statistics or related field

Tools

Excel

Job description

CVS Health in the United States seeks an Underwriting Sr. Analyst to drive financial analysis and pricing strategy for PBM and enterprise pricing. You will influence pricing deployment, build models, and support leadership with data-driven insights.

You will collaborate with Caremark, Aetna, and internal partners to implement pricing strategies that improve profitability while managing risk. Strong Excel skills and actuarial mindset are valued.