Senior Underwriter – US & Bermuda (Hybrid/Remote)

Soter Insure; New York (NY); Hybrid; USD 180,000 - 240,000; Full time

Job summary

Soter Insure is seeking a Senior Underwriter to own the US book across six lines, leading complex risks and shaping how digital asset coverage is priced and distributed in the US market.

You will hold your own authority, build broker relationships, and guide submissions from first submission through to bind, while mentoring the underwriting team and advancing guidelines and AI-assisted underwriting tools.

Qualifications

• Proven specialty underwriting experience in commercial lines.
• Hands-on drafting and negotiating policy wordings.
• Direct involvement in building or reshaping an insurance product.

Responsibilities

• Lead underwriting across six lines from submission to bind.
• Exercise authority: quote, negotiate and bind within delegated authority.
• Assess custody architecture, key management and compliance controls.
• Design multi-line and hybrid-currency programmes for non-standard exposures.
• Develop broker relationships and US distribution strategies.
• Draft endorsements and pricing rationales with actuarial input.
• Mentor underwriting team and improve submission quality.
• Contribute to underwriting guidelines and AI-assisted tooling.

Skills

Specialty underwriting

Wordings drafting

Product development

US market knowledge

Digital asset literacy

Technical credibility

Judgement under uncertainty

Clear communication

Job description

Soter Insure is seeking a Senior Underwriter to own the US book across six lines, leading complex risks and shaping how digital asset coverage is priced and distributed in the US market.

You will hold your own authority, build broker relationships, and guide submissions from first submission through to bind, while mentoring the underwriting team and advancing guidelines and AI-assisted underwriting tools.