Senior Underwriter, Innovation Economy & Life Sciences

Hiscox; Scottsdale (AZ); On-site; USD 140,000 - 190,000; Full time

Job summary

Hiscox USA seeks a Senior Underwriter - Innovation Economy to grow a profitable traded portfolio across Technology, Fintech, Health & Life Sciences, and Web3. The role emphasizes Life Sciences expertise, strong underwriting judgment, broker relationships, and the ability to handle large, complex accounts with accountability for growth and portfolio performance.

The position is production-focused, with responsibilities spanning pricing, terms, risk selection, and collaboration with Product,

Qualifications

• 6+ years of commercial insurance underwriting experience, preferably including Life Sciences.
• Experience underwriting Life Sciences or related segments is a plus.
• Ability to evaluate complex risks and make independent underwriting decisions.

Responsibilities

• Own and manage an individual portfolio of traded business.
• Underwrite new and renewal business across Technology, Fintech, Health & Life Sciences, and Web3.
• Develop and maintain relationships with brokers and distribution partners.
• Review exposures, establish coverage/terms, and negotiate pricing with partners.
• Collaborate with leadership and internal teams to support profitable growth.

Skills

Technical underwriting

Broker relationships

Life Sciences

Commercial insurance

Growth profitability

Education

Bachelor’s degree or equivalent experience

Job description

Hiscox USA seeks a Senior Underwriter - Innovation Economy to grow a profitable traded portfolio across Technology, Fintech, Health & Life Sciences, and Web3. The role emphasizes Life Sciences expertise, strong underwriting judgment, broker relationships, and the ability to handle large, complex accounts with accountability for growth and portfolio performance.

The position is production-focused, with responsibilities spanning pricing, terms, risk selection, and collaboration with Product,