Senior Underwriter Inland Marine & Property

International Association of Insurance Professionals (IAIP); Jersey City (NJ); Hybrid; USD 63,000 - 153,000; Full time

Benefits offered by this job

26 PTO Days + 12 Holidays

7% 401(k) match + profit sharing

Hybrid work environment

Training & development opportunities

Healthcare & wellness programs

Bonuses based on performance

College loan assistance

Educational assistance

Mentorship program

Dress for Your Day policy

Job summary

IAT Insurance Group is seeking a Senior Inland Marine & Property Underwriter in a hybrid role based in Jersey City, NJ, Newark NJ, Norristown PA, or Cheshire CT. You’ll manage and grow a profitable book across key regions, working with brokers to shape deals and build lasting partnerships.

The role requires 4+ years in inland marine and/or property underwriting, a relevant bachelor’s degree, and US work authorization. In-office Mon-Wed, remote Thu-Fri, with competitive compensation and benefits.

Qualifications

• Bachelor's degree in Risk Management, Finance, Business, Economics, or related field.
• 4+ years inland marine and/or property underwriting experience.
• Strong understanding of insurance marketplace, pricing and competitive positioning.
• Proven ability to build and maintain broker relationships that drive new and renewal business.
• Experience managing a book of business while contributing to growth.
• Strong skills in pricing, risk selection, and deal structuring.
• Working knowledge of industry trends, products, and broader competitive landscape.
• Authorized to work in the United States without visa sponsorship.

Responsibilities

• Manage and grow a profitable book of inland marine and property business across the Region.
• Build strong, lasting relationships with agency partners to drive high-quality new business.
• Evaluate submissions, pricing, and coverage structures with sound judgment.
• Analyze loss runs, exposure changes, and underwriting data to understand risk.
• Set pricing reflecting exposure and performance using loss analysis.
• Structure accounts with deductibles and coverage adjustments to close deals.
• Review policy language for clear coverage intent for brokers and internal teams.
• Partner with claims and internal stakeholders to clarify coverage when questions arise.
• Perform other duties as needed.

Skills

Underwriting experience

Broker relationships

Pricing & risk selection

Growth mindset

Communication

Education

Bachelor's degree in Risk Management/Finance/Business/Economics

Job description

IAT Insurance Group has an immediate opening for Senior Inland Marine & Property Underwriter from our Jersey City or Newark, New Jersey; Norristown, Pennsylvania; or Cheshire, Connecticut locations.

In this position you will manage an existing portfolio while actively building new business, helping grow our footprint in regions that are key focus areas for us. You'll work closely with brokers who value strong partnership and clear, confident decision-making. Expect to be in the market shaping deals, strengthening relationships, and writing business that performs.

This isn't a behind-the-scenes role. It's visible, collaborative, and growth focused. This position follows a hybrid schedule: in the office Monday through Wednesday, with the option to work remotely on Thursday and Friday.

Responsibilities:

• Manage and grow a profitable book of inland marine and property business across the Region
• Build strong, lasting relationships with agency partners to drive consistent and high-quality new business
• Evaluate submissions, pricing, and coverage structures using sound judgment making clear, confident decisions
• Analyze loss runs, exposure changes, and underwriting data to fully understand the risk behind every account
• Set pricing that reflects exposure and performance, using loss analysis and experience to guide decisions
• Structure accounts thoughtfully, using deductibles, coverage adjustments, or other tools to get deals across the line the right way
• Review policy language and contracts to ensure coverage intent is clear-for both brokers and internal teams
• Partner with claims and internal stakeholders to clarify coverage when questions arise
• Perform other duties as needed

Qualifications:

Must-Have:

• Bachelor's degree in Risk Management, Finance, Business, Economics, or a related field, or equivalent combination of education and relevant experience
• 4+ years of inland marine and/or property underwriting experience
• Solid understanding of the insurance marketplace, including pricing and competitive positioning
• Proven ability to build and maintain broker relationships that drive new and renewal business
• Experience managing a book of business while contributing to growth
• Strong skills in pricing, risk selection, and deal structuring
• Working knowledge of industry trends, products, and the broader competitive landscape
• To qualify, applicants must be authorized to work in the United States and must not require VISA sponsorship, now or in the future, for employment purposes.

Preferred to Have:

• Industry designations CPCU, ARM, or AU
• INS21, 22 and 23
• Exposure to loss control or risk engineering-you think beyond the submission and into the actual risk

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. We maintain a drug-free workplace and participate in E-Verify.

Compensation:

Please note, that the annual gross salary range associated with this posting is $63,270 - $153,200. Actual salaries will vary based on factors such as a candidate's qualifications, skills, competencies, and geographical location related to this specific role. The total compensation will include a base salary, performance-based bonus opportunities, 401(K) match, profit-sharing opportunities, and more.

To view details of our full benefits, please visit https://www.iatinsurancegroup.com/careers/benefits

IAT Insurance Group is the largest private, family-owned property and casualty insurer in the U.S. Insurance Answers Together is how we define IAT, in letter and in spirit. We work together to provide solutions for people and businesses. We collaborate internally and with our partners to provide the best possible insurance and surety options for our customers.

At IAT, we're committed to driving and building an open and supportive culture for all. Our employees propel IAT forward - driving innovation, stable partnerships and growth. That's why we continue to build an engaging workplace culture to attract and retain the best talent.

We offer comprehensive benefits like:

• 26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid Days Off
• 7% 401(k) Company Match and additional Profit Sharing
• Hybrid work environment
• Numerous training and development opportunities to assist you in furthering your career
• Healthcare and Wellness Programs
• Opportunity to earn performance-based bonuses
• College Loan Assistance Support Plan
• Educational Assistance Program
• Mentorship Program
• Dress for Your Day Policy

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. We maintain a drug-free workplace and participate in E-Verify.