Senior Underwriter - Builders Risk

AXIS Capital; Alpharetta (GA); Hybrid; USD 135,000 - 220,000; Full time

Job summary

AXIS Capital invites an experienced Senior Underwriter to lead Builders Risk initiatives across major accounts. Based in the US with a hybrid work schedule, you will develop broker relationships, assess opportunities, and shape a profitable builders risk book.

You will underwrite large, complex construction risks, negotiate terms, and collaborate with retail brokers to drive growth while maintaining disciplined portfolio management and high professional standards.

Qualifications

• 3+ years of builders risk underwriting experience on accounts with TIV over $200M.
• Proven track record delivering profitable results.
• In-depth knowledge of builder’s risk coverage, pricing and marketplace dynamics.
• Able to communicate underwriting concepts to audiences of varying experience.
• Able to work autonomously as well as in a team.

Responsibilities

• Establish yourself as a go-to builder’s risk expert with brokers and customers.
• Analyze and qualify opportunities based on appetite and communicate clearly.
• Underwrite within the governance framework.
• Negotiate pricing, terms and conditions and participation.
• Develop relationships with broker partners to support retention.
• Identify client needs and provide recommendations and solutions.
• Be proactive in the market to seek new business.
• Manage portfolio (new and renewal) aligned to goals.
• Attend industry events as a respected AXIS team member.
• Conduct partner meetings to identify improvements.
• Collaborate across the organization to meet client needs.
• Support training for junior underwriters when needed.

Skills

Builder's risk underwriting

Broker relationships

Portfolio management

Underwriting analysis

Pricing negotiations

Job description

Senior Underwriter – Builders Risk New York, Chicago, Alpharetta, San Francisco, Los Angeles Hybrid Position Description

AXIS’ US Construction team is seeking an experienced Senior Underwriter to support the continued growth of our Builders Risk portfolio, with a focus on both Project and Master Builders Risk solutions.

This role will be responsible for developing strong broker and client relationships, identifying profitable new business opportunities, and building a quality book of business that supports the long-term success of the US Construction unit.

The Senior Underwriter will play an important role in strengthening AXIS’ market presence, applying sound underwriting judgment, and delivering thoughtful solutions for complex construction risks. The ideal candidate will bring strong technical expertise, established broker relationships, and the ability to drive responsible growth through disciplined underwriting, effective portfolio management, and consistent market engagement.

Candidate Profile

The Sr Underwriter Builders Risk position requires a skilled professional who has excelled in a prominent Commercial Insurance Carrier and specializes in Project and Master Builder Risk Solutions. This role focuses on accounts engaged in large construction risks with varying sizes and complexity. The ideal candidate will possess extensive knowledge in all aspects of underwriting, including portfolio management, submission solicitation, underwriting analysis, and the creation and issuance of indications, quotations, and binders.

In addition to their technical expertise, the Underwriter should have excellent networking abilities and the capacity to establish relationships with retail brokers. The ability to effectively promote insurance products is also a crucial skill. Moreover, the candidate should possess a solid executive presence and excel in communication and influence. They must cultivate strong relationships that benefit AXIS and contribute to long-term strategic goals.

Work Profile

Based in one of our offices, this position provides a hybrid work environment three days a week. Roughly 25% of travel is necessary to meet with brokers and clients and participate in industry and company events.

What will you do in this role?

• Establish themselves as a “go-to” person for builder’s risk with brokers and customers through demonstrating expertise in the field.
• Analyze and qualify opportunities based on the organization’s appetite and be able to communicate such effectively.
• Underwrite within the underwriting governance framework.
• Negotiate pricing, terms and conditions, and participation on risks that meet appetite and sound underwriting judgment.
• Develop relationships with our broker partners to support desired business retention.
• Work with our customers and brokers to identify their insurance needs and provide recommendations and possible solutions.
• Proactively be in the market to seek out new business opportunities.
• Manage their portfolio (both new and renewal) in support of the organizational goals.
• Attend industry functions and professional events as a respected member of the AXIS team.
• Conduct partnership or relationship meetings with our brokers and customers to identify areas of success and improvement.
• Work collaboratively with colleagues across the organization to meet our customers' needs.
• May be asked to participate in training or support for lower-level underwriters or underwriting assistants.

About You

We encourage you to bring your own experience and expertise to the table. While we need you to have some qualifications and experiences, we are open to discussing how your individual knowledge might lend itself to fulfilling this role and helping us achieve our goals.

What you need to have:

• 3+ years of builder’s risk underwriting experience focused on accounts with TIV greater than $200 million.
• Proven track record delivering profitable results.
• In-depth knowledge of builder’s risk, including coverage, pricing, and marketplace dynamics.
• Able to analyze risks and communicate underwriting concepts or position well to audiences of varying experience.
• Able to work autonomously as well as in a team setting.
• Capable of handling time constraints for quoting new and renewal business.

What we prefer you to have:

• Understanding of both admitted and non-admitted / Excess & Surplus underwriting framework.
• Underwriting expertise in large and complex risks.
• Established retail broker relationships in their relative market/territory.
• Creative problem‑solving skills.

For this position, we currently expect to offer a base salary in the range of $135,000 to $220,000. Your salary offer will be based on an assessment of various factors, including your specific years experience and work location. In addition, you will be offered competitive target incentive compensation, with awards based on overall corporate and individual performance. You will also be eligible for a comprehensive and competitive benefits package that includes medical plans for you and your family, health and wellness programs, retirement plans, tuition reimbursement, paid vacation, and much more.

Where this role is based in the United States of America, this role is Exempt for FLSA purposes.

This posting is for an existing vacancy. Rewarding. Challenging. Meaningful. We are shaping the direction of Insurance and Reinsurance during a critical and exciting time for the industry. Whether you are a student approaching graduation or a seasoned professional looking for a new environment, AXIS has the right challenges and career opportunities for you. At AXIS, we value each individual and recognize that attracting and retaining the right people is essential to the success of our company. We offer a comprehensive and competitive benefits package which includes medical plans for employees and their families, health and wellness programs, retirement plans, tuition reimbursement, paid vacation, and much more.