Underwriter - E&S Property

AXIS Capital; Alpharetta (GA); On-site; USD 85,000 - 105,000; Full time

Benefits offered by this job

Medical plans

Retirement plans

Tuition reimbursement

Paid annual leave

Job summary

AXIS Capital is seeking an experienced Underwriter for E&S Property to independently underwrite complex surplus lines risks and manage a profitable book. You will analyze submissions, structure coverage and pricing, and negotiate terms with wholesale brokers while coordinating with internal teams.

The role requires strong technical underwriting skills, two+ years of E&S experience, and a commitment to professional development.

Qualifications

• Bachelor’s degree required; CPCU, ARM, and ASLI designations strongly preferred.
• Minimum of two (2) years of E&S underwriting experience.
• Advanced technical underwriting expertise and demonstrated progression of responsibility.
• Strong negotiation, analytical, and business development capabilities.
• Established wholesale broker relationships highly desired.
• Growing knowledge of E&S Property lines of business and applicable legal/regulatory guidelines.
• Strong communication, influencing, and presentation skills with internal/external partners.

Responsibilities

• Independently underwrite and manage a profitable book of complex surplus lines E&S Property risks, utilizing analytical diagnostics to assess acceptability, coverage structure, and pricing adequacy.
• Analyze and evaluate new and renewal submissions within guidelines and delegated authority.
• Assess E&S Property pricing adequacy and structure competitive underwriting solutions.
• Negotiate terms and conditions with brokers and facultative markets to strengthen relationships.
• Work on problems of moderate scope with planning horizons extending months into the future.
• Underwrite and develop a diversified, profitable book of business aligned with growth objectives.
• Contribute to countrywide marketing by identifying wholesale broker partners aligned with AXIS’ risk appetite.
• Attend broker/client meetings to support account management, renewal strategy, and relationships.
• Collaborate with underwriting, claims, operations, actuarial, and leadership teams to support decisions and execution.
• Provide mentorship to less experienced underwriters and share knowledge.

Skills

Negotiation

Analytical

Business development

Communication

Presentation

Education

Bachelor’s degree

CPCU designation

ARM designation

ASLI designation

Job description

This is your opportunity to join AXIS Capital – a trusted global provider of specialty lines insurance and reinsurance. We stand apart for our outstanding client service, intelligent risk taking and superior risk adjusted returns for our shareholders. We also proudly maintain an entrepreneurial, disciplined and ethical corporate culture. As a member of AXIS, you join a team that is among the best in the industry. At AXIS, we believe that we are only as strong as our people. We strive to create an inclusive and welcoming culture where employees of all backgrounds and from all walks of life feel comfortable and empowered to be themselves. This means that we bring our whole selves to work. All qualified applicants will receive consideration for employment without regard to any protected characteristic, including age, color, disability, ethnicity, gender identity, marital status, national origin, pregnancy, race, religion, sex, sexual orientation, veteran status, or any basis prohibited by the laws that govern its operations.

Underwriter - E&S Property

About the Team AXIS’ Excess & Surplus (E&S) Property Division operates within one of the most complex and dynamic areas of the E&S insurance market. The team partners closely with wholesale brokers, facultative reinsurance markets, and internal stakeholders to deliver disciplined underwriting solutions that support profitable growth, strong client relationships, and long-term portfolio stability.

How does this role contribute to our collective success?

This role contributes through independent underwriting execution, technical expertise, and proactive book management. The Underwriter supports profitability and growth objectives by underwriting complex E&S Property risks, expanding existing broker relationships, and executing underwriting and marketing strategies aligned with AXIS’ risk appetite. The role also contributes by collaborating with internal business partners and sharing expertise to support overall team performance.

What will you be doing in this role?

• Independently underwrite and manage a profitable book of complex surplus lines E&S Property risks, utilizing appropriate analytical diagnostics to assess acceptability, coverage structure, and pricing adequacy.
• Analyze and evaluate new and renewal submissions, exercising sound underwriting judgment within established guidelines and delegated authority.
• Assess E&S Property pricing adequacy and structure competitive underwriting solutions aligned with AXIS’ strategic and financial objectives.
• Negotiate terms and conditions in a highly complex and competitive environment with wholesale brokers and facultative reinsurance markets, with a focus on strengthening and expanding existing relationships.
• Work on problems of moderate scope where underwriting decisions require analysis of multiple risk, pricing, and market factors, with a planning time horizon extending several months into the future.
• Underwrite and develop a diversified, profitable book of business in support of strategic business plans and overall growth and profit objectives.
• Contribute to the execution of a countrywide marketing strategy by identifying wholesale broker partners aligned with AXIS’ E&S Property risk appetite and new business goals.
• Attend broker and client meetings, typically alongside more senior underwriting leadership, supporting account management, renewal strategy, and relationship development efforts.
• Collaborate closely with internal business partners across underwriting, claims, operations, actuarial, and leadership teams to support underwriting decisions and operational execution.
• Provide informal guidance and mentorship to less experienced underwriters and support team knowledge sharing, as appropriate.
• Maintain awareness of legal, regulatory, and market developments impacting E&S Property underwriting and ensure compliance with applicable standards.

About you

We encourage you to bring your own experience and expertise to the table. You are an independent underwriting professional with strong technical acumen, sound judgment, and a commitment to continuous development. You bring integrity, accountability, and a collaborative approach to building strong wholesale broker and internal partnerships while delivering high-quality underwriting outcomes.

What we’re looking for from you

• Bachelor’s degree required; CPCU, ARM, and/or ASLI designations strongly preferred.
• Minimum of two (2) years of E&S underwriting experience.
• Advanced technical underwriting expertise and demonstrated progression of responsibility.
• Strong negotiation, analytical, and business development capabilities.
• Established wholesale broker relationships highly desired.
• A growing knowledge of E&S Property lines of business and applicable legal and regulatory guidelines.
• Strong communication, influencing, and presentation skills with the ability to effectively interact with all levels of internal and external business partners.

Role factors

• Be in the office 3 days per week

What we offer

• You will be eligible for a comprehensive and competitive benefits package which includes medical plans for you and your family, health and wellness programs, retirement plans, tuition reimbursement, paid annual leave, and much more.
• Base salary in the range of $85,000 to 105,000.
• Your salary offer will be based on an assessment of a variety of factors including your specific experience and work location.
• In addition, you will be eligible for a comprehensive and competitive benefits package which includes medical plans for you and your family, health and wellness programs, retirement plans, tuition reimbursement, paid vacation, and much more.
• Where this role is based in the United States of America, this role is Exempt for FLSA purposes.
• We offer a comprehensive and competitive benefits package which includes medical plans for employees and their families, health and wellness programs, retirement plans, tuition reimbursement, paid vacation, and much more.

Rewarding. Challenging. Meaningful. We are shaping the direction of Insurance and Reinsurance during a critical and exciting time for the industry. Whether you are a student approaching graduation or a seasoned professional looking for a new environment, AXIS has the right challenges and career opportunities for you. At AXIS, we value each individual and recognize that attracting and retaining the right people is essential to the success of our company.