Senior Underwriter

Allianz Commercial; Virginia (MN); Hybrid; USD 96,000 - 141,000; Full time

Benefits offered by this job

Health insurance

Dental insurance

Vision insurance

Retirement savings plan

Paid time off

Job summary

Allianz Commercial is seeking a Senior Underwriter to lead pricing strategy, product development, and portfolio analytics for travel agency and e-commerce channels. You will assess risk, ensure underwriting quality, and influence partner growth while leveraging data trends and AI-driven insights.

The role supports hybrid work with 2 in-office days weekly in Richmond, VA. Requires 5+ years in underwriting/analytics, strong communication, and proficiency in Excel/SQL; skills in Power BI, Python,

Qualifications

• Bachelor's degree in a related field or equivalent experience.
• Minimum five years in underwriting, actuarial pricing, or analytics with portfolio management experience.
• Ability to translate complex analysis into actionable recommendations.
• Strong Excel and SQL skills; experience with data visualization tools.
• Proficiency in Python or R preferred and excellent communication skills.
• Leadership mindset with influence without authority; local candidates considered first.

Responsibilities

• Apply independent judgment to underwriting decisions and portfolio assessments, linking data insights to business decisions.
• Translate analytical findings into actionable recommendations for cross-functional and senior stakeholders.
• Conduct portfolio reviews to assess profitability and identify underperforming programs; propose remediation like pricing changes or renegotiation.
• Develop and validate pricing strategies for existing and new programs using actuarial input and data-driven models.
• Enhance pricing models and underwriting tools with statistical methods and scenario analysis for strategic decisions.
• Lead cross-functional pricing and product development with compliance, actuarial, and data teams; ensure policy alignment.
• Design and maintain dashboards to monitor underwriting performance and ensure data quality across systems.
• Operate in an environment leveraging AI, ML, and cloud tools with data governance and security in mind.

Skills

Underwriting

Excel

SQL

Power BI

Python

R

Communication

Leadership

Pricing analytics

Education

Bachelor's degree in Business/Math/Actuarial/Data Science

Tools

Power BI

SQL

Excel

Python

R

Job description

In the role of Senior Underwriter, you'llreport to the Director of Underwriting and lead pricing strategy, product development, and portfolio analytics to drive underwriting performance across travel agency ande-commercechannels. You'll bring analytical rigor and the judgment to translate complex data into clear, actionable insights that drive decisions across the business.

You'll support travel e-commerce and agency teams through risk assessment of new and existing clients, leveraging company, client, channel, product, and industry data and trends to ensure the quality and integrity of underwriting processes.This highly visible role provides the opportunity to shape pricing strategy, drive product innovation, optimize portfolio performance, and influence partner growth across a largegrowing travel insurance portfolio.

Way of Working

This role offers a hybrid way of working Monday through Friday with 2 in-office days on Tuesdays and Thursdays at our office in Richmond, VA.

What you will do

• Apply independent judgment to underwriting decisions and portfolio assessments, connecting data insights to business implications and strategic recommendations.
• Translate complex analytical findings into clear, actionable recommendations for cross-functional and senior stakeholders.
• Conduct portfolio reviews to assess account-level profitability, identify underperforming programs, and recommend remediation strategies including pricing adjustments, product redesign, or partner renegotiation.
• Develop and validate pricing strategies for existing and new insurance and non‑insurance programs, leveraging actuarial input, data‑driven models, and market benchmarks.
• Enhance and build pricing models and underwriting tools using statistical techniques, predictive modeling, and scenario analysis to support strategic decision‑making.
• Lead cross‑functional pricing and product development initiatives with compliance, actuarial, LOB, and data teams, ensuring alignment with underwriting guidelines, regulatory standards, and profitability targets.
• Design and maintain dashboards and reporting tools to monitor underwriting performance, ensuring data integrity and quality across underwriting systems.
• Work effectively in an environment shaped by artificial intelligence (AI), machine learning, data analytics, and cloud‑based tools, using insights responsibly and in alignment with our standards for data governance, security, and ethical use

What you will bring

• Bachelor's degree in Business, Mathematics, Statistics, Actuarial Science, Data Science, or a related field; or equivalent combination of education and experience.
• Minimum of Five (5) years of experience in underwriting, actuarial pricing, or financial/data analytics roles with significant exposure to risk assessment and portfolio management in insurance or related fields.
• Strong judgment and communication skills, with the ability to translate complex analysis into clear recommendations and defend a position under scrutiny.
• Strong analytical skills, including proficiency in Excel and SQL;
• Familiarity with data visualization tools (Power BI) and statistical programming languages (Python, R) preferred
• Excellent communication and presentationskills
• Leadership mindset with abilty to influence without authority.
• Local Qualified candidtes will received first consideration. This position does not offer relocation assistance.

What we offer

Annualized base pay range is $96,300 - $141,174 USD

Actual base pay may vary based upon factors such as relevant experience, qualifications, internal equity of peers, and geographic location. Employees may also qualify for performance‑based bonuses, merit increases, and other incentives based on individual and company performance. The availability and amount of these additional compensation elements are determined by company policy and may vary.

Our employees play an integral part in our success as a business. We appreciate that each of our employees are unique and have unique needs, ambitions and we enjoy being a part of their journey.

We are there to empower and encourage you with your personal and professional development ensuring that you take control by offering a large variety of courses and targeted development programs. All that in a global environment where international mobility and career progression are encouraged. Caring for your health and wellbeing is key priority for us. This is why we build Work Well programs to providing you with peace of mind and give the flexibility in planning and arranging for a better work‑life balance. We offer a comprehensive benefits package that includes health, dental, and vision insurance, retirement savings plans, paid time off, and other employee programs. Eligibility for benefits is subject to plan terms and conditions, and may vary based on position and/or employment status.

At Allianz we use some AI‑assisted technology as part of our recruitment process to help match candidates to roles based on skills, experience, job title, and location. AI supports our recruiters by enhancing the efficiency and accuracy of candidate assessments and job recommendations, while all applications are reviewed by our recruitment team and final hiring decisions are made by humans.

Allianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams and challenges, is what makes us a unique employer. Together we can build an environment where everyone feels empowered and has the confidence to explore, to grow and to shape a better future for our customers and the world around us.

At Allianz, we stand for unity: we believe that a united world is a more prosperous world, and we are dedicated to consistently advocating for equal opportunities for all. And the foundation for this is our inclusive workplace, where people and performance both matter, and nurtures a culture grounded in integrity, fairness, inclusion and trust.

We therefore welcome applications regardless of race, ethnicity or cultural background, age, gender, nationality, religion, social class, disability or sexual orientation, or any other characteristics protected under applicable local laws and regulations.

Join us.

Let's care for tomorrow.