Senior Trust Officer

Florida Trust Wealth Management; Florida; Hybrid; USD 120,000 - 210,000; Full time

Benefits offered by this job

Health & Wellness: 90% employer-paid医疗

401(k) safe harbor + ESOP

Hybrid policy & generous PTO

Mental health resources

Inclusive, respectful culture

Job summary

The Florida Trust is seeking a seasoned Senior Trust Officer to administer our most complex trust relationships in Florida. You will apply advanced fiduciary judgment, lead client engagements, and ensure alignment with governing documents and regulatory requirements.

You will collaborate with investment, legal, tax, and operations teams, provide guidance on fiduciary risk, and represent the firm in high‑level meetings, while upholding our client‑first philosophy and ethical standards.

Qualifications

• 10+ years of trust administration experience in a fiduciary wealth firm.
• Deep expertise in fiduciary law, trust structures, and regulatory requirements.
• Ability to independently manage high-value fiduciary relationships.
• Strong risk management mindset and fiduciary judgment.
• Executive-level communication and client-facing presence.
• Unwavering commitment to fiduciary integrity and ethics.

Responsibilities

• Administer complex and multi-generational trust relationships per fiduciary law and instruments.
• Lead relationships for high-value trust clients and beneficiaries.
• Exercise discretion on distributions, trust modifications, and complex decisions.
• Provide senior guidance on fiduciary risk and compliance.
• Collaborate with investment, legal, tax, and operations teams for integrated service.
• Escalation authority for high-risk fiduciary matters.
• Contribute to fiduciary policies and best practices.
• Represent the firm in high-level client meetings and engagements.
• Perform other duties to support the role.

Skills

Trust administration

Fiduciary law

Regulatory compliance

Executive communication

Client relationship management

Education

Bachelor’s degree in finance or business

JD or Master’s degree

Professional fiduciary certification (CTFA)

Job description

At The Florida Trust, we’re not your typical financial institution. We’re an independent trust company built on relationships, not transactions. Our mission is to help individuals and families preserve and grow their wealth with integrity, transparency, and a deeply personal touch.

We serve clients across Southwest Florida and beyond, offering investment management, trust, and estate services with a boutique feel and institutional strength. Our team is close-knit, community-minded, and committed to doing right by our clients—and each other.

WHAT YOU’LL DO

The Senior Trust Officer is responsible for administering the firm’s most complex and high-value trust relationships. This senior leader exercises advanced fiduciary judgment, serves as a subject‑matter authority within the Fiduciary Team, and ensures trust administration aligns with governing documents, regulatory requirements, and Florida Trust’s client‑first philosophy.

Day-to-Day Responsibilities:

• Administer complex and multi‑generational trust relationships in accordance with fiduciary law and governing instruments
• Serve as primary relationship lead for high‑value trust clients and beneficiaries
• Exercise fiduciary discretion regarding distributions, trust modifications, and complex administrative decisions
• Provide senior‑level guidance on fiduciary risk and compliance considerations
• Partner closely with investment, legal, tax, and operations teams to deliver integrated service
• Serve as escalation authority for high‑risk or sensitive fiduciary matters
• Contribute to refinement of fiduciary policies, standards, and best practices
• Represent the firm in high‑level client meetings and professional engagements
• Perform other duties as assigned or as necessary to support the needs of the role

WHAT WE’RE LOOKING FOR

Must‑Haves:

• 10+ years of experience in trust administration within a trust company or fiduciary‑focused wealth management firm
• Deep expertise in fiduciary law, trust structures, and regulatory requirements
• Demonstrated ability to manage complex and high‑value fiduciary relationships independently
• Strong risk management mindset and sound fiduciary judgment
• Executive‑level communication skills and client presence
• Unwavering commitment to fiduciary integrity and ethical standards

Nice‑to‑Haves:

• Bachelor’s degree in finance, business, accounting, or related field
• Juris Doctor (JD) or Master’s degree in business or related discipline
• Professional fiduciary certification such as CTFA or similar designation
• Experience participating in fiduciary or governance committees

WHY YOU’LL LOVE WORKING HERE

Working here feels like being part of something meaningful. We believe in professionalism without pretense, and we treat our team like the valuable people they are—not just job titles. You’ll be surrounded by smart, kind, and driven colleagues who care deeply about their work and the people they serve.

• Health & Wellness: 90% employer‑paid medical coverage. Dental and vision plans available at employee cost.
• Financial Benefits: Employer‑supported 401(k) safe harbor contribution and Employee Stock Ownership Plan (ESOP).
• Work-Life Balance: Generous PTO, paid holidays, hybrid policy, and a supportive team culture.
• Wellbeing: Access to mental health resources and wellness initiatives.
• Culture: We host annual team events, community involvement opportunities, and foster a respectful, inclusive workplace.