Senior Treasury Analyst, Liquidity Risk

1611 Ally Bank; Charlotte (NC); Hybrid; USD 70,000 - 120,000; Full time

Benefits offered by this job

Time Away

401K plan

Health benefits

Employee discounts

Job summary

Ally Bank is seeking a Senior Treasury Analyst in Charlotte, NC to support liquidity risk management. You will monitor markets, prepare KRI reports, and contribute to governance practices while driving automation improvements.

The role requires collaboration with Treasury, Finance, Risk, and Compliance, with a focus on accurate internal reporting and strong data interpretation skills.

Qualifications

• 3+ years of experience in banking, in Treasury, liquidity risk, or related finance/risk role.
• Proficiency in Excel required; experience with VBA, Python, Copilot, or other automation tools.
• Strong analytical and quantitative skills; ability to synthesize data into insights.

Responsibilities

• Perform daily market monitoring and produce reporting on early warning KRIs.
• Execute monthly calculations of Board-level liquidity limits for senior management.
• Drive automation to improve efficiency and maintain governance documentation.

Skills

Excel

VBA

Python

Education

Bachelor's degree in finance, economics, mathematics, or related field

Job description

Ally and Your Career Ally Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We love this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?

Work Schedule: Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.

The Opportunity

Reporting to the Liquidity Risk Director, the Senior Treasury Analyst is responsible for supporting cross-functional efforts across Treasury including daily market monitoring, risk appetite limit oversight, and related governance activities. The Senior Treasury Analyst will be expected to manage ongoing analytical workstreams and contribute to process improvement and automation initiatives. This role involves routine reporting and activities aligned with current liquidity risk practices and procedures.

The Work Itself

Perform daily market monitoring and produce reporting on early warning key risk indicators (KRIs) to support proactive identification of liquidity risk trends. Execute monthly calculations of Board-level liquidity limits, ensuring accuracy and timely delivery to senior management. Manage and maintain assumption-based workbooks and all supporting documentation, including desktop procedures, data governance, and data controls, to ensure completeness & accuracy of internal reporting. Drive continued automation and streamlining of processes to improve the efficiency and scalability of the liquidity risk framework. Develop and maintain working knowledge of applicable liquidity risk regulations (e.g., Reg YY, LCR, 2052a) and the impact of potential liquidity regulatory changes on the bank’s liquidity risk framework. Collaborate with business partners, including across Treasury, Finance, Risk, and Compliance, to support data needs, governance routines, and ad hoc analytical requests. Support internal and external audits, regulatory examinations, and related governance activities, including preparation of materials and documentation. Prepare and contribute to senior management and Board-level materials, including ALCO presentations and other routine reporting packages. Promote culture of collaboration, teamwork, and inclusion within the team.

The Qualifications We’re Looking For

• 3+ years of experience in banking, in Treasury, liquidity risk, or a related finance or risk management role.
• Bachelor’s degree in finance, economics, mathematics, or a related field.
• Proficiency in Excel required; experience with VBA, Python, Copilot, or other automation tools.
• Eagerness to learn liquidity risk regulations and develop subject matter expertise; a self-starter mindset with intellectual curiosity and a desire for continuous learning.
• Demonstrated ability to work independently, manage multiple priorities, and deliver quality work with minimal supervision.
• Strong analytical and quantitative skills with the ability to synthesize balance sheet data, market data and trends, and regulatory requirements into clear, actionable insights.
• Strong attention to detail and commitment to reporting accuracy; experience maintaining desktop procedures or governance documentation preferred.
• Strong written and verbal communication skills.

Minimum Qualifications

• 3+ years of experience
• High school Diploma or GED equivalent

How We’ll Have Your Back

Our Total Rewards program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals.

Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including:

• Time Away: Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level).
• Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.
• Supporting your Health & Well-being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
• Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts.
• Work-Life Integration: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers program and other employee discount programs.
• Other Compensations: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.

To view more detailed information about Ally’s Total Rewards, please visit this link: https://www.ally.com/content/dam/pdf/corporate/ally-total-rewards-snapshot.pdf

We are a leading financial services company serving over 11M customers through banking, auto financing, insurance and investment services. Our team's approach of celebrating differences and lifting each other up is consistently recognized on Fortune’s 100 Best Companies to Work For list. Here, you’ll find people who care about doing work that matters and making an impact in the communities we serve. Good enough is never enough for us - we’re always looking for ways to be better, together.

Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law. In accordance with the Americans with Disabilities Act, if after review of the position expectations, you believe that you may need a medical accommodation to fulfill the duties of this role, please email [e-mail] with details of your accommodation request.

Base Pay Range $70,000.00 - $120,000.00

Incentive Compensation: This position is eligible to participate in our annual incentive plan. We all work better as allies.