Senior Staff Auditor - Credit Risk Management (Hybrid)

Capital One; Plano (TX); Hybrid; USD 88,000 - 100,000; Full time

Benefits offered by this job

Performance-based incentives

Job summary

Capital One is seeking a Senior Staff Auditor focused on Credit Risk Management. The role is hybrid, typically 3 days in-office with Plano, TX as a primary office site, and includes opportunities to develop and deliver audits across risk control areas.

You’ll lead planning, execute procedures, document findings, and coach junior staff, while partnering with clients and teams to drive quality and timely insights.

Qualifications

• Bachelor’s Degree or military experience.
• At least 2 years of auditing, risk management, or financial analysis experience.
• Preferred: Master’s Degree in Auditing, Accounting, Finance, Economics or MBA.
• Professional certifications such as CFA or CRM are a plus.

Responsibilities

• Develop engagement planning documentation and audit programs.
• Design and execute audit procedures; document evidence and issues.
• Prepare clear audit work papers and findings.
• Communicate audit progress to team and clients.
• Plan and prioritize work; take on additional tasks as needed.
• Provide coaching to audit staff and junior associates.

Education

Bachelor’s Degree

Master’s Degree in Auditing, Accounting, Finance, Economics, or Business Administration

Tools

CFA

CRM

Job description

Capital One’s Audit function is a dedicated group of professionals focused on delivering top-quality assurance services to the organization’s Audit Committee. Audit professionals are experienced, well-trained and credentialed, and operate within a collaborative, agile environment to deliver value-added opinions and recommendations. Audit's vision to provide high value, independent, proactive insights, to innovate with technology, and to be a top-notch talent destination, creates a dynamic and challenging atmosphere for both personal growth and professional opportunity.

Capital One is seeking an energetic, self-motivated Senior Staff Auditor interested in becoming part of our Audit team. As a member of the Audit team, the candidate will focus on audits of Credit Risk Management.

Responsibilities

• Develop engagement planning documentation for assigned areas to communicate rationale for scoping decisions, and develop audit programs to ensure adequate coverage of risks.
• Design and execute appropriate audit procedures to verify the effectiveness of internal controls. Document auditee processes and procedures, review and analyze evidence, and identify potential issues.
• Prepare clear, organized, and complete documentation to support work performed, including draft findings.
• Establish and maintain good client and team relations during engagements. Effectively communicate information and audit progress to team, clients and auditor-in-charge.
• Self prioritize and effectively plan your own work activities managing multiple priorities and tasks across the team to deliver quality results. Proactively take on additional work to support the team when possible.
• Provide coaching, on-the-job training, and feedback to audit staff, including junior associates and recent hires.

Here’s what we’re looking for in an ideal teammate

• You are a critical thinker who seeks to understand the business, credit risk management, and associated control environment.
• You believe insight and objectivity are core elements to providing assurance on the effectiveness and efficiency of Capital One’s governance, risk management, and internal control processes.
• You possess a relentless focus on quality and timeliness.
• You adapt to change, embrace bold ideas, and are intellectually curious. You like to ask questions, test assumptions, and challenge conventional thinking.
• You develop influential relationships based upon shared risk objectives and trust to deliver outstanding business impact and elevate Audit’s value proposition.
• You’re a firm believer that a rich understanding of data, innovation, and technology will only make you a better auditor. This will require leveraging the power of data analytics and furthering your technical expertise.
• You're a teacher. You do the right thing and lead by example. You have a passion for coaching and investing in the betterment of your team. You lead through change with candor and optimism.
• You create energy and an environment that fosters trust, collaboration, and belonging, making it easy to attract, hire, and retain top talent.

Basic Qualifications

• Bachelor’s Degree or military experience
• At least 2 years of experience in auditing, risk management, financial analysis, or a combination

Preferred Qualifications

• Master’s Degree in Auditing, Accounting, Finance, Economics, or Business Administration
• Professional certification such as Chartered Financial Analyst (CFA) or Certified Risk Manager (CRM)
• 1+ year of experience in Credit Risk Management at a large bank or financial services organization
• Experience in credit policy or underwriting from a financial institution or consulting
• Experience in decision making and problem solving using data analytics and quantitative modeling

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

This role is hybrid

meaning associates typically spend 3 days per week in-person at one of our offices listed on this job posting.

• Charlotte, NC: $87,700 - $100,100 for Senior Staff Auditor
• McLean, VA: $96,500 - $110,100 for Senior Staff Auditor
• New York, NY: $105,300 - $120,100 for Senior Staff Auditor
• Plano, TX: $87,700 - $100,100 for Senior Staff Auditor
• Richmond, VA: $87,700 - $100,100 for Senior Staff Auditor

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.

No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at [e-mail]. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to [e-mail]

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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).