Senior Auditor- Credit Risk Management (Hybrid)

Capital One; Richmond (VA); Híbrido; USD 86.000 - 98.200; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Comprehensive health benefits

Performance-based incentive compensation

Inclusive workplace environment

Descripción de la vacante

A leading financial services company is looking for a Senior Auditor in Richmond, VA. This hybrid role requires a Bachelor's degree and at least 2 years of experience in auditing or credit risk management. The ideal candidate will have a strong focus on quality, relationship building, and data analytics. Responsibilities include developing planning documentation, executing audit procedures, and coaching junior team members. Capital One provides a dynamic work environment with opportunities for professional growth.

Formación

• Minimum 2 years in auditing or credit risk management.
• Experience in financial analysis is a plus.

Responsabilidades

• Develop engagement planning documentation for audit areas.
• Design and execute audit procedures to verify internal controls.
• Prepare documentation to support audit work performed.
• Maintain good relations with clients and team members.
• Coach and provide training to junior audit staff.

Conocimientos

Critical thinking

Quality focus

Data analytics

Coaching

Relationship building

Educación

Bachelor’s Degree or equivalent military experience

Master’s Degree in relevant fields

Herramientas

Microsoft Excel

Data analytics software

Descripción del empleo

Senior Auditor – Credit Risk Management (Audit)

Capital One’s Audit function is a dedicated group of professionals focused on delivering top-quality assurance services to the organization’s Audit Committee. Audit professionals are experienced, well-trained and credentialed, and operate within a collaborative, agile environment to deliver value-added opinions and recommendations. Audit's vision to provide high value, independent, proactive insights, to innovate with technology, and to be a top-notch talent destination, creates a dynamic and challenging atmosphere for both personal growth and professional opportunity.

Responsibilities

• Develop engagement planning documentation for assigned areas to communicate rationale for scoping decisions, and develop audit programs to ensure adequate coverage of risks.
• Design and execute appropriate audit procedures to verify the effectiveness of internal controls. Document auditee processes and procedures, review and analyse evidence, and identify potential issues.
• Prepare clear, organized, and complete documentation to support work performed, including draft findings.
• Establish and maintain good client and team relations during engagements. Effectively communicate information and audit progress to team, clients and auditor-in-charge.
• Self‑prioritise and plan your own work activities managing multiple priorities and tasks across the team to deliver quality results. Proactively take on additional work to support the team when possible.
• Provide coaching, on‑the‑job training, and feedback to audit staff, including junior associates and recent hires.

Ideal Candidate

• You are a critical thinker who seeks to understand the business, credit risk management, and the associated control environment.
• You believe insight and objectivity are core elements to providing assurance on the effectiveness and efficiency of Capital One’s governance, risk management, and internal control processes.
• You possess a relentless focus on quality and timeliness.
• You adapt to change, embrace bold ideas, and are intellectually curious. You like to ask questions, test assumptions, and challenge conventional thinking.
• You develop influential relationships based upon shared risk objectives and trust to deliver outstanding business impact and elevate Audit’s value proposition.
• You’re a firm believer that a rich understanding of data, innovation, and technology will only make you a better auditor. This will require leveraging the power of data analytics and furthering your technical expertise.
• You’re a teacher. You do the right thing and lead by example. You have a passion for coaching and investing in the betterment of your team. You lead through change with candor and optimism.
• You create energy and an environment that fosters trust, collaboration, and belonging, making it easy to attract, hire, and retain top talent.

Basic Qualifications

• Bachelor’s Degree or equivalent military experience
• At least 2 years of experience in auditing, credit risk management, financial analysis, or a combination

Preferred Qualifications

• Master’s Degree in Auditing, Accounting, Finance, Economics, or Business Administration
• Professional certification such as Chartered Financial Analyst (CFA) or Certified Risk Manager (CRM)
• 3+ years of experience in Credit Risk Management at a large bank or financial services organization
• Extensive experience in credit policy or underwriting from a financial institution or consulting
• A track record of decision making and problem solving based on analytics; a strong quantitative orientation matched with conceptual thinking skills

Employment Details

This role is hybrid: associates will spend 3 days per week in‑person at one of our offices listed on this posting. Fridays are enterprise‑wide virtual work days. Monday, Tuesday, Wednesday, and Thursday are in‑person days for associates to spend time together working in our beautifully‑designed team areas.

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

Compensation

• Charlotte, NC: $86,000 – $98,200 for Senior Staff Auditor
• McLean, VA: $94,600 – $107,900 for Senior Staff Auditor
• New York, NY: $103,200 – $117,800 for Senior Staff Auditor
• Plano, TX: $86,000 – $98,200 for Senior Staff Auditor
• Richmond, VA: $86,000 – $98,200 for Senior Staff Auditor

This role is also eligible to earn performance‑based incentive compensation, which may include cash bonus(es) and/or long‑term incentives (LTI). Incentives could be discretionary or non‑discretionary depending on the plan.

Benefits

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well‑being. Eligibility varies based on full or part‑time status, exempt or non‑exempt status, and management level.

EEO Statement

Capital One is an equal‑opportunity employer (EOE, including disability/vet) committed to non‑discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug‑free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23‑A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901‑4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

Accommodations & Support

If you require an accommodation, please contact Capital One Recruiting at 1‑800‑304‑9102 or via email at [e-mail]. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.