Senior Specialist - Consulting

LTM; New York (NY); Sur place; USD 100 000 - 140 000; Plein temps

Avantages offerts par ce poste

Comprehensive Medical Plan

Disability Coverage

401(k) Plan with Company match

Life Insurance

Vacation & Holidays

Parental Leave

Résumé du poste

LTIMindtree in New York seeks an experienced Credit Risk Business Analyst with expertise in wholesale and retail banking risk processes. You will partner with Risk Management, Regulatory, and Technology teams to gather requirements, define solutions, and support the implementation of risk platforms and analytics programs.

You will analyze credit risk workflows (origination, underwriting, rating, monitoring), support PD/LGD/EAD/ECL frameworks, and assist with Basel III/IV, IFRS 9, CECL, CCAR, and

Qualifications

• Experience in credit risk management across wholesale or retail banking.
• Strong requirements elicitation and documentation skills.
• Knowledge of Basel regulations and IFRS 9/CECL/CCAR.
• Proficient SQL data analysis and validation.

Responsabilités

• Collaborate with stakeholders to gather and document requirements.
• Prepare BRDs/FRDs, user stories, data mapping, and flows.
• Analyze credit risk workflows: origination, underwriting, rating, limit management.
• Support PD/LGD/EAD/ECL framework implementations with data teams.
• Assist with Basel III/IV, IFRS 9, CECL, CCAR, and stress testing.
• Conduct data reconciliation and UAT planning/checks.
• Facilitate stakeholder meetings and requirement walkthroughs.
• Ensure traceability of requirements from business needs to deployment.

Connaissances

Credit Risk Management

Wholesale Banking

Business Analysis

Regulatory Knowledge

SQL

Jira/Agile

Data Mapping

Documentation

Formation

Bachelors or Masters in Finance/Business/Economics/Math/CS

Certifications: CBAP/FRM/CFA/PMP/Agile

Outils

Jira

Agile

Scrum

SQL

Description du poste

Job Summary

We are seeking an experienced Credit Risk Business Analyst with strong expertise in wholesale commercial or retail banking credit risk processes. The candidate will work closely with Risk Management Business Regulatory and Technology teams to gather requirements, define solutions and support the implementation of credit risk platforms regulatory initiatives and risk analytics programs

Role Description

We are seeking an experienced Credit Risk Business Analyst with strong expertise in wholesale commercial or retail banking credit risk processes. The candidate will work closely with Risk Management Business Regulatory and Technology teams to gather requirements, define solutions and support the implementation of credit risk platforms regulatory initiatives and risk analytics programs

Key Responsibilities

• Collaborate with Credit Risk Analytics Business and Technology stakeholders to gather analyze and document business requirements
• Prepare Business Requirement Documents BRDs, Functional Requirement Documents FRDs, user stories, process flows and data mapping documents
• Analyze credit risk workflows including origination, underwriting, rating, limit management, monitoring and reporting
• Work with risk models and data teams to support implementation of Probability of Default (PD), Loss Given Default (LGD), Exposure at Default (EAD) and Expected Credit Loss (ECL) frameworks
• Support regulatory initiatives related to Basel III/IV, IFRS 9, CECL, CCAR and Stress Testing
• Perform data analysis, reconciliation and validation of risk data sourced from multiple banking systems
• Facilitate UAT planning, test case preparation, execution and defect management
• Conduct stakeholder meetings, workshops and requirement walkthrough sessions
• Ensure traceability of requirements from business needs through design testing and deployment

Required Skills

• Strong knowledge of Credit Risk Management processes and banking products
• Experience with Wholesale Banking, Commercial Lending, Corporate Banking or Retail Credit Risk
• Strong business analysis skills including requirement gathering, process modeling and stakeholder management
• Knowledge of Basel regulations, IFRS 9, CECL, Stress Testing or CCAR
• Experience with SQL for data analysis and validation
• Hands-on experience with Jira, Agile and Scrum methodologies
• Strong expertise in data mapping, data lineage and reconciliation activities
• Excellent communication and documentation skills

Preferred Skills

• Experience with Moody’s, MSCI Risk Metrics, AxiomSL, SAS, FIS, Murex or other Risk platforms
• Knowledge of Risk Data Aggregation and Reporting BCBS 239
• Exposure to Data Warehousing, Data Governance and BI reporting tools
• Familiarity with cloud platforms and AI driven risk analytics solutions

Qualifications

• Bachelors or Masters degree in Finance, Business, Economics, Mathematics, Computer Science or related discipline
• Relevant certifications such as CBAP, FRM, CFA, PMP or Agile certifications are preferred

Key Competencies

• Credit Risk Analysis
• Regulatory Reporting
• Data Analysis (SQL)
• Stakeholder Management
• Requirement Elicitation
• UAT Testing
• Banking Domain Expertise
• Agile Delivery

Other Details

Actual compensation within the range will be dependent upon the individual's skills, experience, performance and internal equity.

Benefits And Perks

• Comprehensive Medical Plan Covering Medical, Dental, Vision
• Short Term and Long-Term Disability Coverage
• 401(k) Plan with Company match
• Life Insurance
• Vacation Time, Sick Leave, Paid Holidays
• Paid Paternity and Maternity Leave

The range displayed on each job posting reflects the minimum and maximum salary target for the position across all US locations. Within the range, individual pay is determined by work location and job level and additional factors including job-related skills, experience, and relevant education or training. Depending on the position offered, other forms of compensation may be provided as part of overall compensation like an annual performance-based bonus, sales incentive pay and other forms of bonus or variable compensation.

Disclaimer

The compensation and benefits information provided herein is accurate as of the date of this posting.

LTIMindtree is an equal opportunity employer that is committed to diversity in the workplace.

Our employment decisions are made without regard to race, color, creed, religion, sex (including pregnancy, childbirth or related medical conditions), gender identity or expression, national origin, ancestry, age, family-care status, veteran status, marital status, civil union status, domestic partnership status, military service, handicap or disability or history of handicap or disability, genetic information, atypical hereditary cellular or blood trait, union affiliation, affectional or sexual orientation or preference, or any other characteristic protected by applicable federal, state, or local law, except where such considerations are bona fide occupational qualifications permitted by law.