Senior Special Assets Credit Manager (Hybrid)

Columbia; Fair Lawn (NJ); Híbrido; USD 100.000 - 135.000; Jornada completa

Descripción de la vacante

Columbia Bank is seeking a Special Assets Credit Manager in Fair Lawn, NJ. The role focuses on analyzing complex commercial loan relationships, tracking risk, collateral, and performance while coordinating across Lending, Administration, and Legal teams.

You will prepare Credit Review Memoranda, monitor collateral, and support regulatory reviews, with a strong emphasis on data integrity, reporting, and risk mitigation.

Formación

• Bachelor's degree in Finance, Accounting, Economics, Business Administration, Risk Management, or related field.
• Five+ years of progressively responsible experience in commercial credit, underwriting, portfolio management, or related banking discipline.
• Strong underwriting and financial analysis skills with collateral and repayment capacity assessment.

Responsabilidades

• Administer credit-risk analysis and portfolio surveillance for criticized and classified loans.
• Perform financial and credit analyses including cash flow, debt service coverage, and collateral coverage.
• Prepare quarterly Credit Review Memoranda for portfolio management and risk-rating justification.
• Coordinate reporting, appraisals, insurance, and covenant documentation with stakeholders.
• Develop dashboards and management information for oversight and regulatory purposes.
• Support audit, loan review, and regulatory examinations with accurate documentation.

Conocimientos

Credit analysis

Financial analysis

Excel proficiency

Communication skills

Cross-functional collaboration

Educación

Bachelor's degree in Finance/Accounting/Economics/Business

Herramientas

Excel

Credit systems

Descripción del empleo

Columbia Bank is seeking a Special Assets Credit Manager in Fair Lawn, NJ. The role focuses on analyzing complex commercial loan relationships, tracking risk, collateral, and performance while coordinating across Lending, Administration, and Legal teams.

You will prepare Credit Review Memoranda, monitor collateral, and support regulatory reviews, with a strong emphasis on data integrity, reporting, and risk mitigation.