Senior Software Engineer, Backend (Consumer - Risk)

Coinbase, Inc.; United States; On-site; USD 172,000 - 210,000; Full time

Job summary

Coinbase, Inc. is seeking a senior backend engineer to lead the design and delivery of complex risk platform features end-to-end, from architecture through implementation, deployment, and monitoring, with stringent requirements for correctness, performance, and reliability.

You will partner with Data Science, ML, Risk Analysts, Product and Compliance to build proactive real-time decisioning and model-driven fraud detection, mentor engineers, and drive engineering best practices across the

Qualifications

• 5+ years of backend software engineering experience in production environments.
• Proficiency in Go, Ruby, Python, or Java with distributed-systems experience.
• Translate ambiguous requirements into clear technical plans across teams.
• Lead end-to-end projects, including scoping, design, implementation, and mentoring.
• Experience leading incident response and post-mortems for high-availability systems.
• Use generative AI responsibly with human oversight.

Responsibilities

• Lead the design and delivery of complex risk platform features end-to-end, from architecture through implementation, deployment, and monitoring, with stringent requirements for correctness, performance, and reliability
• Drive architectural decisions that shape risk detection and mitigation systems, balancing fraud prevention with user experience
• Partner cross-functionally with Data Science, ML, Risk Analysts, Product, and Compliance teams to build proactive systems and reactive tools
• Build AI-native risk systems leveraging agents to automate complex detection and response workflows
• Mentor engineers, conduct code reviews, write design docs, and champion engineering best practices across the codebase
• Own system quality and operational excellence by addressing technical debt, triaging bugs, and leading incident response and post-mortems

Skills

Backend development

Distributed systems design

API design

Technical leadership

Incident response

Generative AI governance

Job description

Ready to do the most impactful work of your career? At Coinbase, we are uncompromising on our mission to increase economic freedom. The bar is high, the environment is intense, and we like it that way. This isn't a place for complacency, it’s a place to be pushed past your perceived limits. If you're ready to build the future of finance alongside people who refuse to settle for "good enough," you belong here. Coinbase is a remote‑first, but not remote‑only company. Expect to get together quarterly for intense in‑person working sessions called “surges.”

What you'll do:

• Lead the design and delivery of complex risk platform features end-to-end, from architecture through implementation, deployment, and monitoring, with stringent requirements for correctness, performance, and reliability
• Drive architectural decisions that shape Coinbase's risk detection and mitigation systems, translating ambiguous business requirements into scalable working architectures that balance fraud prevention with user experience
• Partner cross‑functionally with Data Science, ML, Risk Analysts, Product, and Compliance teams to build proactive systems (real‑time decisioning engines, model‑driven fraud detection) and reactive solutions (incident response tooling, compliance‑driven risk controls)
• Build AI‑native risk systems that leverage fleets of agents to automate complex detection and response workflows, significantly reducing the need for manual intervention
• Strengthen the team by mentoring engineers, conducting rigorous code reviews, writing technical design documents for complex systems, and championing engineering best practices across the codebase
• Own system quality and operational excellence by proactively addressing technical debt, driving bug triaging, and leading incident response and post‑mortems to ensure platform reliability

Required Skills and Experience:

• 5+ years of backend software engineering experience with a track record of delivering complex, high‑impact systems in production environments
• Deep proficiency in backend languages (Go, Ruby, Python, or Java) with demonstrated experience designing distributed systems including microservices, event‑driven architectures, and REST/GraphQL APIs
• Proven ability to translate ambiguous requirements into clear technical plans and working architectures, driving technical clarity across engineering, product, and data science teams
• Track record leading end‑to‑end projects with long‑term impact, including scoping, design, implementation, monitoring, and mentoring other engineers through the process
• Experience leading incident response, conducting post‑mortems, and driving measurable operational improvements in high‑availability systems
• Utilizes generative AI responsibly, maintaining human oversight to deliver business‑ready outputs and drive measurable improvements in workflow efficiency, cost, and quality

Pay Transparency Notice: The target annual base salary for this position can range as detailed below. Total compensation may also include equity and bonus eligibility and benefits (including medical, dental, and vision).

Annual base salary range (excluding equity and bonus):

• $191,100
• $191,100 CAD

Application Limit: Candidates may submit a maximum of 3 applications within a 6-month period.

Equal Opportunity Employer: Coinbase is an Equal Opportunity Employer.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status, or genetic information. Applicants with criminal histories will be considered consistent with applicable federal, state, and local laws.

US Applicants: View Employee Rights, Know Your Rights, and E‑Verify Notice of Participation.

Accommodations: If you are an individual with a disability who needs a reasonable accommodation, email us your request and contact info at accommodations[at]coinbase.com.

Data Privacy Arbitration: By submitting your application, you agree to our Candidate Privacy Notice. US applicants: By submitting your application, you agree to Arbitration of Disputes.

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