Senior Single-Family Underwriter – Hybrid/Remote

Kentucky Housing Corporation; Oregon; Hybrid; USD 75,000 - 115,000; Full time

Job summary

Kentucky Housing Corporation is seeking a Single-Family Underwriter to review and approve or deny loans aligned with CFPB rules and federal/state requirements. You will evaluate credit, income, and property data, ensuring adherence to agency guidelines and KHC policies.

The role involves handling multiple files, using underwriting systems, and collaborating with lenders, brokers, and internal staff while staying current on regulatory changes. Remote work options may be available.

Qualifications

• Experience reviewing mortgage loans for CFPB compliance and applicable laws.
• Knowledge of federal housing programs and regulations.
• Ability to analyze data and assess credit and property risk.

Responsibilities

• Analyze each mortgage loan file for compliance, risk and sustainability.
• Review applicant credit history and financials for eligibility.
• Manage multiple applications concurrently.
• Use web-based systems to review loan documents.
• Communicate with AMC on appraisal issues or corrections.
• Make independent approval decisions while staying updated on guideline changes.
• Provide prompt customer service through underwriting turnaround for new/pended loans.
• Assist in Delegated Lender Program training and quality control reviews.

Skills

Word processing

Spreadsheet software

Data analysis

Communication

Problem solving

Team coordination

Organizational skills

Attention to detail

Conflict management

Written communication

Education

Associate's degree in public administration or business

Two years’ FHA DE Underwriter experience substituted for degree

Tools

FNMA Desktop Underwriter

Freddie Mac Loan Product Advisor

FHA Connection

VA WebLGY

RHS Government Underwriting System

KHC loan origination systems

Job description

Kentucky Housing Corporation is seeking a Single-Family Underwriter to review and approve or deny loans aligned with CFPB rules and federal/state requirements. You will evaluate credit, income, and property data, ensuring adherence to agency guidelines and KHC policies.

The role involves handling multiple files, using underwriting systems, and collaborating with lenders, brokers, and internal staff while staying current on regulatory changes. Remote work options may be available.